Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Lake Winola, PA
June Marcia Williams
Your Insurance Agent in Lake Winola, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lake Winola, PA...
National Producer No.
17209549
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Life Insurance in Lake Winola, PA

Top-Rated Financial Protection for Lake Winola Residents

Honest, Local Insurance Guidance for Your Family's Future in Wyoming County

Your local licensed agent in Lake Winola, Wyoming County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Lake Winola, Wyoming County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Lake Winola, PA

Lake Winola, PA — Your Local Producer

For my neighbors in Lake Winola, the beauty of our community is something special. Living here in Wyoming County offers a unique peace of mind, and I believe your financial protection should provide that same sense of security. My name is June Marcia Williams, and as a licensed insurance producer (NPN: 17209549), I'm dedicated to helping local families navigate their options for life insurance, final expense planning, and other personal coverage. As a fellow Pennsylvanian (License No: 767197), I'm committed to providing clear, personalized information so you can feel confident in your decisions for the future.

  • Lake Winola Borough Building
  • Scranton Canoe Club
  • Lake Winola United Methodist Church
NPN17209549PA License767197

Lake Winola is home to approximately 602 residents in Wyoming County, with a median age of 50.7 and a median household income of $46,800. About 68% of homes are owner-occupied; the median home value is $181,000. 29% of adults hold a bachelor's degree or higher; households with children make up 10%; veterans comprise 17% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Lake Winola households.

How Lake Winola compares to Wyoming County

WYOMING COUNTY · 26K RESIDENTS LAKE WINOLA · 602 RESIDENTS
Wyoming County vs Lake Winola — population comparison Wyoming County: 26,219 residents. Lake Winola: 602 residents, 2.3% of Wyoming County population.
26,219 WYOMING COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
602 LAKE WINOLA RESIDENTS ↳ 2.3% of Wyoming County residents

How does arthritis impact life insurance underwriting in Lake Winola, PA?

Many Lake Winola residents secure competitive rates despite arthritis. Wyoming County reports 35.0% adult prevalence (CDC PLACES); 29.0% also manage high blood pressure, with 5.3% of the ~26,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Factoryville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lake Winola (CITY) High cholesterol: 32.7%. High blood pressure: 29%. Obesity: 34.8%. Diagnosed diabetes: 8.7%. Current smoking: 17.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LAKE WINOLA High cholesterol 32.7% High blood pressure 29.0% Obesity 34.8% Diagnosed diabetes 8.7% Current smoking 17.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~602
Lack of health insurance (18–64) 6.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4241080
Google Maps
4.6 30 reviews
Lake Winola Cottages Association photo 1Lake Winola Cottages Association photo 2Lake Winola Cottages Association photo 3Lake Winola Cottages Association photo 4
Lake Winola Cottages Association
Lake Winola, PA 18625, USA
Recent Reviews
William Durdan ★★★★★
"Every year they have a water carnival and Great fireworks display"
Abigail ★★★★★
"I have lived in this area my whole life and never was at this building but it was super cute inside with a great view of the lake, 10/10 🚣🏻‍♂️🎣🐟"

Life Insurance Products in Lake Winola, PA

9 insurance products available in Lake Winola

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Lake Winola, PA

Life insurance by city across Wyoming County and adjacent Pennsylvania counties.

🌟 Cities Served near Lake Winola

30 Cities · 3 Counties
Bradford County10

Know your rights in Lake Winola.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Lake Winola Life Insurance Questions

💰

How much does life insurance cost in Lake Winola?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lake Winola
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lake Winola?

Yes. June serves all of Lake Winola and every municipality in Wyoming County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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