Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
Business & Specialty
Business Life Insurance Special Situations
Areas Served
New Jersey Pennsylvania Florida Maryland Virginia About Contact

Home›Florida›Jefferson County›Monticello

June Marcia Williams — Licensed Insurance Agent in Monticello, FL
June Marcia Williams
Your Insurance Agent in Monticello, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Monticello, FL...
National Producer No.
17209549
Verify ↗

Trusted Life Insurance in Monticello, FL | Local Expert

Securing Families Across Jefferson County with 9 Tailored Product Lines

Why Monticello Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Monticello, Jefferson County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Monticello, Jefferson County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Monticello, FL

Monticello, FL — Your Local Producer

Hello, Monticello! I'm June Marcia Williams, and I feel a deep connection to the historic charm and natural beauty that make Jefferson County so special. In a place with such strong roots, planning for your family's future is just as important as preserving our local heritage. As your licensed insurance producer, I'm here to help you navigate your options for life insurance, final expense, and other personal policies. Whether you're near the courthouse square or enjoying the quiet life, I can help you find a plan that fits your needs. Let's talk about securing your family's future. (NPN: 17209549, Florida License No: W840529)

  • Jefferson County Courthouse
  • Monticello Opera House
  • Jefferson County High School
NPN17209549FL LicenseW840529

Monticello is home to approximately 2,600 residents in Jefferson County, with a median age of 55.5 and a median household income of $48,000. About 65% of homes are owner-occupied; the median home value is $165,000. 28% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Monticello households.

How Monticello compares to Jefferson County

JEFFERSON COUNTY · 14K RESIDENTS MONTICELLO · 3K RESIDENTS
Jefferson County vs Monticello — population comparison Jefferson County: 14,458 residents. Monticello: 2,589 residents, 17.9% of Jefferson County population.
14,458 JEFFERSON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,589 MONTICELLO RESIDENTS ↳ 17.9% of Jefferson County residents
Underwriting Guidelines

What rate class can Monticello applicants with high cholesterol expect from life insurance carriers?

Many Monticello residents secure competitive rates despite high cholesterol. Jefferson County reports 43.7% adult prevalence (CDC PLACES); 30.5% also manage arthritis, with 14.1% of the ~15,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Monticello families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lloyd →

📊 Top Health Considerations (CDC)

Top Health Considerations for Monticello (CITY) High cholesterol: 43.7%. High blood pressure: 47.3%. Obesity: 35.7%. Diagnosed diabetes: 16.8%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · MONTICELLO High cholesterol 43.7% High blood pressure 47.3% Obesity 35.7% Diagnosed diabetes 16.8% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Jefferson County Gov Portal .GOV
Population ~2,589
Lack of health insurance (18–64) 14.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1246500
Google Maps
3.7 3 reviews
Monticello City Hall photo 1Monticello City Hall photo 2
Photos by Urias Takatohi , Jeanne Thomas via Google Maps
View on Google Maps
Monticello City Hall
Open now · Mon 8:00 AM – 5:00 PM
(850) 342-0153
cityofmonticello.us
245 S Mulberry St, Monticello, FL 32344, USA
Recent Reviews
Leonardo Rock ★☆☆☆☆
"Do not move here if your water is through Monticello City Utility Services (MCUS). They have terrible customer service. We called about a leak and they said there was no significant change then sent a…"
Jeanne Thomas ★★★★★
"Such a beautiful friendly little town"
Available in Monticello

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Jefferson County and Neighboring Florida Counties

Cities served near Monticello.

June Marcia Williams writes life insurance and supplemental health policies across Jefferson County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Monticello

15 Cities · 3 Counties
Taylor County4
PerrySalemShady GroveSteinhatchee
Jefferson CountyHome5
AucillaLamontLloydWacissaWaukeenah
Gadsden County6
ChattahoocheeGreensboroGretnaHavanaMidwayQuincy
Official Resources

Know your rights in Monticello.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Monticello insurance — answered.

💰

How much does life insurance cost in Monticello?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Monticello
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Monticello?

Yes. June serves all of Monticello and every municipality in Jefferson County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Lloyd Jefferson County, FL 10 products available
•
You Are Here Monticello Jefferson County, FL
•
Next → Wacissa Jefferson County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
📅 Schedule a Call 💬 Get Your Quote
Select a time and we'll call you · Serving NJ, PA, FL, MD & VA
🛡️ Get Your Quote 📅 Schedule a Call
Ask Lia