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June Marcia Williams — Licensed Insurance Agent in Ridgefield Park, NJ
June Marcia Williams
Your Insurance Agent in Ridgefield Park, NJ
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Ridgefield Park, NJ...
National Producer No.
17209549
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Trusted Life Insurance in Ridgefield Park, NJ | Local Expert

Securing Families Across Bergen County with 9 Tailored Product Lines

Why Ridgefield Park Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Ridgefield Park, Bergen County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, NJ #1543971) writes life insurance for Ridgefield Park, Bergen County, New Jersey residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Ridgefield Park, NJ

Ridgefield Park, NJ — Your Local Producer

For my neighbors in Ridgefield Park, living in this unique village between the Hackensack River and Overpeck Creek means appreciating our strong community bonds. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving our Bergen County community. I help individuals and families understand their options for life insurance, final expense, and supplemental health policies like critical illness or accident coverage. My goal is to provide clear, personalized guidance so you can make confident decisions for your financial security. As your local resource (NPN: 17209549, NJ License No: 1543971), I'm here to help you protect what matters most.

  • McGowan Park
  • Ridgefield Park High School
  • Overpeck County Park
NPN17209549NJ License1543971

Ridgefield Park is home to approximately 13,200 residents in Bergen County, with a median age of 38.5 and a median household income of $94,000. About 55% of homes are owner-occupied; the median home value is $445,000. 34% of adults hold a bachelor's degree or higher; households with children make up 36%; veterans comprise 4% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Ridgefield Park households.

How Ridgefield Park compares to Bergen County

BERGEN COUNTY · 953K RESIDENTS RIDGEFIELD PARK · 13K RESIDENTS
Bergen County vs Ridgefield Park — population comparison Bergen County: 953,243 residents. Ridgefield Park: 13,161 residents, 1.4% of Bergen County population.
953,243 BERGEN COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
13,161 RIDGEFIELD PARK RESIDENTS ↳ 1.4% of Bergen County residents

How does high cholesterol impact life insurance underwriting in Ridgefield Park, NJ?

Many Ridgefield Park residents secure competitive rates despite high cholesterol. Bergen County reports 40.2% adult prevalence (CDC PLACES); 32.5% also manage high blood pressure, with 9.8% of the ~958,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Ridgefield Park families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Cresskill →

📊 Top Health Considerations (CDC)

Top Health Considerations for Ridgefield Park (CITY) High cholesterol: 40.2%. High blood pressure: 32.5%. Obesity: 29.5%. Diagnosed diabetes: 10.9%. Current cigarette smoking: 10.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · RIDGEFIELD PARK High cholesterol 40.2% High blood pressure 32.5% Obesity 29.5% Diagnosed diabetes 10.9% Current cigarette smoking 10.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~13,161
Lack of health insurance (18–64) 15.3%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 3462940
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Ridgefield Park
Ridgefield Park, NJ, USA

Your coverage options.

Life insurance, supplemental health, business protection, and notary services — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
📜 NJ Only

Notary Public

Commission #50123638. Notarization, oaths, acknowledgments.

Get Notarized

Cities served near Ridgefield Park.

June Marcia Williams writes life insurance and supplemental health policies across Bergen County and adjacent New Jersey counties — all within the same New Jersey regulatory framework.

Know your rights in Ridgefield Park.

New Jersey Department of Banking & Insurance

File complaints, verify agent licenses, and understand your rights under New Jersey insurance law.

Visit nj.gov/dobi →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Ridgefield Park insurance — answered.

💰

How much does life insurance cost in Ridgefield Park?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Ridgefield Park
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage, and NJ notary — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Ridgefield Park?

Yes. June serves all of Ridgefield Park and every municipality in Bergen County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's NJ license?

Verify through NJ DOBI at nj.gov/dobi or NIPR at nipr.com. June Marcia Williams — NPN 17209549, NJ License #1543971.

Verified

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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