Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Bensley, VA
June Marcia Williams
Your Insurance Agent in Bensley, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Bensley, VA...
National Producer No.
17209549
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Life Insurance in Bensley, VA

Securing Families Across Chesterfield County with 9 Tailored Product Lines

Why Bensley Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Bensley, Chesterfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Bensley, Chesterfield County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Bensley, VA

Bensley, VA — Your Local Producer

As a fellow Virginian and a licensed insurance producer, I understand the values that make living in Bensley special. Here in Chesterfield County, we appreciate our community and the importance of planning for the future. I'm dedicated to helping my neighbors navigate their personal insurance options, whether that's securing a Term or Whole Life policy, planning for Final Expenses, or exploring coverage for accidents and critical illness. My goal is to provide clear, straightforward guidance so you can feel confident in the choices you make for your family's financial security. (NPN: 17209549, Virginia License No: 1575461)

  • Bensley Recreation Center
  • Bensley Elementary School
  • Jefferson Davis Highway & Bells Road
NPN17209549VA License1575461

Bensley is home to approximately 6,000 residents in Chesterfield County, with a median age of 31.0 and a median household income of $44,000. About 39% of homes are owner-occupied; the median home value is $175,000. 11% of adults hold a bachelor's degree or higher; households with children make up 39%; veterans comprise 5% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Bensley households.

How Bensley compares to Chesterfield County

CHESTERFIELD COUNTY · 366K RESIDENTS BENSLEY · 6K RESIDENTS
Chesterfield County vs Bensley — population comparison Chesterfield County: 366,019 residents. Bensley: 6,032 residents, 1.6% of Chesterfield County population.
366,019 CHESTERFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
6,032 BENSLEY RESIDENTS ↳ 1.6% of Chesterfield County residents

Can I get life insurance with arthritis in Bensley, VA?

Yes. Chesterfield County's health profile — 366,000 residents, 8.2% uninsured, 24.1% adults with arthritis, 16.3% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Bensley applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Bellwood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Bensley (CITY) High cholesterol: 37.6%. High blood pressure: 40.3%. Obesity: 42.6%. Diagnosed diabetes: 16.3%. Current cigarette smoking: 16.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BENSLEY High cholesterol 37.6% High blood pressure 40.3% Obesity 42.6% Diagnosed diabetes 16.3% Current cigarette smoking 16.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~6,032
Lack of health insurance (18–64) 16.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5106728
Google Maps
4.3 3 reviews
Bensley Community Building photo 1Bensley Community Building photo 2Bensley Community Building photo 3
Photos by Curionic One , Francisco Diaz , ANTHONY PARROTT-SMITH via Google Maps
Bensley Community Building
Open now · Mon 8:30 AM – 6:00 PM
2900 Drewrys Bluff Rd, Richmond, VA 23237, USA
Recent Reviews
Curionic One ★★★★★
"Done catering over the years here and it’s a nice setup inside"
E. Noble ★★★★★
"Had our wedding reception here in 2006. Very nice clean and organized."

Life Insurance Products in Bensley, VA

9 insurance products available in Bensley

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Bensley, VA

Life insurance by city across Chesterfield County and adjacent Virginia counties.

🌟 Cities Served near Bensley

21 Cities · 3 Counties
Petersburg City1

Know your rights in Bensley.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Bensley Life Insurance Questions

💰

How much does life insurance cost in Bensley?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Bensley
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Bensley?

Yes. June serves all of Bensley and every municipality in Chesterfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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