Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Powellville, MD
June Marcia Williams
Your Insurance Agent in Powellville, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Powellville, MD...
National Producer No.
17209549
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Life Insurance in Powellville, MD

Your Local MD Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Powellville Without the Complexity

Your local licensed agent in Powellville, Wicomico County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Powellville, Wicomico County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Powellville, MD

Powellville, MD — Your Local Producer

Hello, Powellville! As a resident of the Eastern Shore, I appreciate the quiet, close-knit character of communities like ours here in Wicomico County. I'm June Marcia Williams, a local licensed insurance producer, and my goal is to help you protect what matters most. I specialize in personal insurance solutions, from Term and Whole Life to Final Expense and Critical Illness plans, tailored to your family's specific needs. I'm here to offer clear, straightforward guidance so you can make informed decisions with confidence. Let's work together to secure your family's future. (NPN: 17209549, Maryland License No: 3004137002)

  • Powellville Post Office
  • Powellville Volunteer Fire Company
  • Powellville United Methodist Church
NPN17209549MD License3004137002

Powellville is home to approximately 140 residents in Wicomico County, with a median age of 58.0 and a median household income of $54,900. About 75% of homes are owner-occupied; the median home value is $185,000. 10% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 0% of residents. Average household size is 1.8. These demographic markers shape which life insurance products fit Powellville households.

How Powellville compares to Wicomico County

WICOMICO COUNTY · 104K RESIDENTS POWELLVILLE · 140 RESIDENTS
Wicomico County vs Powellville — population comparison Wicomico County: 103,815 residents. Powellville: 140 residents, 0.1% of Wicomico County population.
103,815 WICOMICO COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
140 POWELLVILLE RESIDENTS ↳ 0.1% of Wicomico County residents

Can I get life insurance with current cigarette smoking in Powellville, MD?

Yes. Wicomico County's health profile — 104,000 residents, 9.1% uninsured, 16.2% adults with current cigarette smoking, 12.4% with diagnosed diabetes — shapes how A-rated carriers tier rate classes for Powellville applicants. Standard or Preferred is achievable when current cigarette smoking is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Mardela Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Powellville (CITY) High cholesterol: 41.8%. High blood pressure: 36.9%. Obesity: 39.4%. Diagnosed diabetes: 12.4%. Current cigarette smoking: 16.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POWELLVILLE High cholesterol 41.8% High blood pressure 36.9% Obesity 39.4% Diagnosed diabetes 12.4% Current cigarette smoking 16.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~140
Lack of health insurance (18–64) 9.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2463725
Google Maps
Pittsville
Pittsville, MD, USA

Life Insurance Products in Powellville, MD

9 insurance products available in Powellville

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Powellville, MD

Life insurance by city across Wicomico County and adjacent Maryland counties.

🌟 Cities Served near Powellville

30 Cities · 3 Counties
Dorchester County10

Know your rights in Powellville.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Powellville Life Insurance Questions

💰

How much does life insurance cost in Powellville?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Powellville
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Powellville?

Yes. June serves all of Powellville and every municipality in Wicomico County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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