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Home›Florida›Lake County›Montverde›Critical Illness Insurance

June Marcia Williams — Licensed Critical Illness Insurance Agent in Montverde, FL
June Marcia Williams
Your Insurance Agent in Montverde, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Montverde, FL...
National Producer No.
17209549
Verify ↗

Critical Illness Insurance in Montverde, FL

Lump-sum cash on diagnosis — cancer, heart attack, stroke.

Critical illness insurance for Montverde, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — lump-sum benefits paid on diagnosis of cancer, heart attack, or stroke, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
⭐
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Montverde, FL

Montverde, FL — Your Local Producer

Hello, Montverde! I love the unique charm and rolling hills of our corner of Lake County. It's a special place to call home, and that sense of community is something I cherish. As a local licensed insurance producer, my goal is to help my neighbors here in Montverde find the right life and health insurance plans for their unique situations. Whether you're thinking about term life, final expense, or coverage for critical illness or accidents, I'm here to provide clear, personalized guidance. Let's work together to protect what matters most. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Montverde Town Hall
  • Montverde Academy
  • Kirk Park
NPN17209549FL LicenseW840529

Licensed Critical Illness Producers in Montverde

22 on public record · Florida DFS · Fla. Stat. §119.01

AS
Anthony M. Scaraggi
Life Including Variable Annuity & Health
NPN 6358045 Licensed 2006
AW
Ariadna Beatriz Whitaker
Life Including Variable Annuity & Health
NPN 20856215 Licensed 2023
BD
Brittany Dixon
Life Including Variable Annuity & Health
NPN 21593549 Licensed 2025
CC
Craig Lawrence Coleman
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 401709 Licensed 2007
DE
Deanna Marie Eason
Life Including Variable Annuity & Health
NPN 19731587 Licensed 2020
DF
Dwayne Maurice Ferguson
Life Including Variable Annuity & Health
NPN 3626958 Licensed 2020
EE
Edward L Eldridge
Life Including Variable Annuity & Health
NPN 20776364 Licensed 2023
ER
Eleida Carolina Rivero
Life Including Variable Annuity & Health
NPN 18910017 Licensed 2018
JP
Jacob Paul Proffer
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18830808 Licensed 2018
JD
James Dixon
Life Including Variable Annuity & Health
NPN 21569735 Licensed 2025
JL
Joe Lewo
Life Including Variable Annuity & Health
NPN 18598995 Licensed 2018
JC
Johanna Cornier
Life Including Variable Annuity & Health
NPN 22192474 Licensed 2026
JD
Juan Carlos Diaz
Life Including Variable Annuity & Health
NPN 16185452 Licensed 2011
KK
Kyle Matthew Keoppen
Life Including Variable Annuity & Health
NPN 19628879 Licensed 2025
LJ
Lawrence A James
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 19849779 Licensed 2021
MS
Melissa Scaraggi
Life Including Variable Annuity & Health
NPN 15749318 Licensed 2025
NG
Nara Giatti
Life Including Variable Annuity & Health
NPN 10443206 Licensed 2025
RC
Ryan Christine Callahan
Life Including Variable Annuity & Health
NPN 20134603 Licensed 2021
SW
Sandra Wells
Life Including Variable Annuity & Health
NPN 18022733 Licensed 2016
SR
Shawn Ashley Roth
Life Including Variable Annuity & Health
NPN 7538781 Licensed 2021
SW
Sonya Y Wilder-Johnson
Life Including Variable Annuity & Health
NPN 456828 Licensed 1995
TR
Triston A Roth
Life Including Variable Annuity & Health
NPN 21329880 Licensed 2024

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Critical Illness Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Critical Illness Insurance across the Montverde regional market. Rates are localized using regional health baselines.

Official Montverde Resources

County Lake County
Population ~1,782
Lack of insurance (18–64) 11.7%
FIPS code 1246525

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Montverde rates. Start your quote request below.

FL OIR .GOV Lake County Gov Portal .GOV
Google Maps
4.0 8 reviews
Montverde Town Hall photo 1Montverde Town Hall photo 2Montverde Town Hall photo 3Montverde Town Hall photo 4
Photos by E H , Guilherme Ferreira (Coach Gui) , Jannice Torres , HUBERT via Google Maps
View on Google Maps
Montverde Town Hall
Open now · Mon 7:00 AM – 6:00 PM
(407) 469-2681
mymontverde.com
17404 6th St, Montverde, FL 34756, USA
Recent Reviews
HUBERT ★★★★★
"Beautiful small town. With very helpful and polite, professional people."
Matthew Hollifield ★☆☆☆☆
"They were renovating the hall to update it for the folks that rent it for events. Now they aren’t renting it out anymore."
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Critical Illness Guide →

Select your coverage below to see your price in seconds.

