June Marcia Williams

Your Insurance Agent in New Port Richey, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing New Port Richey, FL...

National Producer No.

17209549

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Term Life Insurance in New Port Richey, FL

Income replacement, mortgage protection, and key person coverage.

Term life insurance for New Port Richey, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · New Port Richey, FL

New Port Richey, FL — Your Local Producer

For my neighbors in New Port Richey, I understand that our unique Pasco County lifestyle deserves equally unique financial protection. Whether you're enjoying a day on the water or spending time with family, having the right life insurance plan brings invaluable peace of mind. I'm June Marcia Williams, and I specialize in helping individuals and families find coverage that fits their specific needs, from Term and Whole Life to Final Expense and Critical Illness plans. My focus is on providing clear, straightforward guidance so you can make informed decisions for your loved ones. As your local licensed producer (NPN: 17209549, Florida License No: W840529), I'm committed to serving our community.

Sims Park
Richey Suncoast Theatre
New Port Richey Public Library

NPN17209549FL LicenseW840529

Licensed Term Life Producers in New Port Richey

900 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Gabriel Sweeney

Life Including Variable Annuity & Health

NPN 22213986 Licensed 2026

Abanob Gerges

Life Including Variable Annuity & Health

NPN 20377109 Licensed 2022

Abdiel Samuel Quiles

Life Including Variable Annuity & Health

NPN 21597639 Licensed 2025

Ada Louise Jacobs

Life Including Variable Annuity & Health

NPN 20631147 Licensed 2023

Adalberto Torres Reyes

Life Including Variable Annuity & Health

NPN 20164680 Licensed 2021

Adam Johnson

Life Including Variable Annuity & Health

NPN 20034171 Licensed 2021

Aidan James Wood

Life Including Variable Annuity & Health

NPN 21694264 Licensed 2025

Alan Judson Hershberger

Life Including Variable Annuity & Health

NPN 542449 Licensed 1987

Alathium Finchum

Life Including Variable Annuity & Health

NPN 20679247 Licensed 2023

Aleah Parker

Life Including Variable Annuity & Health

NPN 20831918 Licensed 2023

Aleksandr Kuzmin

Life Including Variable Annuity & Health

NPN 17000465 Licensed 2024

Alex Gabriel Papadopoulos

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 20652602 Licensed 2023

Alexander Ficarro

Life Including Variable Annuity & Health

NPN 19224896 Licensed 2019

Alexander Frank Rascionato

Life Including Variable Annuity & Health

NPN 8919336 Licensed 2006

Alexander John Hrica

Life Including Variable Annuity & Health

NPN 20692654 Licensed 2023

Alexander Michael Oremland

Life Including Variable Annuity & Health

NPN 20034546 Licensed 2021

Alexander Richard Modglin

Life Including Variable Annuity & Health

NPN 8201093 Licensed 2004

Alexandra Oroz

Life Including Variable Annuity & Health

NPN 21263312 Licensed 2024

Alexandra Wandelt

Life Including Variable Annuity & Health

NPN 21645027 Licensed 2025

Alexandria Susann Kelly

Life Including Variable Annuity & Health

NPN 17061535 Licensed 2013

Alexis Sierra Keener

Life Including Variable Annuity & Health

NPN 21066915 Licensed 2024

Alfonso Restuccia

Life Including Variable Annuity & Health

NPN 21374668 Licensed 2024

Alfred D'Amore

Life Including Variable Annuity & Health

NPN 22145192 Licensed 2026

Allan Martin Cruickshank

Life Including Variable Annuity & Health

NPN 1018676 Licensed 2003

View all 900 licensed term life producers in New Port Richey →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the New Port Richey regional market. Rates are localized using regional health baselines.

Official New Port Richey Resources

County Pasco County

Population ~16,742

Lack of insurance (18–64) 15.4%

FIPS code 1248500

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized New Port Richey rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

2.6 45 reviews

Photos by Steve Hodges , EtownStickly , Benjamin Ferguson , Anthony Kneifer via Google Maps

View on Google Maps

City of New Port Richey

Open now · Mon 8:00 AM – 5:00 PM

(727) 853-1016

cityofnewportrichey.org

5919 Main St, New Port Richey, FL 34652, USA

Recent Reviews

Jane Mazzone ★★★★★

"Tammy in Building department is always very helpful; knowledgeable and easy to deal with. Michael (an inspector) is also knowledgeable and offered us great feedback. Always upbeat and thorough.. Work…"

S ★☆☆☆☆

"Worst city to deal with on any level. The water is so hard and so gross to drink. If you don't have filters on your sink or shower head it literally eats through the ceramic tiles and toilet bowl afte…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in New Port Richey

More Insurance Options in New Port Richey, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in New Port Richey?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in New Port Richey, FL

New Port Richey, FL — Your Local Producer

Licensed Term Life Producers in New Port Richey

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official New Port Richey Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in New Port Richey, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in New Port Richey?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

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Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official New Port Richey Resources