June Marcia Williams

Your Insurance Agent in Zephyrhills, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Zephyrhills, FL...

National Producer No.

17209549

Verify ↗

Term Life Insurance in Zephyrhills, FL

June Williams — NPN 17209549. No-exam options up to $500K.

Term life insurance for Zephyrhills, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

❤️

3K+ Satisfied Clients

⭐

5-Star Service Rating

🛡️ NPN Verified

🏛️ 5-State Licensed

🏆 10+ Yrs Exp.

Right here · Zephyrhills, FL

Zephyrhills, FL — Your Local Producer

Hello, Zephyrhills! As a resident of the greater Pasco County area, I appreciate the unique community spirit we share here in the 'City of Pure Water.' Protecting your family's future is one of the most important things you can do, and I'm here to help you navigate the options. My name is June Marcia Williams, and as a licensed insurance producer, I specialize in personal plans like Term Life, Whole Life, Final Expense, and Critical Illness coverage. I'm dedicated to helping my Zephyrhills neighbors find the right protection for their specific needs and budget. (NPN: 17209549, Florida License No: W840529)

Zephyr Park
Zephyrhills City Hall
Zephyrhills High School

NPN17209549FL LicenseW840529

Licensed Term Life Producers in Zephyrhills

421 on public record · Florida DFS · Fla. Stat. §119.01

Aaron Coleman

Life Including Variable Annuity & Health

NPN 5706007 Licensed 2022

Abigail Elisabeth Fleming

Life Including Variable Annuity & Health

NPN 20126340 Licensed 2021

Abriannah Yann

Life Including Variable Annuity & Health

NPN 21783978 Licensed 2025

Adriane Danielle Coles

Life Including Variable Annuity & Health

NPN 17365620 Licensed 2019

Adriangely Gomez Avila

Life Including Variable Annuity & Health

NPN 20794751 Licensed 2023

Al-Tariq Bello

Life Including Variable Annuity & Health

NPN 21630781 Licensed 2025

Alanis Nicole Gonzalez Oliveras

Life Including Variable Annuity & Health

NPN 20476498 Licensed 2023

Alejandrina Guerrero

Life Including Variable Annuity & Health

NPN 8835809 Licensed 2008

Alejandro Rafael Cabrera

Life Including Variable Annuity & Health

NPN 18407603 Licensed 2017

Alexander W Preusch

Life Including Variable Annuity & Health

NPN 21631719 Licensed 2025

Alexandra Ruth Johnson

Life Including Variable Annuity & Health

NPN 19846873 Licensed 2021

Alice Ione Rogers

Life Including Variable Annuity & Health

NPN 18519085 Licensed 2017

Alice Pereira Mendes Corsino

Life Including Variable Annuity & Health

NPN 22103856 Licensed 2026

Alicia Canty Edwards-Bowman

Life Including Variable Annuity & Health

NPN 20295484 Licensed 2022

Alicia Edwards

Life Including Variable Annuity & Health

NPN 20049492 Licensed 2021

Alicia Lovett

Life Including Variable Annuity & Health

NPN 20469171 Licensed 2022

Amanda Capehart

Life Including Variable Annuity & Health

NPN 20036138 Licensed 2021

Amanda Ward

Life Including Variable Annuity & Health

NPN 18497728 Licensed 2019

Amber Deanne Endy

Life Including Variable Annuity & Health

NPN 19656940 Licensed 2020

Ammar Jaber

Life Including Variable Annuity & Health

NPN 22123562 Licensed 2026

Amy Elizabeth Whitfield

Life Including Variable Annuity & Health

NPN 8498316 Licensed 2005

Amy Schmocker

Life Including Variable Annuity & Health

NPN 21226493 Licensed 2024

Ana Marie Martinez

Life Including Variable Annuity & Health

NPN 2128169 Licensed 2025

Andrea Castillo

Life Including Variable Annuity & Health

NPN 20775968 Licensed 2023

View all 421 licensed term life producers in Zephyrhills →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Zephyrhills regional market. Rates are localized using regional health baselines.

Official Zephyrhills Resources

County Pasco County

Population ~17,575

Lack of insurance (18–64) 16.0%

FIPS code 1279225

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Zephyrhills rates. Start your quote request below.

