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Home›Pennsylvania›Luzerne County›Plains

June Marcia Williams — Licensed Insurance Agent in Plains, PA
June Marcia Williams
Your Insurance Agent in Plains, PA
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Plains, PA...
National Producer No.
17209549
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Life Insurance in Plains, PA

Dedicated Coverage Options from Final Expense to Term Life in Luzerne County

The Smart Choice for Dependable Life Insurance in Plains, PA

Your local licensed agent in Plains, Luzerne County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, PA #767197) writes life insurance for Plains, Luzerne County, Pennsylvania residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Plains, PA

Plains, PA — Your Local Producer

As your neighbor in the Keystone State, I understand the close-knit, hard-working character that defines communities like Plains and the greater Luzerne County area. Planning for your family's financial security is a vital step, and I'm here to provide clear, personal guidance through the process. As an individual licensed insurance producer (NPN: 17209549, Pennsylvania License No: 767197), I can help you explore options like Term and Whole Life, Final Expense, Critical Illness, and Accident policies. My focus is on understanding your unique situation to help you find a suitable path forward.

  • Plains Township Municipal Building
  • Solomon Plains Memorial School
  • Plains Lions Club Park
NPN17209549PA License767197

Plains is home to approximately 4,200 residents in Luzerne County, with a median age of 44.1 and a median household income of $64,000. About 76% of homes are owner-occupied; the median home value is $120,000. 22% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 5% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Plains households.

How Plains compares to Luzerne County

LUZERNE COUNTY · 325K RESIDENTS PLAINS · 4K RESIDENTS
Luzerne County vs Plains — population comparison Luzerne County: 325,396 residents. Plains: 4,205 residents, 1.3% of Luzerne County population.
325,396 LUZERNE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,205 PLAINS RESIDENTS ↳ 1.3% of Luzerne County residents
Underwriting Guidelines

Does arthritis affect life insurance rates in Plains, PA?

Plains applicants with arthritis qualify routinely. The local risk pool — Luzerne County's ~325,000 residents, 7.3% without health coverage — shows 32.0% adult prevalence of arthritis and 34.6% with high blood pressure. Top-rated carriers price these conditions transparently when application data is complete and recent.

Coverage options and underwriting standards vary by carrier. View insurance in nearby West Pittston →

📊 Top Health Considerations (CDC)

Top Health Considerations for Plains (CITY) High cholesterol: 34.4%. High blood pressure: 34.6%. Obesity: 36.3%. Diagnosed diabetes: 11.6%. Current smoking: 20%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PLAINS High cholesterol 34.4% High blood pressure 34.6% Obesity 36.3% Diagnosed diabetes 11.6% Current smoking 20.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Luzerne County Gov Portal .GOV
Population ~4,205
Lack of health insurance (18–64) 8.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 4261112
Google Maps
3.9 13 reviews
Plains Township Municipal Building photo 1Plains Township Municipal Building photo 2Plains Township Municipal Building photo 3
Photos by Plains Township Municipal Building , Jimmy Mercedes , David J. Bauman via Google Maps
View on Google Maps
Plains Township Municipal Building
Open now · Mon 8:00 AM – 4:00 PM
(570) 829-3439 ext. 4001
plainstownship.org
126 N Main St, Plains, PA 18705, USA
Recent Reviews
RS ★☆☆☆☆
"Nice area but super corrupt police department, assaulted and they turn a blind eye! Amazing how certain people and certain organizations can do whatever they want.. especially Geisinger which gets a f…"
Katherine Channel ★★★★★
"Great place to go and find all the information you need."
Available in Plains

Life Insurance Products in Plains, PA

9 insurance products available in Plains

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Luzerne County and Nearby Pennsylvania Counties

Life Insurance by City Near Plains, PA

Life insurance by city across Luzerne County and adjacent Pennsylvania counties.

🌟 Cities Served near Plains

29 Cities · 3 Counties
Sullivan County9
DushoreEagles MereForksvilleHillsgroveLaporteLopezMildredMuncy ValleyShunk
Luzerne CountyHome10
BrowntownGlen LyonHazletonKingstonLattimer MinesMilnesvillePardeesvillePittstonPringleWilkes Barre
Carbon County10
AlbrightsvilleBeaver MeadowsHoliday PoconoLake HarmonyLansfordLehightonNesquehoningPalmertonSummit HillWeatherly
Official Resources

Know your rights in Plains.

Pennsylvania Insurance Department

File complaints, verify agent licenses, and understand your rights under Pennsylvania insurance law.

Visit insurance.pa.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Plains Life Insurance Questions

💰

How much does life insurance cost in Plains?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Plains
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Plains?

Yes. June serves all of Plains and every municipality in Luzerne County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's PA license?

Verify through PA Insurance Dept. at insurance.pa.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, PA License #767197.

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