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June Marcia Williams — Licensed Term Life Insurance Agent in Wildwood, FL
June Marcia Williams
Your Insurance Agent in Wildwood, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Wildwood, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Wildwood, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Wildwood, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Wildwood, FL

Wildwood, FL — Your Local Producer

Hello Wildwood! As a fellow Floridian and your neighbor in the Sumter County area, I understand the unique character and needs of our community. My name is June Marcia Williams, and I'm a licensed insurance producer (NPN: 17209549, Florida License No: W840529) dedicated to helping Wildwood families navigate their options. Whether you're thinking about term life, final expense, or accident & injury coverage, I'm here to provide clear, personalized information. My goal is to help you understand the policies that can protect what matters most, right here in the heart of Florida.

  • Wildwood City Hall
  • Millennium Park
  • Wildwood Middle High School
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Wildwood

113 on public record · Florida DFS · Fla. Stat. §119.01

AM
Aaron Tyler Matz
Life Including Variable Annuity & Health
NPN 20632710 Licensed 2023
AW
Alaetra Monshae Waker
Life Including Variable Annuity & Health
NPN 18154588 Licensed 2016
AM
Alfonso Jose Mogollon-Paredes
Life Including Variable Annuity & Health
NPN 20650089 Licensed 2023
AL
Andrew Colin Logan
Life Including Variable Annuity & Health
NPN 16668004 Licensed 2020
AT
Angela C Taylor
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1037148 Licensed 1997
AB
Anjanette Celita Broadhurst
Life Including Variable Annuity & Health
NPN 7132089 Licensed 2002
AW
Arthur Eugene West
Life Including Variable Annuity & Health
NPN 3587455 Licensed 2006
BM
Barbara Ann Myshrall
Life Including Variable Annuity & Health
NPN 19946979 Licensed 2021
BS
Beth S Stark
Life Including Variable Annuity & Health
NPN 21673652 Licensed 2025
BR
Brenda Louise Rankin
Life Including Variable Annuity & Health
NPN 20864127 Licensed 2023
CD
Carolyn Dorsett
Life Including Variable Annuity & Health
NPN 6581230 Licensed 2025
CG
Carry Bell Gordon
Life Including Variable Annuity & Health
NPN 7235972 Licensed 2002
CE
Charles Gary Edwards
Life Including Variable Annuity & Health
NPN 589070 Licensed 1999
CD
Cheryl Louise Dekeyser
Life Including Variable Annuity & Health
NPN 22055205 Licensed 2025
CR
Christina Louise Rambo
Life Including Variable Annuity & Health
NPN 18353158 Licensed 2017
CM
Christopher Ray Mcdaniel
Life Including Variable Annuity & Health
NPN 19488488 Licensed 2022
CS
Cody Brian Simmons
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18473962 Licensed 2017
CR
Cynthia L Rivera
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8789812 Licensed 2011
DH
Dakota Hartfield
Life Including Variable Annuity & Health
NPN 21711190 Licensed 2025
DD
Daniel N. Dowd
Life Including Variable Annuity & Health
NPN 1965515 Licensed 1999
DR
David M Reed
Life Including Variable Annuity & Health
NPN 19362399 Licensed 2022
DJ
Deanna Rose Jenkins
Life Including Variable Annuity & Health
NPN 388743 Licensed 2014
DT
Deboruah Jane Thomas
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 8091289 Licensed 2006
DD
Diane Dawn Digristina
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7413119 Licensed 2006
View all 113 licensed term life producers in Wildwood →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Wildwood regional market. Rates are localized using regional health baselines.

Official Wildwood Resources

County Sumter County
Population ~15,735
Lack of insurance (18–64) 18.4%
FIPS code 1277675

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Wildwood rates. Start your quote request below.

Google Maps
3.9 8 reviews
City of Wildwood photo 1City of Wildwood photo 2City of Wildwood photo 3
City of Wildwood
Open now · Mon 7:30 AM – 5:30 PM
100 N Main St, Wildwood, FL 34785, USA
Recent Reviews
Lynda Pepper ★★★★★
"Wow your Christmas lights are amazing. Thank you for your time and effort to spread holiday cheer. I just drove by at night and all I could say was wow wow wow. Good job! Merry Christmas!!"
Just Me ★☆☆☆☆
"I definitely give everyone employed/associated with City of Wildwood 5 stars. They are always knowledgeable & Professional so this should in no way affect them. I am however very disappointed in whome…"
About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Wildwood?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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Licensed in 5 states NPN verified No obligation
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