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Home›Virginia›Shenandoah County›Mount Clifton

June Marcia Williams — Licensed Insurance Agent in Mount Clifton, VA
June Marcia Williams
Your Insurance Agent in Mount Clifton, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Mount Clifton, VA...
National Producer No.
17209549
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Life Insurance in Mount Clifton, VA

Dedicated Coverage Options from Final Expense to Term Life in Shenandoah County

The Smart Choice for Dependable Life Insurance in Mount Clifton, VA

Your local licensed agent in Mount Clifton, Shenandoah County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Mount Clifton, Shenandoah County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Mount Clifton, VA

Mount Clifton, VA — Your Local Producer

Hello Mount Clifton! Living here in Shenandoah County, we're surrounded by natural beauty and a strong sense of community that makes this area special. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. My goal is to help my neighbors protect their families and financial futures with personalized insurance solutions. I can help you explore options like Term Life, Final Expense, and Critical Illness policies, finding a plan that fits your unique needs. Let's work together to secure peace of mind for you and your loved ones. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Mount Clifton United Methodist Church
  • Route 11 (Valley Pike)
  • Rude's Hill
NPN17209549VA License1575461

Mount Clifton is home to approximately 186 residents in Shenandoah County, with a median age of 63.8. About 96% of homes are owner-occupied. 9% of adults hold a bachelor's degree or higher; households with children make up 5%; veterans comprise 36% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Mount Clifton households.

How Mount Clifton compares to Shenandoah County

SHENANDOAH COUNTY · 44K RESIDENTS MOUNT CLIFTON · 186 RESIDENTS
Shenandoah County vs Mount Clifton — population comparison Shenandoah County: 44,337 residents. Mount Clifton: 186 residents, 0.4% of Shenandoah County population.
44,337 SHENANDOAH COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
186 MOUNT CLIFTON RESIDENTS ↳ 0.4% of Shenandoah County residents
Underwriting Guidelines

Are Mount Clifton residents with diagnosed diabetes able to qualify for life insurance?

Yes. Shenandoah County's health profile — 44,000 residents, 10.4% uninsured, 15.1% adults with diagnosed diabetes, 40.9% with high cholesterol — shapes how A-rated carriers tier rate classes for Mount Clifton applicants. Standard or Preferred is achievable when diagnosed diabetes is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Maurertown →

📊 Top Health Considerations (CDC)

Top Health Considerations for Mount Clifton (CITY) High cholesterol: 40.9%. High blood pressure: 39.9%. Obesity: 37.6%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 17.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MOUNT CLIFTON High cholesterol 40.9% High blood pressure 39.9% Obesity 37.6% Diagnosed diabetes 15.1% Current cigarette smoking 17.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Shenandoah County Gov Portal .GOV
Population ~186
Lack of health insurance (18–64) 11.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5153832
Google Maps
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Available in Mount Clifton

Life Insurance Products in Mount Clifton, VA

9 insurance products available in Mount Clifton

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Shenandoah County and Nearby Virginia Counties

Life Insurance by City Near Mount Clifton, VA

Life insurance by city across Shenandoah County and adjacent Virginia counties.

🌟 Cities Served near Mount Clifton

24 Cities · 3 Counties
Warren County7
Apple Mountain LakeBrowntownFront RoyalLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Shenandoah CountyHome10
BasyeConicvilleEdinburgFishers HillLebanon ChurchMaurertownMount JacksonNew MarketOrkney SpringsStrasburg
Rappahannock County7
CastletonFlint HillHuntlySperryvilleViewtownWashingtonWoodville
Official Resources

Know your rights in Mount Clifton.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Mount Clifton Life Insurance Questions

💰

How much does life insurance cost in Mount Clifton?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Mount Clifton
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Mount Clifton?

Yes. June serves all of Mount Clifton and every municipality in Shenandoah County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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