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Home›Virginia›Henrico County›Montrose

June Marcia Williams — Licensed Insurance Agent in Montrose, VA
June Marcia Williams
Your Insurance Agent in Montrose, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Montrose, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Montrose | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Montrose Without the Complexity

Your local licensed agent in Montrose, Henrico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Montrose, Henrico County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Montrose, VA

Montrose, VA — Your Local Producer

Hello, Montrose neighbors! As a resident of the greater Richmond area, I appreciate the unique character and community spirit we have here in Henrico County. My name is June Marcia Williams, and I'm a licensed insurance producer dedicated to serving our local families. Navigating insurance options like Term Life, Final Expense, or Critical Illness can feel overwhelming, but it doesn't have to be. I'm here to provide clear, personalized guidance to help you find the right protection for your specific needs and budget. Let's work together to secure your family's future. (NPN: 17209549, Virginia License No: 1575461)

  • Montrose Elementary School
  • White Oak Village
  • Williamsburg Road & South Laburnum Avenue
NPN17209549VA License1575461

Montrose is home to approximately 8,400 residents in Henrico County, with a median age of 39.7 and a median household income of $39,000. About 37% of homes are owner-occupied; the median home value is $167,000. 16% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 4% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Montrose households.

How Montrose compares to Henrico County

HENRICO COUNTY · 333K RESIDENTS MONTROSE · 8K RESIDENTS
Henrico County vs Montrose — population comparison Henrico County: 333,120 residents. Montrose: 8,363 residents, 2.5% of Henrico County population.
333,120 HENRICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,363 MONTROSE RESIDENTS ↳ 2.5% of Henrico County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Montrose, VA?

Many Montrose residents secure competitive rates despite high blood pressure. Henrico County reports 41.0% adult prevalence (CDC PLACES); 38.7% also manage obesity, with 7.8% of the ~335,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Montrose families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Laurel →

📊 Top Health Considerations (CDC)

Top Health Considerations for Montrose (CITY) High cholesterol: 35.2%. High blood pressure: 41%. Obesity: 38.7%. Diagnosed diabetes: 14.5%. Current cigarette smoking: 14%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONTROSE High cholesterol 35.2% High blood pressure 41.0% Obesity 38.7% Diagnosed diabetes 14.5% Current cigarette smoking 14.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Henrico County Gov Portal .GOV
Population ~8,363
Lack of health insurance (18–64) 8.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5152904
Google Maps
3.9 9 reviews
City of Montrose - City Hall photo 1City of Montrose - City Hall photo 2City of Montrose - City Hall photo 3City of Montrose - City Hall photo 4
Photos by David Spear , Lukas F , Dustin Richie , Todd Wellman via Google Maps
View on Google Maps
City of Montrose - City Hall
Open now · Mon 8:00 AM – 6:00 PM
(970) 240-1400
cityofmontrose.org
400 E Main St, Montrose, CO 81401, USA
Recent Reviews
Elizaveta Sukhonosova ★★★★★
"The sweetest people work here. Thanks a lot to Lisa for helping exchange college kids in the summer. We had great experience!"
MonkofGames ★☆☆☆☆
"The place looks good at first, and then you meet the people...."
Available in Montrose

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Henrico County and Neighboring Virginia Counties

Cities served near Montrose.

June Marcia Williams writes life insurance and supplemental health policies across Henrico County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Montrose

21 Cities · 3 Counties
Chesterfield County10
AmpthillBensleyBrandermillEnonEttrickLocust GroveMidlothianRockwoodSpring GroveWoodlake
Henrico CountyHome10
BellevueChamberlayneDumbartonGlen AllenHighland SpringsLakesideLaurelRegencyRidgeWyndham
Hopewell City1
Hopewell
Official Resources

Know your rights in Montrose.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Montrose insurance — answered.

💰

How much does life insurance cost in Montrose?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Montrose
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Montrose?

Yes. June serves all of Montrose and every municipality in Henrico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Laurel Henrico County, VA 10 products available
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Next → Regency Henrico County, VA 10 products available

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