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Home›Virginia›Henrico County›Sandston

June Marcia Williams — Licensed Insurance Agent in Sandston, VA
June Marcia Williams
Your Insurance Agent in Sandston, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Sandston, VA...
National Producer No.
17209549
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Trusted Life Insurance in Sandston, VA | Local Expert

Securing Families Across Henrico County with 9 Tailored Product Lines

Why Sandston Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Sandston, Henrico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Sandston, Henrico County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Sandston, VA

Sandston, VA — Your Local Producer

Hello, Sandston! I truly appreciate the unique character and close-knit feel of our Henrico County community. My name is June Marcia Williams, and as your neighbor and a licensed insurance producer, I am committed to helping local families and individuals secure their financial futures. I offer personal guidance on a range of options, from Term and Whole Life insurance to Final Expense, Critical Illness, and Accident & Injury policies. My focus is on understanding your specific situation to help you find the right coverage for your needs. I'm here to help you navigate your choices with clarity and confidence. (NPN: 17209549, Virginia License No: 1575461)

  • Henrico Theatre
  • Sandston Elementary School
  • Richmond International Airport
NPN17209549VA License1575461

Sandston is home to approximately 7,200 residents in Henrico County, with a median age of 37.9 and a median household income of $61,400. About 48% of homes are owner-occupied; the median home value is $190,000. 13% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Sandston households.

How Sandston compares to Henrico County

HENRICO COUNTY · 333K RESIDENTS SANDSTON · 7K RESIDENTS
Henrico County vs Sandston — population comparison Henrico County: 333,120 residents. Sandston: 7,152 residents, 2.1% of Henrico County population.
333,120 HENRICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,152 SANDSTON RESIDENTS ↳ 2.1% of Henrico County residents
Underwriting Guidelines

How does current cigarette smoking impact life insurance underwriting in Sandston, VA?

Many Sandston residents secure competitive rates despite current cigarette smoking. Henrico County reports 16.2% adult prevalence (CDC PLACES); 40.9% also manage high blood pressure, with 7.8% of the ~335,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Sandston families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Ridge →

📊 Top Health Considerations (CDC)

Top Health Considerations for Sandston (CITY) High cholesterol: 37.8%. High blood pressure: 40.9%. Obesity: 36.9%. Diagnosed diabetes: 14.6%. Current cigarette smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SANDSTON High cholesterol 37.8% High blood pressure 40.9% Obesity 36.9% Diagnosed diabetes 14.6% Current cigarette smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Henrico County Gov Portal .GOV
Population ~7,152
Lack of health insurance (18–64) 9.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5170256
Google Maps
Henrico County photo 1
Photos by Leslie E Brady via Google Maps
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Henrico County
(804) 737-2859
Sandston, VA 23150, USA
Available in Sandston

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Henrico County and Neighboring Virginia Counties

Cities served near Sandston.

June Marcia Williams writes life insurance and supplemental health policies across Henrico County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Sandston

12 Cities · 3 Counties
Colonial Heights City1
Colonial Heights
Henrico CountyHome10
BellevueChamberlayneDumbartonGlen AllenHighland SpringsLakesideLaurelMontroseRidgeWyndham
Charles City County1
Charles City
Official Resources

Know your rights in Sandston.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Sandston insurance — answered.

💰

How much does life insurance cost in Sandston?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Sandston
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Sandston?

Yes. June serves all of Sandston and every municipality in Henrico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Ridge Henrico County, VA 10 products available
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You Are Here Sandston Henrico County, VA
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Next → Short Pump Henrico County, VA 10 products available

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