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Home›Virginia›Shenandoah County›Toms Brook

June Marcia Williams — Licensed Insurance Agent in Toms Brook, VA
June Marcia Williams
Your Insurance Agent in Toms Brook, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Toms Brook, VA...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Toms Brook

Dedicated Coverage Options from Final Expense to Term Life in Shenandoah County

The Smart Choice for Dependable Life Insurance in Toms Brook, VA

Your local licensed agent in Toms Brook, Shenandoah County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Toms Brook, Shenandoah County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Toms Brook, VA

Toms Brook, VA — Your Local Producer

Hello Toms Brook! I love the unique character and close-knit feel we have here in Shenandoah County. It’s a special place to build a life, and that life is worth protecting. I’m June Marcia Williams, a licensed insurance producer living and working right here among you. My goal is to help my neighbors understand their options for personal insurance, from term life and final expense to accident and hospital indemnity plans. I'm here to help you find a strategy that fits your family's needs. (NPN: 17209549, Virginia License No: 1575461)

  • Toms Brook Town Park
  • Toms Brook Elementary School
  • Toms Brook Town Hall
NPN17209549VA License1575461

Toms Brook is home to approximately 363 residents in Shenandoah County, with a median age of 40.1 and a median household income of $80,900. About 82% of homes are owner-occupied; the median home value is $193,000. 7% of adults hold a bachelor's degree or higher; households with children make up 33%; veterans comprise 5% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Toms Brook households.

How Toms Brook compares to Shenandoah County

SHENANDOAH COUNTY · 44K RESIDENTS TOMS BROOK · 363 RESIDENTS
Shenandoah County vs Toms Brook — population comparison Shenandoah County: 44,337 residents. Toms Brook: 363 residents, 0.8% of Shenandoah County population.
44,337 SHENANDOAH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
363 TOMS BROOK RESIDENTS ↳ 0.8% of Shenandoah County residents
Underwriting Guidelines

Can I get life insurance with diagnosed diabetes in Toms Brook, VA?

Yes. Shenandoah County's health profile — 45,000 residents, 10.4% uninsured, 14.3% adults with diagnosed diabetes, 41.2% with high cholesterol — shapes how A-rated carriers tier rate classes for Toms Brook applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Toms Brook families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Strasburg →

📊 Top Health Considerations (CDC)

Top Health Considerations for Toms Brook (CITY) High cholesterol: 41.2%. High blood pressure: 39.4%. Obesity: 36%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 16.6%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TOMS BROOK High cholesterol 41.2% High blood pressure 39.4% Obesity 36.0% Diagnosed diabetes 14.3% Current cigarette smoking 16.6% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Shenandoah County Gov Portal .GOV
Population ~363
Lack of health insurance (18–64) 9.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5179024
Google Maps
View on Google Maps
Toms Brook Town Office
(540) 436-8000
tomsbrookva.net
3342 S Main St, Toms Brook, VA 22660, USA
Available in Toms Brook

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Shenandoah County and Neighboring Virginia Counties

Cities served near Toms Brook.

June Marcia Williams writes life insurance and supplemental health policies across Shenandoah County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Toms Brook

30 Cities · 3 Counties
Frederick County10
BrucetownClear BrookGoreLake HolidayMiddletownShawneelandStar TanneryStephens CityStephensonWhitacre
Shenandoah CountyHome10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMount JacksonNew MarketOrkney SpringsSaint Davids ChuStrasburg
Rockingham County10
BergtonBridgewaterBroadwayElktonHintonMassanetta SpringsMassanuttenMcGaheysvilleMontezumaSingers Glen
Official Resources

Know your rights in Toms Brook.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Toms Brook insurance — answered.

💰

How much does life insurance cost in Toms Brook?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Toms Brook
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Toms Brook?

Yes. June serves all of Toms Brook and every municipality in Shenandoah County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Strasburg Shenandoah County, VA 10 products available
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You Are Here Toms Brook Shenandoah County, VA
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Next → Woodstock Shenandoah County, VA 10 products available

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