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Home›Pennsylvania›Lackawanna County›Carbondale

June Marcia Williams — Licensed Insurance Agent in Carbondale, PA
June Marcia Williams
Your Insurance Agent in Carbondale, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Carbondale, PA...
National Producer No.
17209549
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Life Insurance in Carbondale, PA

Your Local PA Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Carbondale Without the Complexity

Your local licensed agent in Carbondale, Lackawanna County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Carbondale, Lackawanna County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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❤️ 3K+ Satisfied
Right here · Carbondale, PA

Carbondale, PA — Your Local Producer

Hello, Carbondale! As a fellow Pennsylvanian, I appreciate the strong community spirit and rich history that define Lackawanna County. Just as your families have built this area with resilience, I believe in building a secure future for my clients. My name is June Marcia Williams, and I am a licensed insurance producer (NPN: 17209549, PA License No: 767197) dedicated to serving our community. I offer personalized guidance on a range of insurance options, from Term and Whole Life to Final Expense and Accident & Injury policies, helping you find a plan that fits your unique life here in Carbondale.

  • Carbondale City Hall
  • Carbondale Area Junior/Senior High School
  • Memorial Park
NPN17209549PA License767197

Carbondale is home to approximately 8,800 residents in Lackawanna County, with a median age of 42.6 and a median household income of $52,700. About 53% of homes are owner-occupied; the median home value is $113,000. 19% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 5% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Carbondale households.

How Carbondale compares to Lackawanna County

LACKAWANNA COUNTY · 216K RESIDENTS CARBONDALE · 9K RESIDENTS
Lackawanna County vs Carbondale — population comparison Lackawanna County: 215,672 residents. Carbondale: 8,818 residents, 4.1% of Lackawanna County population.
215,672 LACKAWANNA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
8,818 CARBONDALE RESIDENTS ↳ 4.1% of Lackawanna County residents
Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Carbondale, PA?

Many Carbondale residents secure competitive rates despite high blood pressure. Lackawanna County reports 33.1% adult prevalence (CDC PLACES); 20.4% also manage current cigarette smoking, with 6.1% of the ~216,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Blakely →

📊 Top Health Considerations (CDC)

Top Health Considerations for Carbondale (CITY) High cholesterol: 34.7%. High blood pressure: 33.1%. Obesity: 33.6%. Diagnosed diabetes: 11.3%. Current smoking: 20.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · CARBONDALE High cholesterol 34.7% High blood pressure 33.1% Obesity 33.6% Diagnosed diabetes 11.3% Current smoking 20.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Lackawanna County Gov Portal .GOV
Population ~8,818
Lack of health insurance (18–64) 8.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4211232
Google Maps
2.5 14 reviews
City of Carbondale photo 1
Photos by Melissa Fullmer via Google Maps
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City of Carbondale
Closed now · Mon 9:00 AM – 4:00 PM
(570) 282-4110
1 N Main St # 2, Carbondale, PA 18407, USA
Recent Reviews
Richlocal worker ★★★★★
"Had a great talk with one of the younger officers and he is a very stand up guy. Super friendly and honestly reassured me with the safety of these streets"
Melissa Fullmer ★★★★★
"Carbondale is a beautiful small community that is working hard to provide community focused resources and programs for all of our families and has been fostering a lot of growth and revitalization ini…"
Available in Carbondale

Life Insurance Products in Carbondale, PA

9 insurance products available in Carbondale

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Lackawanna County and Nearby Pennsylvania Counties

Life Insurance by City Near Carbondale, PA

Life insurance by city across Lackawanna County and adjacent Pennsylvania counties.

🌟 Cities Served near Carbondale

30 Cities · 3 Counties
Luzerne County10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPlainsWilkes Barre
Lackawanna CountyHome10
ArchbaldBlakelyClarks SummitDickson CityDunmoreFleetvilleJermynJessupMoosicScranton
Susquehanna County10
BrackneyBrooklynBrowndaleCliffordDimockForest CityFriendsvilleGreat BendHallsteadHarford
Official Resources

Know your rights in Carbondale.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Carbondale Life Insurance Questions

💰

How much does life insurance cost in Carbondale?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Carbondale
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Carbondale?

Yes. June serves all of Carbondale and every municipality in Lackawanna County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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