Life Insurance
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Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in St. Marks, FL
June Marcia Williams
Your Insurance Agent in St. Marks, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing St. Marks, FL...
National Producer No.
17209549
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Life Insurance in St. Marks, FL

Top-Rated Financial Protection for St. Marks Residents

Honest, Local Insurance Guidance for Your Family's Future in Wakulla County

Your local licensed agent in St. Marks, Wakulla County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for St. Marks, Wakulla County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · St. Marks, FL

St. Marks, FL — Your Local Producer

Hello, St. Marks neighbors! Living here in Wakulla County, we appreciate the unique blend of history and natural beauty that defines our community, from the peaceful flow of the St. Marks River to our coastal way of life. As a local resident and licensed insurance producer, I understand the importance of protecting what matters most to you and your family. I'm June Marcia Williams, and I'm here to help you navigate your options for life insurance, final expense planning, and other personal coverage. Let's have a conversation about your specific needs. (NPN: 17209549, Florida License No: W840529)

  • San Marcos de Apalache Historic State Park
  • St. Marks Lighthouse
  • St. Marks City Hall
NPN17209549FL LicenseW840529

St. Marks is home to approximately 291 residents in Wakulla County, with a median age of 60.1 and a median household income of $47,500. About 77% of homes are owner-occupied; the median home value is $210,000. 5% of adults hold a bachelor's degree or higher; households with children make up 13%; veterans comprise 18% of residents. Average household size is 2.0. These demographic markers shape which life insurance products fit St. Marks households.

How St. Marks compares to Wakulla County

WAKULLA COUNTY · 34K RESIDENTS ST. MARKS · 291 RESIDENTS
Wakulla County vs St. Marks — population comparison Wakulla County: 33,732 residents. St. Marks: 291 residents, 0.9% of Wakulla County population.
33,732 WAKULLA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
291 ST. MARKS RESIDENTS ↳ 0.9% of Wakulla County residents

Can I get life insurance with obesity in St. Marks, FL?

Yes. Wakulla County's health profile — 34,000 residents, 12.8% uninsured, 38.6% adults with obesity, 43.1% with high blood pressure — shapes how A-rated carriers tier rate classes for St. Marks applicants. Standard or Preferred is achievable when obesity is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Sopchoppy →

📊 Top Health Considerations (CDC)

Top Health Considerations for St. Marks (CITY) High cholesterol: 44.6%. High blood pressure: 43.1%. Obesity: 38.6%. Diagnosed diabetes: 15.3%. Current cigarette smoking: 15.2%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · ST. MARKS High cholesterol 44.6% High blood pressure 43.1% Obesity 38.6% Diagnosed diabetes 15.3% Current cigarette smoking 15.2% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~291
Lack of health insurance (18–64) 10.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1262825
Google Maps
5.0 2 reviews
City of St. Marks Florida photo 1City of St. Marks Florida photo 2
Photos by Robert Banach , Star Pritchard via Google Maps
City of St. Marks Florida
788 Port Leon Dr, St Marks, FL 32355, USA
Recent Reviews
Deedee Pritchard ★★★★★
"Nature nature nature! Such a beautiful little town."
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Life Insurance Products in St. Marks, FL

9 insurance products available in St. Marks

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near St. Marks, FL

134 licensed producers on public record in Wakulla County.

🌟 Cities Served near St. Marks

17 Cities · 3 Counties
Franklin County6
Wakulla CountyHome4

Know your rights in St. Marks.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

St. Marks Life Insurance Questions

💰

How much does life insurance cost in St. Marks?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

St. Marks
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of St. Marks?

Yes. June serves all of St. Marks and every municipality in Wakulla County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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