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Home›Virginia›Bedford County›Moneta

June Marcia Williams — Licensed Insurance Agent in Moneta, VA
June Marcia Williams
Your Insurance Agent in Moneta, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Moneta, VA...
National Producer No.
17209549
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Expert Life Insurance Agent in Moneta, VA | 12+ Years Experience

Top-Rated Financial Protection for Moneta Residents

Honest, Local Insurance Guidance for Your Family's Future in Bedford County

Your local licensed agent in Moneta, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Moneta, Bedford County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Moneta, VA

Moneta, VA — Your Local Producer

Hello, my Moneta neighbors! Life here in Bedford County, with the beauty of Smith Mountain Lake all around us, is truly special. As you plan for your family's future, it's important to have a financial safety net in place. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549, Virginia License No: 1575461), I'm dedicated to helping my fellow residents understand their options. Whether you're considering Term Life, Final Expense, or other personal insurance policies, I can help you navigate the choices to find a plan that fits your needs.

  • Smith Mountain Lake State Park
  • Booker T. Washington National Monument
  • Moneta Park
NPN17209549VA License1575461

Moneta is home to approximately 378 residents in Bedford County, with a median age of 35.4 and a median household income of $31,100. About 65% of homes are owner-occupied; the median home value is $241,000. 34% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 12% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit Moneta households.

How Moneta compares to Bedford County

BEDFORD COUNTY · 80K RESIDENTS MONETA · 378 RESIDENTS
Bedford County vs Moneta — population comparison Bedford County: 79,761 residents. Moneta: 378 residents, 0.5% of Bedford County population.
79,761 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
378 MONETA RESIDENTS ↳ 0.5% of Bedford County residents
Underwriting Guidelines

Does current cigarette smoking affect life insurance rates in Moneta, VA?

Yes, qualification is common in Moneta. Within Bedford County's ~82,000 residents — including the 7.2% currently without health coverage — 12.8% of adults manage current cigarette smoking and 35.1% live with obesity per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Moneta families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Goode →

📊 Top Health Considerations (CDC)

Top Health Considerations for Moneta (CITY) High cholesterol: 45.8%. High blood pressure: 42.4%. Obesity: 35.1%. Diagnosed diabetes: 15.1%. Current cigarette smoking: 12.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONETA High cholesterol 45.8% High blood pressure 42.4% Obesity 35.1% Diagnosed diabetes 15.1% Current cigarette smoking 12.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~378
Lack of health insurance (18–64) 6.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5152536
Google Maps
Moneta photo 1Moneta photo 2Moneta photo 3
Photos by Adam Lynch , Pauline Knight , Billie Curry/patton via Google Maps
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Moneta
Moneta, VA 24121, USA
Available in Moneta

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Bedford County and Neighboring Virginia Counties

Cities served near Moneta.

June Marcia Williams writes life insurance and supplemental health policies across Bedford County and adjacent Virginia counties — all within the same Virginia regulatory framework.

🌟 Cities Served near Moneta

18 Cities · 3 Counties
Roanoke City1
Roanoke
Bedford CountyHome10
BedfordBig IslandColeman FallsForestGoodeGoodviewHuddlestonMontvaleStewartsvilleThaxton
Campbell County7
AltavistaBrooknealConcordEvingtonGladysLynch StationRustburg
Official Resources

Know your rights in Moneta.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Moneta insurance — answered.

💰

How much does life insurance cost in Moneta?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Moneta
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Moneta?

Yes. June serves all of Moneta and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

Verified
Nearby Cities

Coverage continues next door.

← Previous Huddleston Bedford County, VA 10 products available
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You Are Here Moneta Bedford County, VA
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Next → Montvale Bedford County, VA 10 products available

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