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Home›Virginia›Henrico County›Laurel

June Marcia Williams — Licensed Insurance Agent in Laurel, VA
June Marcia Williams
Your Insurance Agent in Laurel, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Laurel, VA...
National Producer No.
17209549
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Life Insurance in Laurel, VA

Dedicated Coverage Options from Final Expense to Term Life in Henrico County

The Smart Choice for Dependable Life Insurance in Laurel, VA

Your local licensed agent in Laurel, Henrico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Laurel, Henrico County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Laurel, VA

Laurel, VA — Your Local Producer

Hello, Laurel neighbors! As a resident of our vibrant Henrico County community, I understand the unique blend of tradition and forward-thinking that defines our way of life. My name is June Marcia Williams, and I'm a licensed insurance producer right here in Virginia. I help individuals and families navigate their options for life insurance, final expense, and supplemental health plans. My goal is to provide clear, personalized guidance so you can feel confident in your choices for protecting what matters most. I'm here to help you plan for the future with peace of mind. (NPN: 17209549, Virginia License No: 1575461)

  • Laurel Elementary School
  • Laurel Recreation Area
  • Intersection of Brook Road and Hungary Spring Road
NPN17209549VA License1575461

Laurel is home to approximately 18,500 residents in Henrico County, with a median age of 35.1 and a median household income of $68,000. About 51% of homes are owner-occupied; the median home value is $257,000. 30% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 4% of residents. Average household size is 2.5. These demographic markers shape which life insurance products fit Laurel households.

How Laurel compares to Henrico County

HENRICO COUNTY · 333K RESIDENTS LAUREL · 18K RESIDENTS
Henrico County vs Laurel — population comparison Henrico County: 333,120 residents. Laurel: 18,480 residents, 5.5% of Henrico County population.
333,120 HENRICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
18,480 LAUREL RESIDENTS ↳ 5.5% of Henrico County residents
Underwriting Guidelines

Does high cholesterol affect life insurance rates in Laurel, VA?

Yes, qualification is common in Laurel. Within Henrico County's ~333,000 residents — including the 7.8% currently without health coverage — 34.2% of adults manage high cholesterol and 26.0% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lakeside →

📊 Top Health Considerations (CDC)

Top Health Considerations for Laurel (CITY) High cholesterol: 34.2%. High blood pressure: 35.7%. Obesity: 35%. Diagnosed diabetes: 12.4%. Current cigarette smoking: 14.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAUREL High cholesterol 34.2% High blood pressure 35.7% Obesity 35.0% Diagnosed diabetes 12.4% Current cigarette smoking 14.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Henrico County Gov Portal .GOV
Population ~18,480
Lack of health insurance (18–64) 10.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5144280
Google Maps
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Available in Laurel

Life Insurance Products in Laurel, VA

9 insurance products available in Laurel

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Henrico County and Nearby Virginia Counties

Life Insurance by City Near Laurel, VA

Life insurance by city across Henrico County and adjacent Virginia counties.

🌟 Cities Served near Laurel

21 Cities · 3 Counties
Charles City County1
Charles City
Henrico CountyHome10
BellevueChamberlayneDumbartonGlen AllenHighland SpringsLakesideRegencyRidgeSandstonWyndham
Chesterfield County10
AmpthillBellwoodBensleyBon AirBrandermillChesterChesterfieldEnonMatoacaMidlothian
Official Resources

Know your rights in Laurel.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Laurel Life Insurance Questions

💰

How much does life insurance cost in Laurel?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Laurel
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Laurel?

Yes. June serves all of Laurel and every municipality in Henrico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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