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June Marcia Williams β€” Licensed Insurance Agent in Monticello, FL
June Marcia Williams
Your Insurance Agent in Monticello, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Monticello, FL...
National Producer No.
17209549
Verify β†—

Life Insurance in Monticello, FL

Securing Families Across Jefferson County with 9 Tailored Product Lines

Why Monticello Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Monticello, Jefferson County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Monticello, Jefferson County, Florida residents β€” fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

βœ… Verified NJ Β· PA Β· FL Β· MD Β· VA Licensed Agent
πŸ›‘οΈ NPN Verified
⭐ 5-Star Service
❀️ 3K+ Satisfied
Right here Β· Monticello, FL

Monticello, FL β€” Your Local Producer

Hello, Monticello! I'm June Marcia Williams, and I feel a deep connection to the historic charm and natural beauty that make Jefferson County so special. In a place with such strong roots, planning for your family's future is just as important as preserving our local heritage. As your licensed insurance producer, I'm here to help you navigate your options for life insurance, final expense, and other personal policies. Whether you're near the courthouse square or enjoying the quiet life, I can help you find a plan that fits your needs. Let's talk about securing your family's future. (NPN: 17209549, Florida License No: W840529)

  • Jefferson County Courthouse
  • Monticello Opera House
  • Jefferson County High School
NPN17209549FL LicenseW840529

Monticello is home to approximately 2,600 residents in Jefferson County, with a median age of 55.5 and a median household income of $48,000. About 65% of homes are owner-occupied; the median home value is $165,000. 28% of adults hold a bachelor's degree or higher; households with children make up 17%; veterans comprise 7% of residents. Average household size is 2.2. These demographic markers shape which life insurance products fit Monticello households.

How Monticello compares to Jefferson County

JEFFERSON COUNTY Β· 14K RESIDENTS MONTICELLO Β· 3K RESIDENTS
Jefferson County vs Monticello β€” population comparison Jefferson County: 14,458 residents. Monticello: 2,589 residents, 17.9% of Jefferson County population.
14,458 JEFFERSON COUNTY POPULATION ↳ 1 cell β‰ˆ 10,000 residents
2,589 MONTICELLO RESIDENTS ↳ 17.9% of Jefferson County residents

What rate class can Monticello applicants with high cholesterol expect from life insurance carriers?

Many Monticello residents secure competitive rates despite high cholesterol. Jefferson County reports 43.7% adult prevalence (CDC PLACES); 30.5% also manage arthritis, with 14.1% of the ~14,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Lloyd β†’

πŸ“Š Top Health Considerations (CDC)

Top Health Considerations for Monticello (CITY) High cholesterol: 43.7%. High blood pressure: 47.3%. Obesity: 35.7%. Diagnosed diabetes: 16.8%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS Β· MONTICELLO High cholesterol 43.7% High blood pressure 47.3% Obesity 35.7% Diagnosed diabetes 16.8% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~2,589
Lack of health insurance (18–64) 14.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1246500
Google Maps
3.7 3 reviews
Monticello City Hall photo 1Monticello City Hall photo 2
Photos by Urias Takatohi , Jeanne Thomas via Google Maps
Monticello City Hall
Open now Β· Mon 8:00β€―AM – 5:00β€―PM
(850) 342-0153
245 S Mulberry St, Monticello, FL 32344, USA
Recent Reviews
Leonardo Rock β˜…β˜†β˜†β˜†β˜†
"Do not move here if your water is through Monticello City Utility Services (MCUS). They have terrible customer service. We called about a leak and they said there was no significant change then sent a…"
Jeanne Thomas β˜…β˜…β˜…β˜…β˜…
"Such a beautiful friendly little town"

Life Insurance Products in Monticello, FL

9 insurance products available in Monticello

πŸ›‘οΈ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
πŸ’Ž Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
πŸ“ˆ Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
πŸ₯ Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition β€” cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
⚑ Supplemental Health

Accident & Injury

Cash benefits for accidents β€” fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏒 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
πŸ”‘ Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
πŸ•ŠοΈ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Monticello, FL

63 licensed producers on public record in Jefferson County.

🌟 Cities Served near Monticello

15 Cities Β· 3 Counties
Taylor County4
Jefferson CountyHome5
πŸ›οΈ Know Your Agent Β· Public Record Directory

Licensed Insurance Agents in Monticello, Florida

Florida DFS public records show 60 actively licensed insurance producers with business addresses in Monticello (Jefferson County County). 47 hold Life & Health authority; 26 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

60Licensed producers
47Life & Health
26General Lines (P&C)

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Featured licensed producers

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Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. Β§119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Know your rights in Monticello.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov β†’.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com β†’.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org β†’.ORG

FTC Life Insurance Guide

Federal consumer guide β€” what to watch for and your federal protections.

Visit ftc.gov β†’.GOV

Monticello Life Insurance Questions

πŸ’°

How much does life insurance cost in Monticello?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Monticello
πŸ“‹

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
πŸ”‘

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
πŸ™οΈ

Does June serve all of Monticello?

Yes. June serves all of Monticello and every municipality in Jefferson County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
πŸ₯

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
βœ…

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams β€” NPN 17209549, FL License #W840529.

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