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Home›Virginia›Botetourt County›Cloverdale

June Marcia Williams — Licensed Insurance Agent in Cloverdale, VA
June Marcia Williams
Your Insurance Agent in Cloverdale, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cloverdale, VA...
National Producer No.
17209549
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Life Insurance in Cloverdale, VA

Dedicated Coverage Options from Final Expense to Term Life in Botetourt County

The Smart Choice for Dependable Life Insurance in Cloverdale, VA

Your local licensed agent in Cloverdale, Botetourt County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Cloverdale, Botetourt County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
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❤️ 3K+ Satisfied
Right here · Cloverdale, VA

Cloverdale, VA — Your Local Producer

Hello, Cloverdale! I'm June Marcia Williams, your local licensed insurance producer, and I'm proud to serve our community here in beautiful Botetourt County. In a place known for its scenic views and strong sense of connection, I believe in providing insurance guidance that's just as personal and dependable. I'm here to help you navigate your options for life, final expense, and supplemental health insurance, ensuring you find a plan that fits your unique needs. Let's work together to secure your family's future with confidence. (NPN: 17209549, Virginia License No: 1575461)

  • Cloverdale Elementary School
  • Read Mountain Preserve
  • Lee Highway (US-11)
NPN17209549VA License1575461

Cloverdale is home to approximately 3,500 residents in Botetourt County, with a median age of 50.9 and a median household income of $64,900. About 70% of homes are owner-occupied; the median home value is $318,000. 26% of adults hold a bachelor's degree or higher; households with children make up 18%; veterans comprise 5% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Cloverdale households.

How Cloverdale compares to Botetourt County

BOTETOURT COUNTY · 34K RESIDENTS CLOVERDALE · 4K RESIDENTS
Botetourt County vs Cloverdale — population comparison Botetourt County: 33,734 residents. Cloverdale: 3,501 residents, 10.4% of Botetourt County population.
33,734 BOTETOURT COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,501 CLOVERDALE RESIDENTS ↳ 10.4% of Botetourt County residents
Underwriting Guidelines

Can I get life insurance with arthritis in Cloverdale, VA?

Coverage is widely available. Cloverdale sits within Botetourt County (population ~34,000, 7.2% uninsured), where 31.5% of adults have arthritis alongside 37.7% with high blood pressure per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Buchanan →

📊 Top Health Considerations (CDC)

Top Health Considerations for Cloverdale (CITY) High cholesterol: 39.1%. High blood pressure: 37.7%. Obesity: 36.3%. Diagnosed diabetes: 13%. Current cigarette smoking: 13.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CLOVERDALE High cholesterol 39.1% High blood pressure 37.7% Obesity 36.3% Diagnosed diabetes 13.0% Current cigarette smoking 13.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Botetourt County Gov Portal .GOV
Population ~3,501
Lack of health insurance (18–64) 8.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5117680
Google Maps
Cloverdale civic building photo 1
Photos by Calder Hutcheson via Google Maps
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Available in Cloverdale

Life Insurance Products in Cloverdale, VA

9 insurance products available in Cloverdale

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Botetourt County and Nearby Virginia Counties

Life Insurance by City Near Cloverdale, VA

Life insurance by city across Botetourt County and adjacent Virginia counties.

🌟 Cities Served near Cloverdale

20 Cities · 3 Counties
Roanoke City1
Roanoke
Botetourt CountyHome9
Blue RidgeBuchananDalevilleEagle RockFincastleGlen WiltonLaymantownLithiaTroutville
Bedford County10
BedfordBig IslandColeman FallsForestGoodeGoodviewHuddlestonMonetaMontvaleThaxton
Official Resources

Know your rights in Cloverdale.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cloverdale Life Insurance Questions

💰

How much does life insurance cost in Cloverdale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cloverdale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cloverdale?

Yes. June serves all of Cloverdale and every municipality in Botetourt County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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