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Home›Virginia›Caroline County›Long Branch

June Marcia Williams — Licensed Insurance Agent in Long Branch, VA
June Marcia Williams
Your Insurance Agent in Long Branch, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Long Branch, VA...
National Producer No.
17209549
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Life Insurance in Long Branch, VA

Dedicated Coverage Options from Final Expense to Term Life in Caroline County

The Smart Choice for Dependable Life Insurance in Long Branch, VA

Your local licensed agent in Long Branch, Caroline County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Long Branch, Caroline County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Long Branch, VA

Long Branch, VA — Your Local Producer

As a fellow Virginian, I understand the value of the close-knit, rural character we enjoy in Caroline County. For my neighbors in the Long Branch community, securing your family's future is a key part of that peace of mind. My role as a licensed insurance producer is to help you understand your options, whether it's term life, final expense, or other personal policies. I take the time to listen to your unique needs and help you build a strategy. I'm June Marcia Williams (NPN: 17209549, Virginia License No: 1575461), and I'm here to help you protect what matters most.

  • Lawyers Rd (VA-601)
  • Partlow Rd (VA-738)
  • North Anna River
NPN17209549VA License1575461

Long Branch is home to approximately 7,600 residents in Caroline County, with a median age of 44.3 and a median household income of $179,000. About 83% of homes are owner-occupied; the median home value is $691,000. 67% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 6% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Long Branch households.

How Long Branch compares to Caroline County

CAROLINE COUNTY · 31K RESIDENTS LONG BRANCH · 8K RESIDENTS
Caroline County vs Long Branch — population comparison Caroline County: 31,181 residents. Long Branch: 7,635 residents, 24.5% of Caroline County population.
31,181 CAROLINE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,635 LONG BRANCH RESIDENTS ↳ 24.5% of Caroline County residents
Underwriting Guidelines

Does diagnosed diabetes affect life insurance rates in Long Branch, VA?

Yes, qualification is common in Long Branch. Within Caroline County's ~31,000 residents — including the 10.1% currently without health coverage — 10.5% of adults manage diagnosed diabetes and 22.9% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Port Royal →

📊 Top Health Considerations (CDC)

Top Health Considerations for Long Branch (CITY) High cholesterol: 39.3%. High blood pressure: 30.1%. Obesity: 22.9%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 7.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LONG BRANCH High cholesterol 39.3% High blood pressure 30.1% Obesity 22.9% Diagnosed diabetes 10.5% Current cigarette smoking 7.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Caroline County Gov Portal .GOV
Population ~7,635
Lack of health insurance (18–64) 5.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5146760
Google Maps
Long Branch civic building photo 1Long Branch civic building photo 2Long Branch civic building photo 3
Photos by Long Branch City Hall , Jazmin Vidal , Suzette Trejo-Rivera via Google Maps
View on Google Maps
Available in Long Branch

Life Insurance Products in Long Branch, VA

9 insurance products available in Long Branch

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Caroline County and Nearby Virginia Counties

Life Insurance by City Near Long Branch, VA

Life insurance by city across Caroline County and adjacent Virginia counties.

🌟 Cities Served near Long Branch

22 Cities · 3 Counties
Essex County9
CaretCenter CrossChamplainHowertonsHustleLaneviewLorettoMillers TavernTappahannock
Caroline CountyHome8
Bowling GreenLake CarolineLake Land'OrMilfordPort RoyalRappahannock AcaRuther GlenWoodford
King William County5
AylettCentral GarageKing WilliamManquinWest Point
Official Resources

Know your rights in Long Branch.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Long Branch Life Insurance Questions

💰

How much does life insurance cost in Long Branch?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Long Branch
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Long Branch?

Yes. June serves all of Long Branch and every municipality in Caroline County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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