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Home›Virginia›Accomack County›Modest Town

June Marcia Williams — Licensed Insurance Agent in Modest Town, VA
June Marcia Williams
Your Insurance Agent in Modest Town, VA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Modest Town, VA...
National Producer No.
17209549
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Life Insurance in Modest Town, VA

Your Local VA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Modest Town Without the Complexity

Your local licensed agent in Modest Town, Accomack County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, VA #1575461) writes life insurance for Modest Town, Accomack County, Virginia residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Modest Town, VA

Modest Town, VA — Your Local Producer

Hello to my neighbors in Modest Town. Living here in Accomack County offers a unique sense of peace, and I believe your financial peace of mind should be just as secure. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families navigate their options. Whether you're considering Term Life, Final Expense, or other personal insurance plans to protect what matters most, I'm here to provide clear, straightforward guidance. It's my goal to help you feel confident in your decisions. (NPN: 17209549, Virginia License No: 1575461)

  • Bobtown Road (VA-180)
  • Modest Town Road (VA-605)
  • Macedonia AME Church
NPN17209549VA License1575461
Underwriting Guidelines

Can I get life insurance with obesity in Modest Town, VA?

Yes. Accomack County's health profile — 33,000 residents, 12.0% uninsured, 40.3% adults with obesity, 41.6% with high blood pressure — shapes how A-rated carriers tier rate classes for Modest Town applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hallwood →

📊 Top Health Considerations (CDC)

Top Health Considerations for Modest Town (CITY) High cholesterol: 40.5%. High blood pressure: 41.6%. Obesity: 40.3%. Diagnosed diabetes: 15.8%. Current cigarette smoking: 18.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MODEST TOWN High cholesterol 40.5% High blood pressure 41.6% Obesity 40.3% Diagnosed diabetes 15.8% Current cigarette smoking 18.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Accomack County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 14.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 5152408
Google Maps
Modest Town photo 1Modest Town photo 2
Photos by Carmen Fields , Carmen Fields via Google Maps
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Modest Town
Modest Town, VA 23308, USA
Available in Modest Town

Life Insurance Products in Modest Town, VA

9 insurance products available in Modest Town

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Accomack County and Nearby Virginia Counties

Life Insurance by City Near Modest Town, VA

Life insurance by city across Accomack County and adjacent Virginia counties.

🌟 Cities Served near Modest Town

29 Cities · 3 Counties
Middlesex County10
Church ViewDeltavilleHardyvilleHartfieldJamaicaLocust HillRemlikSaludaSyringaUrbanna
Accomack CountyHome10
AccomacBloxomChincoteagueMakemie ParkMetompkinOnancockParksleyPungoteagueSchooner BayTasley
Northampton County9
BirdsnestCape CharlesCheritonEastvilleExmoreFranktownMachipongoNassawadoxWillis Wharf
Official Resources

Know your rights in Modest Town.

Virginia State Corporation Commission — Bureau of Insurance

File complaints, verify agent licenses, and understand your rights under Virginia insurance law.

Visit scc.virginia.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Modest Town Life Insurance Questions

💰

How much does life insurance cost in Modest Town?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Modest Town
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Modest Town?

Yes. June serves all of Modest Town and every municipality in Accomack County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's VA license?

Verify through VA Bureau of Insurance at scc.virginia.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, VA License #1575461.

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