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June Marcia Williams — Licensed Insurance Agent in Taylors Island, MD
June Marcia Williams
Your Insurance Agent in Taylors Island, MD
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Taylors Island, MD...
National Producer No.
17209549
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Life Insurance in Taylors Island, MD

Top-Rated Financial Protection for Taylors Island Residents

Honest, Local Insurance Guidance for Your Family's Future in Dorchester County

Your local licensed agent in Taylors Island, Dorchester County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, MD #3004137002) writes life insurance for Taylors Island, Dorchester County, Maryland residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
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❤️ 3K+ Satisfied
Right here · Taylors Island, MD

Taylors Island, MD — Your Local Producer

For my neighbors in Taylors Island and across Dorchester County, the quiet beauty and water-bound lifestyle we enjoy are truly special. Protecting that way of life for your family is my priority. As a licensed Maryland insurance producer, my name is June Marcia Williams, and I'm dedicated to helping local residents navigate their personal insurance options. Whether you're considering Term Life, Final Expense, or Accident & Injury policies, I can provide personalized guidance to help you find a suitable plan. Let's work together to secure your peace of mind. (NPN: 17209549, Maryland License No: 3004137002)

  • Taylors Island Bridge
  • Taylors Island Volunteer Fire Company
  • Slaughter Creek
NPN17209549MD License3004137002

Taylors Island is home to approximately 109 residents in Dorchester County, with a median age of 59.0 and a median household income of $68,200. About 100% of homes are owner-occupied; the median home value is $583,000. 48% of adults hold a bachelor's degree or higher; households with children make up 24%; veterans comprise 24% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Taylors Island households.

How Taylors Island compares to Dorchester County

DORCHESTER COUNTY · 33K RESIDENTS TAYLORS ISLAND · 109 RESIDENTS
Dorchester County vs Taylors Island — population comparison Dorchester County: 32,557 residents. Taylors Island: 109 residents, 0.3% of Dorchester County population.
32,557 DORCHESTER COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
109 TAYLORS ISLAND RESIDENTS ↳ 0.3% of Dorchester County residents
Underwriting Guidelines

Can I get life insurance with current cigarette smoking in Taylors Island, MD?

Coverage is widely available. Taylors Island sits within Dorchester County (population ~33,000, 10.1% uninsured), where 12.5% of adults have current cigarette smoking alongside 14.9% with diagnosed diabetes per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Hurlock →

📊 Top Health Considerations (CDC)

Top Health Considerations for Taylors Island (CITY) High cholesterol: 42.1%. High blood pressure: 44.2%. Obesity: 35.3%. Diagnosed diabetes: 14.9%. Current cigarette smoking: 12.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · TAYLORS ISLAND High cholesterol 42.1% High blood pressure 44.2% Obesity 35.3% Diagnosed diabetes 14.9% Current cigarette smoking 12.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Dorchester County Gov Portal .GOV
Population ~109
Lack of health insurance (18–64) 6.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 2476925
Google Maps
Taylors Island civic building photo 1Taylors Island civic building photo 2Taylors Island civic building photo 3Taylors Island civic building photo 4
Photos by City of Taylor , The Truth Should be told , Erna LaBeau , Devin via Google Maps
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Available in Taylors Island

Life Insurance Products in Taylors Island, MD

9 insurance products available in Taylors Island

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Dorchester County and Nearby Maryland Counties

Life Insurance by City Near Taylors Island, MD

Life insurance by city across Dorchester County and adjacent Maryland counties.

🌟 Cities Served near Taylors Island

30 Cities · 3 Counties
Talbot County10
BozmanClaiborneCordovaEastonMcdanielNewcombOxfordSaint MichaelsSt. MichaelsTrappe
Dorchester CountyHome10
CambridgeChurch CreekCrapoCrocheronEast New MarketFishing CreekLinkwoodMadisonRhodesdaleSecretary
Somerset County10
ChanceCrisfieldDeal IslandEwellMarion StationPrincess AnneSmith IslandTylertonUpper FairmountWestover
Official Resources

Know your rights in Taylors Island.

Maryland Insurance Administration

File complaints, verify agent licenses, and understand your rights under Maryland insurance law.

Visit insurance.maryland.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Taylors Island Life Insurance Questions

💰

How much does life insurance cost in Taylors Island?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Taylors Island
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Taylors Island?

Yes. June serves all of Taylors Island and every municipality in Dorchester County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's MD license?

Verify through MD Insurance Admin. at insurance.maryland.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, MD License #3004137002.

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