June Marcia Williams

Your Insurance Agent in St. Charles, VA

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing St. Charles, VA...

National Producer No.

17209549

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Trusted Life Insurance in St. Charles, VA | Local Expert

Securing Families Across Lee County with 9 Tailored Product Lines

Why St. Charles Residents Rely on June for Complete Peace of Mind

Your local licensed agent in St. Charles, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for St. Charles, Lee County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · St. Charles, VA

St. Charles, VA — Your Local Producer

Hello to my neighbors in St. Charles. Living here in Lee County, we understand the value of a strong, resilient community and looking out for one another. As a licensed insurance producer, I bring that same local commitment to helping you protect what matters most. My name is June Marcia Williams, and I specialize in personal insurance lines designed to safeguard your family and your future. Whether you're planning for the long term or preparing for the unexpected, I can help you explore your options. As an individual producer (NPN: 17209549, Virginia License No: 1575461), I'm dedicated to providing clear guidance.

St. Charles Post Office
Main Street
St. Charles Elementary School

NPN17209549VA License1575461

St. Charles is home to approximately 64 residents in Lee County, with a median age of 50.9 and a median household income of $18,800. About 75% of homes are owner-occupied; the median home value is $14,600. 0% of adults hold a bachelor's degree or higher; households with children make up 7%; veterans comprise 0% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit St. Charles households.

How St. Charles compares to Lee County

LEE COUNTY · 22K RESIDENTS ST. CHARLES · 64 RESIDENTS

22,287 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

64 ST. CHARLES RESIDENTS ↳ 0.3% of Lee County residents

Underwriting Guidelines

Are St. Charles residents with arthritis able to qualify for life insurance?

Yes. Lee County's health profile — 22,000 residents, 12.0% uninsured, 28.7% adults with arthritis, 23.8% with current cigarette smoking — shapes how A-rated carriers tier rate classes for St. Charles applicants. Standard or Preferred is achievable when arthritis is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches St. Charles families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Saint Charles →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Lee County Gov Portal .GOV

Population ~64

Lack of health insurance (18–64) 11.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5169792

3.6 19 reviews

Photos by sahan jayarathna , Jin Zou (阿瑾) , Balaji Perumal , St Charles City Hall via Google Maps

View on Google Maps

St Charles City Hall

Open now · Mon 8:00 AM – 5:00 PM

(636) 949-3200

stcharlescitymo.gov .GOV

200 N 2nd St #2851, St Charles, MO 63301, USA

Recent Reviews

ACE Services Experts ★☆☆☆☆

"Today I had a horrible experience over the phone with an employee by the name of Michelle and the community development department. Right from the beginning of the conversation, she seemed to have att…"

Marine Anglico ★☆☆☆☆

"Do you ever not have traffic lights out? Roads const stay closed for work. Traffic everywhere. Get it together."

Available in St. Charles

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Lee County and Neighboring Virginia Counties

Cities served near St. Charles.

June Marcia Williams writes life insurance and supplemental health policies across Lee County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near St. Charles

25 Cities · 3 Counties

Dickenson County8

Bee Birchleaf Breaks Clinchco Clintwood Haysi McClure Nora

Lee CountyHome9

Ben Hur Dryden Ewing Jonesville Keokee Pennington Gap Rose Hill Saint Charles Stickleyville

Russell County8

Castlewood Cleveland Council Dante Honaker Lebanon Rosedale Swords Creek

Official Resources

Know your rights in St. Charles.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

St. Charles insurance — answered.

💰

How much does life insurance cost in St. Charles?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Charles

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of St. Charles?

Yes. June serves all of St. Charles and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Nearby Cities

Coverage continues next door.

← Previous Saint Charles Lee County, VA 10 products available

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You Are Here St. Charles Lee County, VA

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Next → Stickleyville Lee County, VA 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Trusted Life Insurance in St. Charles, VA | Local Expert

Securing Families Across Lee County with 9 Tailored Product Lines

Why St. Charles Residents Rely on June for Complete Peace of Mind

St. Charles, VA — Your Local Producer

How St. Charles compares to Lee County

Are St. Charles residents with arthritis able to qualify for life insurance?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near St. Charles.

🌟 Cities Served near St. Charles

Know your rights in St. Charles.

Virginia State Corporation Commission — Bureau of Insurance

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

St. Charles insurance — answered.

How much does life insurance cost in St. Charles?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of St. Charles?

What is critical illness insurance?

How do I verify June's VA license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources