Life Insurance
Term Life Insurance Whole Life Insurance Universal Life (IUL) Final Expense Insurance
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Business & Specialty
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June Marcia Williams — Licensed Insurance Agent in Lloyd, FL
June Marcia Williams
Your Insurance Agent in Lloyd, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Lloyd, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Lloyd, FL | 12+ Years Experience

Top-Rated Financial Protection for Lloyd Residents

Honest, Local Insurance Guidance for Your Family's Future in Jefferson County

Your local licensed agent in Lloyd, Jefferson County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Lloyd, Jefferson County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · Lloyd, FL

Lloyd, FL — Your Local Producer

As a licensed Florida insurance producer, I understand the value of community and the peace of mind that comes with protecting your family's future. For my neighbors in Lloyd and across Jefferson County, I offer personalized guidance through the complexities of personal insurance. My focus is on helping you understand your options—from Term and Whole Life to Final Expense and supplemental plans like Critical Illness or Accident coverage. My commitment is to provide clear, straightforward information so you can feel confident in your decisions. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Lloyd Post Office
  • Lloyd Railroad Depot
  • Jefferson County Fire Rescue Station 3
NPN17209549FL LicenseW840529

Lloyd is home to approximately 177 residents in Jefferson County, with a median age of 58.9. About 89% of homes are owner-occupied. 0% of adults hold a bachelor's degree or higher; households with children make up 0%; veterans comprise 21% of residents. Average household size is 1.9. These demographic markers shape which life insurance products fit Lloyd households.

How Lloyd compares to Jefferson County

JEFFERSON COUNTY · 14K RESIDENTS LLOYD · 177 RESIDENTS
Jefferson County vs Lloyd — population comparison Jefferson County: 14,458 residents. Lloyd: 177 residents, 1.2% of Jefferson County population.
14,458 JEFFERSON COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
177 LLOYD RESIDENTS ↳ 1.2% of Jefferson County residents

What rate class can Lloyd applicants with current cigarette smoking expect from life insurance carriers?

Many Lloyd residents secure competitive rates despite current cigarette smoking. Jefferson County reports 17.7% adult prevalence (CDC PLACES); 16.8% also manage diagnosed diabetes, with 14.1% of the ~15,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Our underwriting team matches Lloyd families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lamont →

📊 Top Health Considerations (CDC)

Top Health Considerations for Lloyd (CITY) High cholesterol: 43.7%. High blood pressure: 47.3%. Obesity: 35.7%. Diagnosed diabetes: 16.8%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · LLOYD High cholesterol 43.7% High blood pressure 47.3% Obesity 35.7% Diagnosed diabetes 16.8% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~177
Lack of health insurance (18–64) 14.1%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1240950
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3.9 16 reviews
Lloydminster City Hall photo 1Lloydminster City Hall photo 2Lloydminster City Hall photo 3Lloydminster City Hall photo 4
Lloydminster City Hall
Open now · Mon 8:30 AM – 5:00 PM
4420 50 Ave, Lloydminster, AB T9V 0W2, Canada
Recent Reviews
LJGV ★★★★★
"Thank you for calling me about our water incident. I really appreciate for your concern."
Geoffrey Bishop ★★★★☆
"A nice green space in the middle of Lloydminster. The monument dedicated to the RCMP is worth taking a moment to take in."

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near Lloyd.

June Marcia Williams writes life insurance and supplemental health policies across Jefferson County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Lloyd

14 Cities · 3 Counties

Know your rights in Lloyd.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Lloyd insurance — answered.

💰

How much does life insurance cost in Lloyd?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Lloyd
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Lloyd?

Yes. June serves all of Lloyd and every municipality in Jefferson County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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