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June Marcia Williams — Licensed Insurance Agent in Harveys Lake, PA
June Marcia Williams
Your Insurance Agent in Harveys Lake, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Harveys Lake, PA...
National Producer No.
17209549
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Life Insurance in Harveys Lake, PA

Top-Rated Financial Protection for Harveys Lake Residents

Honest, Local Insurance Guidance for Your Family's Future in Luzerne County

Your local licensed agent in Harveys Lake, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Harveys Lake, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Harveys Lake, PA

Harveys Lake, PA — Your Local Producer

As a resident of Luzerne County, I appreciate the unique beauty and tight-knit community spirit we have here in Harveys Lake. My name is June Marcia Williams, and I am an independent Licensed Insurance Producer serving my neighbors right here in our corner of Pennsylvania. I specialize in helping individuals and families understand their options for personal insurance—from Term and Whole Life to Final Expense and Accident policies. My goal is to provide clear, personalized guidance so you can confidently choose the right protection for your loved ones. As your local resource (NPN: 17209549, PA License No: 767197), I'm committed to serving our community.

  • Harveys Lake Borough Building
  • Lakeside Drive
  • Pennsylvania Fish and Boat Commission Access Area
NPN17209549PA License767197

Harveys Lake is home to approximately 2,800 residents in Luzerne County, with a median age of 47.3 and a median household income of $70,400. About 78% of homes are owner-occupied; the median home value is $196,000. 41% of adults hold a bachelor's degree or higher; households with children make up 21%; veterans comprise 6% of residents. Average household size is 2.1. These demographic markers shape which life insurance products fit Harveys Lake households.

How Harveys Lake compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS HARVEYS LAKE · 3K RESIDENTS
Luzerne County vs Harveys Lake — population comparison Luzerne County: 325,396 residents. Harveys Lake: 2,793 residents, 0.9% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,793 HARVEYS LAKE RESIDENTS ↳ 0.9% of Luzerne County residents
Underwriting Guidelines

Are Harveys Lake residents with obesity able to qualify for life insurance?

Harveys Lake applicants with obesity qualify routinely. The local risk pool — Luzerne County's ~325,000 residents, 7.3% without health coverage — shows 35.1% adult prevalence of obesity and 32.0% with arthritis. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mountain Top →

📊 Top Health Considerations (CDC)

Top Health Considerations for Harveys Lake (CITY) High cholesterol: 33.5%. High blood pressure: 31.7%. Obesity: 35.1%. Diagnosed diabetes: 9.9%. Current smoking: 17.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HARVEYS LAKE High cholesterol 33.5% High blood pressure 31.7% Obesity 35.1% Diagnosed diabetes 9.9% Current smoking 17.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~2,793
Lack of health insurance (18–64) 6.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4233000
Google Maps
5.0 4 reviews
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Harveys Lake Borough
(570) 639-3300
harveyslakeborough.com
4875 Memorial Hwy, Harveys Lake, PA 18618, USA
Recent Reviews
George Kleinknecht ★★★★★
"It's just a beautiful town. The lake is gorgeous and the houses surrounding it are very nice"
Stanley Wright's ★★★★★
"Great store"
Available in Harveys Lake

Life Insurance Products in Harveys Lake, PA

9 insurance products available in Harveys Lake

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Harveys Lake, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Harveys Lake

30 Cities · 3 Counties
Columbia County10
AristesBentonBerwickBloomsburgBriar CreekBuckhornJamison CityJerseytownLime RidgeRohrsburg
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Wyoming County10
Center MorelandFactoryvilleLaceyvilleLake WinolaMehoopanyMeshoppenNicholsonNoxenTunkhannockWest Falls
Official Resources

Know your rights in Harveys Lake.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Harveys Lake Life Insurance Questions

💰

How much does life insurance cost in Harveys Lake?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Harveys Lake
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Harveys Lake?

Yes. June serves all of Harveys Lake and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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