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Home›Virginia›Chesterfield County›Chester

June Marcia Williams — Licensed Insurance Agent in Chester, VA
June Marcia Williams
Your Insurance Agent in Chester, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chester, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Chester, VA | 12+ Years Experience

Top-Rated Financial Protection for Chester Residents

Honest, Local Insurance Guidance for Your Family's Future in Chesterfield County

Your local licensed agent in Chester, Chesterfield County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Chester, Chesterfield County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chester, VA

Chester, VA — Your Local Producer

Hello to my neighbors in Chester! I appreciate the unique character and strong community spirit we have here in Chesterfield County, and I'm proud to serve our area. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families plan for their financial futures. I can help you navigate options for Term Life, Whole Life, Final Expense, and other personal insurance policies. My goal is to provide clear, straightforward information so you can feel confident in your decisions. As your neighbor, I'm here to help (NPN: 17209549, Virginia License No: 1575461).

  • Henricus Historical Park
  • Thomas Dale High School
  • Dutch Gap Conservation Area
NPN17209549VA License1575461

Chester is home to approximately 23,100 residents in Chesterfield County, with a median age of 40.6 and a median household income of $87,200. About 73% of homes are owner-occupied; the median home value is $274,000. 32% of adults hold a bachelor's degree or higher; households with children make up 32%; veterans comprise 7% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Chester households.

How Chester compares to Chesterfield County

CHESTERFIELD COUNTY · 366K RESIDENTS CHESTER · 23K RESIDENTS
Chesterfield County vs Chester — population comparison Chesterfield County: 366,019 residents. Chester: 23,068 residents, 6.3% of Chesterfield County population.
366,019 CHESTERFIELD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
23,068 CHESTER RESIDENTS ↳ 6.3% of Chesterfield County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Chester, VA?

Yes. Chesterfield County's health profile — 384,000 residents, 8.2% uninsured, 12.0% adults with current cigarette smoking, 39.4% with high cholesterol — shapes how A-rated carriers tier rate classes for Chester applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Chester families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Brandermill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chester (CITY) High cholesterol: 39.4%. High blood pressure: 37.4%. Obesity: 37.2%. Diagnosed diabetes: 12.7%. Current cigarette smoking: 12%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESTER High cholesterol 39.4% High blood pressure 37.4% Obesity 37.2% Diagnosed diabetes 12.7% Current cigarette smoking 12.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Chesterfield County Gov Portal .GOV
Population ~23,068
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5116096
Google Maps
Chester photo 1Chester photo 2Chester photo 3
Photos by Alretta Slagle , Joy , Osman Bayram via Google Maps
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Chester
Chester, VA, USA
Available in Chester

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Chesterfield County and Neighboring Virginia Counties

Cities served near Chester.

June Marcia Williams writes life insurance and supplemental health policies across Chesterfield County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Chester

12 Cities · 3 Counties
Richmond City1
Richmond
Chesterfield CountyHome10
AmpthillBensleyBrandermillEnonEttrickLocust GroveMidlothianRockwoodSpring GroveWoodlake
Colonial Heights City1
Colonial Heights
Official Resources

Know your rights in Chester.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chester insurance — answered.

💰

How much does life insurance cost in Chester?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chester
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chester?

Yes. June serves all of Chester and every municipality in Chesterfield County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

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