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June Marcia Williams — Licensed Insurance Agent in Wachapreague, VA
June Marcia Williams
Your Insurance Agent in Wachapreague, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wachapreague, VA...
National Producer No.
17209549
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Life Insurance in Wachapreague, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Wachapreague Without the Complexity

Your local licensed agent in Wachapreague, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Wachapreague, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Wachapreague, VA

Wachapreague, VA — Your Local Producer

Hello to my neighbors in Wachapreague. There's a special kind of peace that comes with life here on the Eastern Shore, and I believe your financial protection should feel just as secure. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving the Accomack County community. I help individuals and families navigate their options for personal insurance, including term and whole life, final expense, and policies that help with critical illness or accidents. My goal is to provide clear, straightforward guidance for your future. (NPN: 17209549, Virginia License No: 1575461)

  • Wachapreague Town Marina
  • Island House Restaurant
  • Wachapreague Volunteer Fire Company
NPN17209549VA License1575461

Wachapreague is home to approximately 270 residents in Accomack County, with a median age of 65.5 and a median household income of $54,800. About 81% of homes are owner-occupied; the median home value is $207,000. 31% of adults hold a bachelor's degree or higher; households with children make up 12%; veterans comprise 15% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Wachapreague households.

How Wachapreague compares to Accomack County

ACCOMACK COUNTY · 33K RESIDENTS WACHAPREAGUE · 270 RESIDENTS
Accomack County vs Wachapreague — population comparison Accomack County: 33,367 residents. Wachapreague: 270 residents, 0.8% of Accomack County population.
33,367 ACCOMACK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
270 WACHAPREAGUE RESIDENTS ↳ 0.8% of Accomack County residents
Underwriting Guidelines

Does obesity affect life insurance rates in Wachapreague, VA?

Yes, qualification is common in Wachapreague. Within Accomack County's ~33,000 residents — including the 12.0% currently without health coverage — 39.3% of adults manage obesity and 49.1% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Parksley →

📊 Top Health Considerations (CDC)

Top Health Considerations for Wachapreague (CITY) High cholesterol: 47.4%. High blood pressure: 49.1%. Obesity: 39.3%. Diagnosed diabetes: 19.2%. Current cigarette smoking: 18%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WACHAPREAGUE High cholesterol 47.4% High blood pressure 49.1% Obesity 39.3% Diagnosed diabetes 19.2% Current cigarette smoking 18.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population ~270
Lack of health insurance (18–64) 10.5%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5182320
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Photos by Barbara Smith , Carol DeLuca , Robert Herb via Google Maps
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Wachapreague
Wachapreague, VA, USA
Available in Wachapreague

Life Insurance Products in Wachapreague, VA

9 insurance products available in Wachapreague

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Accomack County and Nearby Virginia Counties

Life Insurance by City Near Wachapreague, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Wachapreague

29 Cities · 3 Counties
Middlesex County10
Church ViewDeltavilleHardyvilleHartfieldJamaicaLocust HillRemlikSaludaSyringaUrbanna
Accomack CountyHome10
AccomacBloxomChincoteagueMakemie ParkMetompkinOnancockParksleyPungoteagueSchooner BayTasley
Northampton County9
BirdsnestCape CharlesCheritonEastvilleExmoreFranktownMachipongoNassawadoxWillis Wharf
Official Resources

Know your rights in Wachapreague.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Wachapreague Life Insurance Questions

💰

How much does life insurance cost in Wachapreague?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Wachapreague
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Wachapreague?

Yes. June serves all of Wachapreague and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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