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Home›Virginia›Franklin County›Ferrum

June Marcia Williams — Licensed Insurance Agent in Ferrum, VA
June Marcia Williams
Your Insurance Agent in Ferrum, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ferrum, VA...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Ferrum | Same-Day Quotes

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Ferrum Without the Complexity

Your local licensed agent in Ferrum, Franklin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Ferrum, Franklin County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Ferrum, VA

Ferrum, VA — Your Local Producer

As a licensed insurance producer serving the Ferrum community, I appreciate the strong, independent spirit that defines life here in Franklin County. My name is June Marcia Williams, and my mission is to provide my neighbors with clear, straightforward information about life and supplemental health insurance options. Whether you're considering coverage for final expenses, critical illness, or simply planning for your family's future security, I am here to help you understand the choices available. As a Virginia-licensed professional, I'm committed to helping you find a suitable path forward. (NPN: 17209549, Virginia License No: 1575461)

  • Ferrum College
  • Blue Ridge Institute & Museum
  • Ferrum Elementary School
NPN17209549VA License1575461

Ferrum is home to approximately 1,700 residents in Franklin County, with a median age of 21.3 and a median household income of $34,000. About 63% of homes are owner-occupied; the median home value is $132,000. 25% of adults hold a bachelor's degree or higher; households with children make up 28%; veterans comprise 1% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Ferrum households.

How Ferrum compares to Franklin County

FRANKLIN COUNTY · 55K RESIDENTS FERRUM · 2K RESIDENTS
Franklin County vs Ferrum — population comparison Franklin County: 54,838 residents. Ferrum: 1,717 residents, 3.1% of Franklin County population.
54,838 FRANKLIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,717 FERRUM RESIDENTS ↳ 3.1% of Franklin County residents
Underwriting Guidelines

Are Ferrum residents with current asthma able to qualify for life insurance?

Yes. Franklin County's health profile — 56,000 residents, 8.6% uninsured, 11.1% adults with current asthma, 34.8% with high blood pressure — shapes how A-rated carriers tier rate classes for Ferrum applicants. Standard or Preferred is achievable when current asthma is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Ferrum families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Union Hall →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ferrum (CITY) High cholesterol: 38.5%. High blood pressure: 34.8%. Obesity: 33.9%. Diagnosed diabetes: 12.8%. Current cigarette smoking: 16%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · FERRUM High cholesterol 38.5% High blood pressure 34.8% Obesity 33.9% Diagnosed diabetes 12.8% Current cigarette smoking 16.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Franklin County Gov Portal .GOV
Population ~1,717
Lack of health insurance (18–64) 9.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5127712
Google Maps
4.4 118 reviews
Ferrum College photo 1Ferrum College photo 2Ferrum College photo 3Ferrum College photo 4
Photos by Michael Hancock-Parmer , Scott Kinney , Tatsu Takeuchi , Natasha Gillis via Google Maps
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Ferrum College
(800) 868-9797
ferrum.edu
215 Ferrum Mountain Rd, Ferrum, VA 24088, USA
Recent Reviews
Pastor Mike Sanders ★★★★★
"This is absolutely a beautiful campus. The surrounding areas are beautiful the people are nice. Currently I'm here on a summer retreat with our church youth group. The facilities are great. All this k…"
Tonya Pendergrass ★★★★★
"Beautiful campus and everybody is so friendly and helpful!! I know my daughter will love her 4 years here!"
Available in Ferrum

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Franklin County and Neighboring Virginia Counties

Cities served near Ferrum.

June Marcia Williams writes life insurance and supplemental health policies across Franklin County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Ferrum

26 Cities · 3 Counties
Floyd County6
Alum RidgeCopper HillFloydIndian ValleySimpsonsWillis
Franklin CountyHome10
Boones MillCallawayGladehillHardyHenryHenry ForkNorth ShoreRocky MountWestlake CornerWirtz
Henry County10
BassettChatmossFieldaleHorse PastureMartinsvilleOak LevelRidgewaySandy LevelSpencerVilla Heights
Official Resources

Know your rights in Ferrum.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Ferrum insurance — answered.

💰

How much does life insurance cost in Ferrum?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ferrum
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ferrum?

Yes. June serves all of Ferrum and every municipality in Franklin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Callaway Franklin County, VA 10 products available
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