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Home›Virginia›Franklin County›Union Hall

June Marcia Williams — Licensed Insurance Agent in Union Hall, VA
June Marcia Williams
Your Insurance Agent in Union Hall, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Union Hall, VA...
National Producer No.
17209549
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Life Insurance in Union Hall, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Union Hall Without the Complexity

Your local licensed agent in Union Hall, Franklin County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Union Hall, Franklin County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Union Hall, VA

Union Hall, VA — Your Local Producer

Hello, Union Hall! Living here in Franklin County means appreciating the beauty of our community, from the shores of Smith Mountain Lake to the quiet countryside. As a licensed insurance producer, I'm June Marcia Williams, and I'm dedicated to helping my neighbors navigate their insurance options. Whether you're considering Term Life, Final Expense, or other personal policies to protect your family, I'm here to provide clear, straightforward information. My goal is to help you understand your choices and feel confident in the decisions you make for your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Smith Mountain Lake
  • Union Hall Elementary School
  • Penhook Road (VA-40)
NPN17209549VA License1575461

Union Hall is home to approximately 1,100 residents in Franklin County, with a median age of 61.4 and a median household income of $109,000. About 94% of homes are owner-occupied; the median home value is $624,000. 49% of adults hold a bachelor's degree or higher; households with children make up 9%; veterans comprise 9% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Union Hall households.

How Union Hall compares to Franklin County

FRANKLIN COUNTY · 55K RESIDENTS UNION HALL · 1K RESIDENTS
Franklin County vs Union Hall — population comparison Franklin County: 54,838 residents. Union Hall: 1,071 residents, 2.0% of Franklin County population.
54,838 FRANKLIN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,071 UNION HALL RESIDENTS ↳ 2.0% of Franklin County residents
Underwriting Guidelines

What rate class can Union Hall applicants with obesity expect from life insurance carriers?

Many Union Hall residents secure competitive rates despite obesity. Franklin County reports 33.1% adult prevalence (CDC PLACES); 47.9% also manage high cholesterol, with 8.6% of the ~55,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Henry →

📊 Top Health Considerations (CDC)

Top Health Considerations for Union Hall (CITY) High cholesterol: 47.9%. High blood pressure: 44.7%. Obesity: 33.1%. Diagnosed diabetes: 16%. Current cigarette smoking: 12.3%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · UNION HALL High cholesterol 47.9% High blood pressure 44.7% Obesity 33.1% Diagnosed diabetes 16.0% Current cigarette smoking 12.3% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Franklin County Gov Portal .GOV
Population ~1,071
Lack of health insurance (18–64) 6.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5180000
Google Maps
Union Hall photo 1Union Hall photo 2Union Hall photo 3
Photos by Jose Alfedo Perez , Jose Alfedo Perez , Jose Alfedo Perez via Google Maps
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Union Hall
Union Hall, VA 24176, USA
Available in Union Hall

Life Insurance Products in Union Hall, VA

9 insurance products available in Union Hall

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Franklin County and Nearby Virginia Counties

Life Insurance by City Near Union Hall, VA

Life insurance by city across Franklin County and adjacent Virginia counties.

🌟 Cities Served near Union Hall

12 Cities · 3 Counties
Roanoke City1
Roanoke
Franklin CountyHome10
Boones MillCallawayFerrumGladehillHardyHenryHenry ForkPenhookRocky MountWirtz
Salem City1
Salem
Official Resources

Know your rights in Union Hall.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Union Hall Life Insurance Questions

💰

How much does life insurance cost in Union Hall?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Union Hall
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Union Hall?

Yes. June serves all of Union Hall and every municipality in Franklin County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

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