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June Marcia Williams — Licensed Insurance Agent in Panacea, FL
June Marcia Williams
Your Insurance Agent in Panacea, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Panacea, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Panacea | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Panacea Without the Complexity

Your local licensed agent in Panacea, Wakulla County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Panacea, Wakulla County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Panacea, FL

Panacea, FL — Your Local Producer

Hello, Panacea neighbors! I'm June Marcia Williams, a licensed insurance producer right here in Florida. Living in Wakulla County, we're all so fortunate to enjoy the unique coastal charm and natural beauty our community offers. As you plan for your family's future amidst this wonderful setting, it's my goal to help you understand your options for personal insurance. I can walk you through policies like term life, final expense, and accident coverage, helping you find a path that fits your life. My focus is on providing clear guidance. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Woolley Park
  • Mashes Sands Beach
  • Wakulla County Public Library - Panacea Branch
NPN17209549FL LicenseW840529

Panacea is home to approximately 1,200 residents in Wakulla County, with a median age of 46.7 and a median household income of $36,300. About 84% of homes are owner-occupied; the median home value is $102,000. 16% of adults hold a bachelor's degree or higher; households with children make up 30%; veterans comprise 1% of residents. Average household size is 2.9. These demographic markers shape which life insurance products fit Panacea households.

How Panacea compares to Wakulla County

WAKULLA COUNTY · 34K RESIDENTS PANACEA · 1K RESIDENTS
Wakulla County vs Panacea — population comparison Wakulla County: 33,732 residents. Panacea: 1,152 residents, 3.4% of Wakulla County population.
33,732 WAKULLA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
1,152 PANACEA RESIDENTS ↳ 3.4% of Wakulla County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Panacea, FL?

Yes, qualification is common in Panacea. Within Wakulla County's ~36,000 residents — including the 12.8% currently without health coverage — 48.7% of adults manage high blood pressure and 27.5% live with arthritis per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Panacea families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Crawfordville →

📊 Top Health Considerations (CDC)

Top Health Considerations for Panacea (CITY) High cholesterol: 46.6%. High blood pressure: 48.7%. Obesity: 40.3%. Diagnosed diabetes: 19%. Current cigarette smoking: 19.1%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PANACEA High cholesterol 46.6% High blood pressure 48.7% Obesity 40.3% Diagnosed diabetes 19.0% Current cigarette smoking 19.1% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Wakulla County Gov Portal .GOV
Population ~1,152
Lack of health insurance (18–64) 11.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1254625
Google Maps
5.0 5 reviews
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Panacea Community Center
115 Otter Lake Rd, Panacea, FL 32346, USA
Recent Reviews
Kiesha Sheppard ★★★★★
"First time visiting here. Community center nice size, clean restrooms, plenty of room for kids to roam and have fun. Playground basketball, and large open field, made ideal location for birthday party…"
Chris Webb ★★★★★
"Very clean and restrooms were pristine. Great place for family event"
Available in Panacea

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Wakulla County and Neighboring Florida Counties

Cities served near Panacea.

June Marcia Williams writes life insurance and supplemental health policies across Wakulla County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Panacea

15 Cities · 3 Counties
Liberty County5
BristolHosfordLake MysticSumatraTelogia
Wakulla CountyHome4
CrawfordvilleSaint MarksSopchoppySt. Marks
Jefferson County6
AucillaLamontLloydMonticelloWacissaWaukeenah
Official Resources

Know your rights in Panacea.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Panacea insurance — answered.

💰

How much does life insurance cost in Panacea?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Panacea
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Panacea?

Yes. June serves all of Panacea and every municipality in Wakulla County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Crawfordville Wakulla County, FL 10 products available
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Next → Saint Marks Wakulla County, FL 10 products available

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