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Home›Virginia›Bedford County›Big Island

June Marcia Williams — Licensed Insurance Agent in Big Island, VA
June Marcia Williams
Your Insurance Agent in Big Island, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Big Island, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Big Island, VA | 12+ Years Experience

Top-Rated Financial Protection for Big Island Residents

Honest, Local Insurance Guidance for Your Family's Future in Bedford County

Your local licensed agent in Big Island, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Big Island, Bedford County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Big Island, VA

Big Island, VA — Your Local Producer

In a close-knit community like Big Island, we understand the importance of looking out for one another. That same spirit of care is what I bring to my work helping my Bedford County neighbors protect their families and futures. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help you understand your options for personal insurance, from Term Life and Final Expense to plans for critical illness or accidents. My goal is to provide clear, personalized guidance so you can make confident decisions for your loved ones. (NPN: 17209549, Virginia License No: 1575461)

  • Big Island Elementary School
  • Big Island Library
  • Big Island Volunteer Fire Company
NPN17209549VA License1575461

Big Island is home to approximately 181 residents in Bedford County, with a median age of 54.9 and a median household income of $40,300. About 55% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 23%; veterans comprise 32% of residents. Average household size is 1.6. These demographic markers shape which life insurance products fit Big Island households.

How Big Island compares to Bedford County

BEDFORD COUNTY · 80K RESIDENTS BIG ISLAND · 181 RESIDENTS
Bedford County vs Big Island — population comparison Bedford County: 79,761 residents. Big Island: 181 residents, 0.2% of Bedford County population.
79,761 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
181 BIG ISLAND RESIDENTS ↳ 0.2% of Bedford County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Big Island, VA?

Yes. Bedford County's health profile — 82,000 residents, 7.2% uninsured, 15.9% adults with current cigarette smoking, 39.7% with obesity — shapes how A-rated carriers tier rate classes for Big Island applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Big Island families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Stewartsville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Big Island (CITY) High cholesterol: 43%. High blood pressure: 41.5%. Obesity: 39.7%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 15.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · BIG ISLAND High cholesterol 43.0% High blood pressure 41.5% Obesity 39.7% Diagnosed diabetes 15.8% Current cigarette smoking 15.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~181
Lack of health insurance (18–64) 7.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5107400
Google Maps
5.0 1 review
Big Island VFC Community Center photo 1Big Island VFC Community Center photo 2
Photos by Eagle's Eye Photography , Eagle's Eye Photography via Google Maps
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Big Island VFC Community Center
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17396 Big Island Hwy, Big Island, VA 24526, USA
Recent Reviews
Timothy Hensley ★★★★★
Available in Big Island

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bedford County and Neighboring Virginia Counties

Cities served near Big Island.

June Marcia Williams writes life insurance and supplemental health policies across Bedford County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Big Island

21 Cities · 3 Counties
Botetourt County10
Blue RidgeBuchananCloverdaleDalevilleEagle RockFincastleGlen WiltonLaymantownLithiaTroutville
Bedford CountyHome10
BedfordColeman FallsForestGoodeGoodviewHuddlestonMonetaMontvaleStewartsvilleThaxton
Roanoke City1
Roanoke
Official Resources

Know your rights in Big Island.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Big Island insurance — answered.

💰

How much does life insurance cost in Big Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Big Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Big Island?

Yes. June serves all of Big Island and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Bedford Bedford County, VA 10 products available
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