Check Your Coverage Options

Focus on recovery, not medical bills — no obligation — tailored quotes from leading providers

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You may qualify for coverage!

Based on your selections, June can compare rates from multiple A-rated carriers. Enter your contact info below so she can reach out with your personalized options.

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Compare Plans

Critical Illness Options

Cancer Only

Diagnosis-triggered lump sum
  • 100% lump sum on cancer diagnosis
  • $300 skin cancer benefit
  • $75/yr annual care for 5 years
  • Option B: $200/day hospital
  • Option B: $50/yr wellness screening
Get Quote
Most Comprehensive

Cancer + Heart & Stroke

Combined critical illness protection
  • 100% lump sum: cancer, heart attack, stroke
  • 50% for bypass surgery
  • 25% for angioplasty, stent, TIA
  • Option B: $100/yr wellness screening
  • Subsequent diagnosis scale to 100%
Get Quote

Heart & Stroke Only

Cardiovascular protection
  • 100% lump sum: heart attack or stroke
  • 50% for coronary artery bypass
  • 25% for angioplasty, stent, TIA
  • End-stage renal failure covered
  • Option B: $50/yr wellness screening
Get Quote
📖 Critical Illness Knowledge

Everything You Need to Know About Critical Illness Insurance

🏥

What Is Critical Illness Insurance?

Critical illness insurance pays a one-time, tax-free lump sum if you're diagnosed with a covered condition — cancer, heart attack, stroke, or other specified illnesses. It's not health insurance. It's income replacement when you can't work. Use the cash for anything: treatment copays, mortgage payments, childcare, travel to specialists, or lost wages.

💲

How the Lump Sum Works

Choose a benefit amount from $10,000 to $100,000. If diagnosed with a covered condition, you receive the full lump sum (or a percentage for lesser conditions like TIA or skin cancer). The money is paid directly to you — not the hospital, not the insurance company. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, scaling to 100% after 61 months.

🎗️

What Conditions Are Covered?

Cancer: All invasive cancers (100% lump sum), carcinoma in-situ (25%), skin cancer ($300). Heart & Stroke: Heart attack (100%), stroke (100%), coronary artery bypass (50%), angioplasty/stent (25%), TIA (25%). Combined plans also cover end-stage renal failure. All conditions must be first-time diagnoses after the policy effective date.

💎

Option A vs. Option B

Option A: Lump sum only — simple, clean, one payment on diagnosis. Option B: Lump sum PLUS hospital confinement ($200/day for days 1-30, $400/day for 31+), wellness screening benefit ($50-$100/year for preventative care), and radiation/chemo benefits ($200/day). Option B costs more but provides ongoing support during treatment.

⚕️

Health Insurance Gap Coverage

Health insurance covers medical bills. But it doesn't cover your mortgage, car payment, groceries, or childcare while you're in treatment. The average cancer patient faces $12,000+ in out-of-pocket costs in the first year alone — and that's with insurance. Critical illness insurance fills the gap between what health insurance covers and what life actually costs during a health crisis.

⚖️

Florida Consumer Protections

Florida requires a 14-day free-look period on all supplemental health policies (Fla. Stat. § 627.4554). Critical illness policies typically have a 12-month pre-existing condition lookback — conditions diagnosed or treated in the 12 months before your effective date are excluded during the first policy year. After that, full coverage applies. All policies are guaranteed renewable for life.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA. Appointed with A-rated supplemental health carriers.
Life Insurance in Montverde

More Insurance Options in Montverde, FL

🛡️ Term Life 💎 Whole Life 📈 Universal / IUL 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense
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Frequently Asked Questions

Critical Illness Insurance FAQ

💰

How much does critical illness insurance cost?

Premiums vary by age, coverage type, and benefit amount. Coverage is affordable for most families. June provides personalized quotes based on your specific situation — no obligation.

🏥

Is a medical exam required?

No medical exam. Eligibility is based on health questions at point of sale. Pre-existing conditions within the past 12 months may affect eligibility for specific coverage types.

🔄

Can I claim more than once?

Yes. Subsequent diagnoses pay on a graduated scale: 20% after 13 months, 40% after 25 months, scaling to 100% after 61 months since the previous diagnosis. The scale resets after each claim.

❤️

What if I have a family history of cancer or heart disease?

Family history alone does not disqualify you. Eligibility depends on your personal health history. Certain current conditions may affect which coverage type you qualify for. June helps navigate the options.

📋

Does this replace health insurance?

No. Critical illness insurance supplements health insurance. Health insurance covers medical bills. Critical illness insurance covers everything else — mortgage, bills, lost income, childcare. They work together.

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Read the Full Critical Illness Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

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