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Home›Pennsylvania›Luzerne County›Cambra

June Marcia Williams — Licensed Insurance Agent in Cambra, PA
June Marcia Williams
Your Insurance Agent in Cambra, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Cambra, PA...
National Producer No.
17209549
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Expert Life Insurance Agent in Cambra, PA | 12+ Years Experience

Top-Rated Financial Protection for Cambra Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Cambra, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Cambra, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Cambra, PA

Cambra, PA — Your Local Producer

Hello Cambra! As a fellow Pennsylvanian, I understand the value of living in a place with the distinct character of Luzerne County. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help my neighbors navigate their personal insurance options. Whether you're considering life insurance, final expense planning, or coverage for critical illness or accidents, my goal is to offer clear, personalized information. I can help you understand the choices available so you can feel confident in the financial protection you secure for your family. (NPN: 17209549, Pennsylvania License No: 767197)

  • Cambra Post Office
  • Ricketts Glen State Park
  • Intersection of PA Route 239 and Cambra Road
NPN17209549PA License767197
Underwriting Guidelines

How does obesity impact life insurance underwriting in Cambra, PA?

Coverage is widely available. Cambra sits within Luzerne County (population ~326,000, 7.3% uninsured), where 38.2% of adults have obesity alongside 32.0% with arthritis per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Cambra families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Harveys Lake →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) Data Pending

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code N/A
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Available in Cambra

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Luzerne County and Neighboring Pennsylvania Counties

Cities served near Cambra.

June Marcia Williams writes life insurance and supplemental health policies across Luzerne County and adjacent Pennsylvania counties — all within the same Pennsylvania regulatory framework.

🌟 Cities Served near Cambra

30 Cities · 3 Counties
Wyoming County10
Center MorelandFactoryvilleLaceyvilleLake WinolaMehoopanyMeshoppenNicholsonNoxenTunkhannockWest Falls
Luzerne CountyHome10
ChaseCranberryGlen LyonHazletonLattimerLattimer MinesMilnesvilleNew ColumbusPardeesvilleWilkes Barre
Lackawanna County10
CarbondaleChinchillaDunmoreEagle LakeFleetvilleJessupMoosicMoscowScrantonSimpson
Official Resources

Know your rights in Cambra.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Cambra insurance — answered.

💰

How much does life insurance cost in Cambra?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Cambra
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Cambra?

Yes. June serves all of Cambra and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

Verified
Nearby Cities

Coverage continues next door.

← Previous Browntown Luzerne County, PA 10 products available
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