Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Virginia›Richmond City›Richmond

June Marcia Williams — Licensed Insurance Agent in Richmond, VA
June Marcia Williams
Your Insurance Agent in Richmond, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Richmond, VA...
National Producer No.
17209549
Verify ↗

Trusted Life Insurance in Richmond, VA | Local Expert

Securing Families Across Richmond City with 9 Tailored Product Lines

Why Richmond Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Richmond, Richmond City. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Richmond, Richmond City, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Richmond, VA

Richmond, VA — Your Local Producer

Hello, Richmond! From the vibrant arts scene to the historic neighborhoods along the James River, I appreciate the unique character of our city. As a local resident, I understand the importance of securing your family's future right here in our community. My name is June Marcia Williams, and I am a licensed insurance producer in Virginia (NPN: 17209549, VA License No: 1575461). I offer personalized guidance on a range of products, including Term Life, Final Expense, and other personal insurance solutions, helping you find coverage that aligns with your specific needs and long-term goals.

  • Virginia Museum of Fine Arts
  • Maymont
  • Virginia State Capitol
NPN17209549VA License1575461

Richmond is home to approximately 227,200 residents in Richmond City, with a median age of 34.5 and a median household income of $59,600. About 43% of homes are owner-occupied; the median home value is $308,000. 44% of adults hold a bachelor's degree or higher; households with children make up 20%; veterans comprise 5% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Richmond households.

How Richmond compares to Richmond City

RICHMOND CITY · 227K RESIDENTS RICHMOND · 227K RESIDENTS
Richmond City vs Richmond — population comparison Richmond City: 227,171 residents. Richmond: 227,171 residents, 100.0% of Richmond City population.
227,171 RICHMOND CITY POPULATION ↳ 1 cell ≈ 10,000 residents
227,171 RICHMOND RESIDENTS ↳ 100.0% of Richmond City residents
Underwriting Guidelines

How does obesity impact life insurance underwriting in Richmond, VA?

Many Richmond residents secure competitive rates despite obesity. Richmond City reports 37.6% adult prevalence (CDC PLACES); 37.4% also manage high blood pressure, with 10.0% of the ~229,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Richmond families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View Richmond City coverage area →

📊 Top Health Considerations (CDC)

Top Health Considerations for Richmond (CITY) High cholesterol: 36.1%. High blood pressure: 37.4%. Obesity: 37.6%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 13.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RICHMOND High cholesterol 36.1% High blood pressure 37.4% Obesity 37.6% Diagnosed diabetes 13.3% Current cigarette smoking 13.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Richmond City Gov Portal .GOV
Population ~227,171
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5167000
Google Maps
2.6 96 reviews
City of Richmond Virginia (City Hall) photo 1City of Richmond Virginia (City Hall) photo 2City of Richmond Virginia (City Hall) photo 3City of Richmond Virginia (City Hall) photo 4
Photos by Ozan Gurel , Lyn Zacharias , G Aquino , Robert Hunter via Google Maps
View on Google Maps
City of Richmond Virginia (City Hall)
Open now · Mon 8:00 AM – 5:00 PM
(804) 646-7000
rva.gov .GOV
900 E Broad St, Richmond, VA 23219, USA
Recent Reviews
Jill Eades ★★★★★
"I had the best experience yesterday at City Hall! The security officer, the information desk attendant, and the parking permit staff person were so friendly and helpful! The lobby area of City Hall is…"
Grace Downard ★★★★★
"Had a really amazing city hall experience yesterday. Had an issue with parking tickets and the man at the front desk helped me figure it out plus I was able to get a parking permit hassle free! I know…"
Available in Richmond

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Richmond City and Neighboring Virginia Counties

Cities served near Richmond.

June Marcia Williams writes life insurance and supplemental health policies across Richmond City and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Richmond

20 Cities · 3 Counties
Henrico County10
BellevueChamberlayneDumbartonGlen AllenHighland SpringsLakesideLaurelMontroseRidgeWyndham
Richmond CityHome0
Chesterfield County10
AmpthillBensleyBrandermillEnonEttrickLocust GroveMidlothianRockwoodSpring GroveWoodlake
Official Resources

Know your rights in Richmond.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Richmond insurance — answered.

💰

How much does life insurance cost in Richmond?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Richmond
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Richmond?

Yes. June serves all of Richmond and every municipality in Richmond City. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Richmond Richmond City, VA 10 products available
•
You Are Here Richmond Richmond City, VA
•
Next → Richmond Richmond City, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia