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Home›Virginia›Bedford County›Stewartsville

June Marcia Williams — Licensed Insurance Agent in Stewartsville, VA
June Marcia Williams
Your Insurance Agent in Stewartsville, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Stewartsville, VA...
National Producer No.
17209549
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Life Insurance in Stewartsville, VA

Dedicated Coverage Options from Final Expense to Term Life in Bedford County

The Smart Choice for Dependable Life Insurance in Stewartsville, VA

Your local licensed agent in Stewartsville, Bedford County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Stewartsville, Bedford County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Stewartsville, VA

Stewartsville, VA — Your Local Producer

Hello Stewartsville! I appreciate the strong sense of community and scenic beauty we enjoy here in Bedford County. It’s that same spirit of looking out for one another that guides my work as a licensed insurance producer. I help local families and individuals navigate their options for personal insurance, including Term, Whole, and Universal Life, as well as policies for Final Expense, Critical Illness, and Accidents. My goal is to help you find a plan that fits your life. I'm June Marcia Williams, ready to assist you. (NPN: 17209549, Virginia License No: 1575461)

  • Stewartsville Elementary School
  • Stewartsville-Chamblissburg Volunteer Fire Department
  • Stewartsville Post Office
NPN17209549VA License1575461

Stewartsville is home to approximately 514 residents in Bedford County, with a median age of 55.4 and a median household income of $81,200. About 82% of homes are owner-occupied; the median home value is $155,000. 27% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 17% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Stewartsville households.

How Stewartsville compares to Bedford County

BEDFORD COUNTY · 80K RESIDENTS STEWARTSVILLE · 514 RESIDENTS
Bedford County vs Stewartsville — population comparison Bedford County: 79,761 residents. Stewartsville: 514 residents, 0.6% of Bedford County population.
79,761 BEDFORD COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
514 STEWARTSVILLE RESIDENTS ↳ 0.6% of Bedford County residents
Underwriting Guidelines

How does diagnosed diabetes impact life insurance underwriting in Stewartsville, VA?

Many Stewartsville residents secure competitive rates despite diagnosed diabetes. Bedford County reports 13.3% adult prevalence (CDC PLACES); 14.1% also manage current cigarette smoking, with 7.2% of the ~80,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Huddleston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Stewartsville (CITY) High cholesterol: 41.8%. High blood pressure: 37.5%. Obesity: 37.5%. Diagnosed diabetes: 13.3%. Current cigarette smoking: 14.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · STEWARTSVILLE High cholesterol 41.8% High blood pressure 37.5% Obesity 37.5% Diagnosed diabetes 13.3% Current cigarette smoking 14.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Bedford County Gov Portal .GOV
Population ~514
Lack of health insurance (18–64) 7.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5175504
Google Maps
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Available in Stewartsville

Life Insurance Products in Stewartsville, VA

9 insurance products available in Stewartsville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Bedford County and Nearby Virginia Counties

Life Insurance by City Near Stewartsville, VA

Life insurance by city across Bedford County and adjacent Virginia counties.

🌟 Cities Served near Stewartsville

13 Cities · 3 Counties
Salem City1
Salem
Bedford CountyHome10
BedfordBig IslandColeman FallsForestGoodeGoodviewHuddlestonMonetaMontvaleThaxton
Lynchburg City2
LynchburgTimberlake
Official Resources

Know your rights in Stewartsville.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Stewartsville Life Insurance Questions

💰

How much does life insurance cost in Stewartsville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Stewartsville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Stewartsville?

Yes. June serves all of Stewartsville and every municipality in Bedford County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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