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Home›Virginia›Spotsylvania County›Fredericksburg

June Marcia Williams — Licensed Insurance Agent in Fredericksburg, VA
June Marcia Williams
Your Insurance Agent in Fredericksburg, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Fredericksburg, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Fredericksburg, VA | 12+ Years Experience

Top-Rated Financial Protection for Fredericksburg Residents

Honest, Local Insurance Guidance for Your Family's Future in Spotsylvania County

Your local licensed agent in Fredericksburg, Spotsylvania County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Fredericksburg, Spotsylvania County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Fredericksburg, VA

Fredericksburg, VA — Your Local Producer

For my neighbors in Fredericksburg, planning for the future is as important as preserving our city's rich history. Whether you're raising a family in Spotsylvania County or enjoying life near the Rappahannock River, having the right protection brings peace of mind. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping you understand your options. I can help you navigate policies like Term Life, Final Expense, and Critical Illness, ensuring you find a plan that fits your unique needs. Let's talk about securing your family's future. (NPN: 17209549, Virginia License No: 1575461)

  • University of Mary Washington
  • Fredericksburg City Hall
  • Old Mill Park
NPN17209549VA License1575461

Fredericksburg is home to approximately 28,300 residents in Spotsylvania County, with a median age of 30.9 and a median household income of $83,400. About 39% of homes are owner-occupied; the median home value is $438,000. 44% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 8% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Fredericksburg households.

How Fredericksburg compares to Spotsylvania County

SPOTSYLVANIA COUNTY · 141K RESIDENTS FREDERICKSBURG · 28K RESIDENTS
Spotsylvania County vs Fredericksburg — population comparison Spotsylvania County: 141,097 residents. Fredericksburg: 28,258 residents, 20.0% of Spotsylvania County population.
141,097 SPOTSYLVANIA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
28,258 FREDERICKSBURG RESIDENTS ↳ 20.0% of Spotsylvania County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Fredericksburg, VA?

Yes, qualification is common in Fredericksburg. Within Spotsylvania County's ~150,000 residents — including the 9.4% currently without health coverage — 11.6% of adults manage current cigarette smoking and 10.4% live with diagnosed diabetes per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Fredericksburg families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Spotsylvania Courthouse →

📊 Top Health Considerations (CDC)

Top Health Considerations for Fredericksburg (CITY) High cholesterol: 33.3%. High blood pressure: 30.5%. Obesity: 39.2%. Diagnosed diabetes: 10.4%. Current cigarette smoking: 11.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FREDERICKSBURG High cholesterol 33.3% High blood pressure 30.5% Obesity 39.2% Diagnosed diabetes 10.4% Current cigarette smoking 11.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Spotsylvania County Gov Portal .GOV
Population ~28,258
Lack of health insurance (18–64) 8.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5129744
Google Maps
4.0 13 reviews
Fredericksburg City Hall photo 1Fredericksburg City Hall photo 2Fredericksburg City Hall photo 3Fredericksburg City Hall photo 4
Photos by Alex Vazquez , Brian B , Juan Pablo Tello Montoya , Shaun Surette via Google Maps
View on Google Maps
Fredericksburg City Hall
Open now · Mon 8:00 AM – 4:00 PM
(540) 372-1001
fredericksburgva.gov .GOV
715 Princess Anne St, Fredericksburg, VA 22401, USA
Recent Reviews
Randy Rhodes ★☆☆☆☆
"Mayor has left it up to the citizens to protect themselves. Make sure you carry protection when entering into town. If you call 911 they will advise you to call city hall. Protesters receive apologi…"
Kevin Gross ★★★★★
"Helpful staff. Easy-to-follow processes"
Available in Fredericksburg

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Spotsylvania County and Neighboring Virginia Counties

Cities served near Fredericksburg.

June Marcia Williams writes life insurance and supplemental health policies across Spotsylvania County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Fredericksburg

23 Cities · 3 Counties
Caroline County9
Bowling GreenLake CarolineLake Land'OrLong BranchMilfordPort RoyalRappahannock AcaRuther GlenWoodford
Spotsylvania CountyHome4
Lake WildernessPartlowSnellSpotsylvania Courthouse
Orange County10
BarboursvilleBurnleysBurr HillGordonsvilleLake of the WoodsMontfordMontpelier StatiOrangeSomersetUnionville
Official Resources

Know your rights in Fredericksburg.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Fredericksburg insurance — answered.

💰

How much does life insurance cost in Fredericksburg?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Fredericksburg
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Fredericksburg?

Yes. June serves all of Fredericksburg and every municipality in Spotsylvania County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Spotsylvania Courthouse Spotsylvania County, VA 10 products available
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You Are Here Fredericksburg Spotsylvania County, VA
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Next → Lake Wilderness Spotsylvania County, VA 10 products available

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