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Home›Virginia›Lee County›Pennington Gap

June Marcia Williams — Licensed Insurance Agent in Pennington Gap, VA
June Marcia Williams
Your Insurance Agent in Pennington Gap, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pennington Gap, VA...
National Producer No.
17209549
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Life Insurance in Pennington Gap, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Pennington Gap Without the Complexity

Your local licensed agent in Pennington Gap, Lee County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Pennington Gap, Lee County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Pennington Gap, VA

Pennington Gap, VA — Your Local Producer

For my neighbors in Pennington Gap, I know that life here in Lee County is built on a strong sense of community and looking out for one another. That same spirit of care is what I bring to my work as a licensed insurance producer. My goal is to help you navigate your options for life insurance, final expense, and other personal policies so you can feel confident about your family's financial future. As a fellow Virginian, I'm here to provide clear, straightforward guidance. I'm June Marcia Williams, NPN: 17209549, holding Virginia License No: 1575461.

  • Leeman Field
  • Pennington Gap Town Hall
  • Lee County High School
NPN17209549VA License1575461

Pennington Gap is home to approximately 2,300 residents in Lee County, with a median age of 32.2 and a median household income of $24,200. About 43% of homes are owner-occupied; the median home value is $90,700. 8% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 4% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Pennington Gap households.

How Pennington Gap compares to Lee County

LEE COUNTY · 22K RESIDENTS PENNINGTON GAP · 2K RESIDENTS
Lee County vs Pennington Gap — population comparison Lee County: 22,287 residents. Pennington Gap: 2,254 residents, 10.1% of Lee County population.
22,287 LEE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,254 PENNINGTON GAP RESIDENTS ↳ 10.1% of Lee County residents
Underwriting Guidelines

Can I get life insurance with obesity in Pennington Gap, VA?

Coverage is widely available. Pennington Gap sits within Lee County (population ~22,000, 12.0% uninsured), where 46.2% of adults have obesity alongside 44.7% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Keokee →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pennington Gap (CITY) High cholesterol: 40.7%. High blood pressure: 44.7%. Obesity: 46.2%. Diagnosed diabetes: 18%. Current cigarette smoking: 25.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PENNINGTON GAP High cholesterol 40.7% High blood pressure 44.7% Obesity 46.2% Diagnosed diabetes 18.0% Current cigarette smoking 25.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lee County Gov Portal .GOV
Population ~2,254
Lack of health insurance (18–64) 16.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5161560
Google Maps
3.0 4 reviews
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Pennington Gap Town Hall
Open now · Mon 8:00 AM – 4:30 PM
(276) 546-1177
townofpenningtonva.gov .GOV
528 Industrial Rd, Pennington Gap, VA 24277, USA
Recent Reviews
Jake B ★☆☆☆☆
"They are real quick to take deposits and bills. But when the meter is leaking.. And you try to do the responsible thing and shut it off so I don't get a big bill.. It becomes an issue. I never knew yo…"
Lucy Hinkle ★★★★★
"It was strat forward walked in and paid for the water bill and out. The lady's are always very good at there job. They're always friendly and courtesy."
Available in Pennington Gap

Life Insurance Products in Pennington Gap, VA

9 insurance products available in Pennington Gap

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lee County and Nearby Virginia Counties

Life Insurance by City Near Pennington Gap, VA

Life insurance by city across Lee County and adjacent Virginia counties.

🌟 Cities Served near Pennington Gap

19 Cities · 3 Counties
Scott County9
BlackwaterClinchportDuffieldDungannonFort BlackmoreGate CityHiltonsNickelsvilleWeber City
Lee CountyHome9
Ben HurDrydenEwingJonesvilleKeokeeRose HillSaint CharlesSt. CharlesStickleyville
Norton City1
Norton
Official Resources

Know your rights in Pennington Gap.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pennington Gap Life Insurance Questions

💰

How much does life insurance cost in Pennington Gap?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pennington Gap
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pennington Gap?

Yes. June serves all of Pennington Gap and every municipality in Lee County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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