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Home›Virginia›Rappahannock County›Chester Gap

June Marcia Williams — Licensed Insurance Agent in Chester Gap, VA
June Marcia Williams
Your Insurance Agent in Chester Gap, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Chester Gap, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Chester Gap | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Chester Gap Without the Complexity

Your local licensed agent in Chester Gap, Rappahannock County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Chester Gap, Rappahannock County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Chester Gap, VA

Chester Gap, VA — Your Local Producer

For my neighbors in Chester Gap, the beauty of life in Rappahannock and Warren Counties is something we cherish every day. As a local licensed insurance producer, I understand the importance of protecting the families that make our community so special. I'm here to help you navigate your options for personal insurance, whether that's Term Life, Final Expense, or other plans designed to provide security for your loved ones. My commitment is to offer clear, straightforward guidance so you can make confident decisions for your future. (June Marcia Williams, NPN: 17209549, Virginia License No: 1575461)

  • Chester Gap Volunteer Fire Department
  • Appalachian Trail
  • Intersection of US-522 & Chester Gap Rd
NPN17209549VA License1575461
Underwriting Guidelines

What rate class can Chester Gap applicants with obesity expect from life insurance carriers?

Many Chester Gap residents secure competitive rates despite obesity. Rappahannock County reports 35.5% adult prevalence (CDC PLACES); 34.8% also manage arthritis, with 7.8% of the ~7,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Chester Gap families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Castleton →

📊 Top Health Considerations (CDC)

Top Health Considerations for Chester Gap (CITY) High cholesterol: 39.5%. High blood pressure: 36.1%. Obesity: 35.5%. Diagnosed diabetes: 11.8%. Current cigarette smoking: 14.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CHESTER GAP High cholesterol 39.5% High blood pressure 36.1% Obesity 35.5% Diagnosed diabetes 11.8% Current cigarette smoking 14.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Rappahannock County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 8.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5116240
Google Maps
4.8 6 reviews
Chester Gap Volunteer Fire Department photo 1Chester Gap Volunteer Fire Department photo 2
Photos by Elisheva Aguayo , Chester Gap Volunteer Fire Department via Google Maps
View on Google Maps
Chester Gap Volunteer Fire Department
Open now · Mon Open 24 hours
(540) 635-5482
chestergapvfd.com
42 Waterfall Rd, Chester Gap, VA 22623, USA
Recent Reviews
kathy elar ★★★★★
"Firefighters and EMTs and the many volunteers are the cream of the crop at this incredible team. They have come and take them into the hospital many times and then just wonderful and very caring suppo…"
Michael Wolniewicz ★★★★★
"The best run company in Warren county and definitely one of the best in Rappahannock."
Available in Chester Gap

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Rappahannock County and Neighboring Virginia Counties

Cities served near Chester Gap.

June Marcia Williams writes life insurance and supplemental health policies across Rappahannock County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Chester Gap

24 Cities · 3 Counties
Warren County7
Apple Mountain LakeBrowntownFront RoyalLindenShenandoah FarmsShenandoah ShoresSkyland Estates
Rappahannock CountyHome7
CastletonFlint HillHuntlySperryvilleViewtownWashingtonWoodville
Culpeper County10
BostonBrandy StationElkwoodJeffersontonLignumMitchellsRaccoon FordRapidanRevaRichardsville
Official Resources

Know your rights in Chester Gap.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Chester Gap insurance — answered.

💰

How much does life insurance cost in Chester Gap?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Chester Gap
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Chester Gap?

Yes. June serves all of Chester Gap and every municipality in Rappahannock County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Castleton Rappahannock County, VA 10 products available
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Next → Flint Hill Rappahannock County, VA 10 products available

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