Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
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June Marcia Williams — Licensed Insurance Agent in Lithia, VA
June Marcia Williams
Your Insurance Agent in Lithia, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lithia, VA...
National Producer No.
17209549
Verify ↗

Secure Your Family's Future | Custom Life Insurance in Lithia

Dedicated Coverage Options from Final Expense to Term Life in Botetourt County

The Smart Choice for Dependable Life Insurance in Lithia, VA

Your local licensed agent in Lithia, Botetourt County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Lithia, Botetourt County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Lithia, VA

Lithia, VA — Your Local Producer

For my neighbors in Lithia and across Botetourt County, the natural beauty of our area provides a wonderful sense of peace. Ensuring your family's financial future is secure can offer that same priceless feeling. I'm June Marcia Williams, an individual Licensed Insurance Producer (NPN: 17209549, Virginia License No: 1575461) dedicated to serving our community. I help individuals and families navigate their options for Term Life, Whole Life, Final Expense, and supplemental plans like Critical Illness or Accident & Injury insurance. My goal is to help you understand your choices so you can confidently protect what matters most.

  • Lithia Baptist Church
  • James River
  • Intersection of Lee Highway (US-11) and Lithia Road (VA-640)
NPN17209549VA License1575461

Does arthritis affect life insurance rates in Lithia, VA?

Yes, qualification is common in Lithia. Within Botetourt County's ~34,000 residents — including the 7.2% currently without health coverage — 31.5% of adults manage arthritis and 31.3% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Lithia families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Laymantown →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
Google Maps
3.4 10 reviews
City Hall photo 1City Hall photo 2City Hall photo 3City Hall photo 4
Photos by Tim Stewart , Jim Teller , Steve Petty , 2123 rivermont via Google Maps
City Hall
Open now · Mon 8:30 AM – 5:00 PM
900 Church St, Lynchburg, VA 24504, USA
Recent Reviews
Kevin Manovich ★★☆☆☆
"The city has been trying to revitalize downtown area. They've been working hard at it and it shows. Unfortunately, my wife and I were visiting this weekend on Saturday and half the stores we tried to …"
SEE JAY ★★★★★
"Went to get my puppy’s dog tag license. Front desk at Billing & Collections made it a walk in the park. So easy & quick!"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Lithia.

June Marcia Williams writes life insurance and supplemental health policies across Botetourt County and adjacent Virginia counties — all within the same Virginia regulatory framework.

Know your rights in Lithia.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Lithia insurance — answered.

💰

How much does life insurance cost in Lithia?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lithia
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lithia?

Yes. June serves all of Lithia and every municipality in Botetourt County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified

Coverage continues next door.

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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