FL OIR .GOV Pasco County Gov Portal .GOV

4.2 18 reviews

Photos by F3 Steve McQueen , Donald Rice , Adam Suliman , Mike Harber via Google Maps

View on Google Maps

Zephyrhills City Hall

(813) 780-0000

ci.zephyrhills.fl.us

5335 8th St 2nd Floor, Zephyrhills, FL 33542, USA

Recent Reviews

Mike “Mr. Mike” Jones ★★★★★

"Professional, outstanding, caring and respectful! This is the way the government that serve the people should be ran assistant city clerk, Eileen was an example of efficiency and kindness. Thank you s…"

Martin Asua ★☆☆☆☆

"The city of Zephyrhills, FL really sucks. I've had some financial problems this month. Anyway my water service got interrupted. So I go down to pay the bill. I get there at 3:28. And pay the bill. The…"

About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Read the full Term Life Guide →

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

How much coverage do you need?

$50K

$100K

$150K

$250K

$400K

$500K+

How long do you need coverage?

10 yr

15 yr

20 yr

25 yr

30 yr

Date of Birth

Gender

Height

Weight (lbs)

Tobacco or nicotine use?

Never

Quit 5+ yrs

Quit 1-5 yrs

Current

Have you ever been treated for high blood pressure?

Yes

Have you ever been treated for high cholesterol?

Yes

Have you been diagnosed with or treated for diabetes?

Yes

Has a parent died before age 65 from heart disease or cancer?

Yes

Any DUI/DWI in the past 5 years?

Yes

First Name

Last Name

Phone

Zip Code

⚡ Call me ASAP — I want to speak with an agent as soon as possible

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

✅

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.

Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Compare Plans

Term Life Options

10-Year Term

Lowest monthly cost

Complete the quick form above to see your estimate

Level premium for 10 years
Issue ages 18-80
No exam up to $400K
Convertible to permanent
Renewable to age 100

Get Quote

20-Year Term

Best value for families

Complete the quick form above to see your estimate

Level premium for 20 years
Issue ages 18-65
No exam up to $400K
Convertible to permanent
Covers mortgage + college

Get Quote

30-Year Term

Maximum protection

Complete the quick form above to see your estimate

Level premium for 30 years
Issue ages 18-55
No exam up to $400K
Convertible to permanent
Locks rate til retirement

Get Quote

📖 Term Life Knowledge

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Life Insurance in Zephyrhills

More Insurance Options in Zephyrhills, FL

💎 Whole Life 📈 Universal / IUL 🏥 Critical Illness 🏨 Hospital Indemnity ⚡ Accident & Injury 🏢 Business Life 🔑 Special Situations 🕊️ Final Expense

Insurance Resources

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

Visit nipr.com →.COM

Frequently Asked Questions

Term Life Insurance FAQ

💰

How much does term life cost in Zephyrhills?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

Nearby Term Life Coverage

Read the Full Term Life Consumer Guide →

Written by June Marcia Williams · NPN 17209549 · Independent guide for Florida consumers

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Term Life Insurance in Zephyrhills, FL

Zephyrhills, FL — Your Local Producer

Licensed Term Life Producers in Zephyrhills

🛡️ Term Life Insurance Underwriting Scope

🏛️ Official Zephyrhills Resources

Why Choose June?

A-Rated Security

Rapid Underwriting

Direct Pricing

Digital Portals

See If You Pre-Qualify in 60 Seconds

Quote Request Received!

Term Life Options

10-Year Term

20-Year Term

30-Year Term

Everything You Need to Know About Term Life Insurance

What Is Term Life Insurance?

How Much Does Term Life Cost?

Can I Convert to Permanent Later?

How Much Coverage Do I Need?

Do I Need a Medical Exam?

Florida Life Insurance Consumer Rights

More Insurance Options in Zephyrhills, FL

Know Your Rights in Florida

Florida Office of Insurance Regulation

FL Life Insurance Buyer's Guide

Verify an Agent's NPN License

Term Life Insurance FAQ

How much does term life cost in Zephyrhills?

What term lengths are available?

Can I convert to whole life later?

Do I need a medical exam?

How much coverage do I need?

Also Serving Pasco County

Beacon Square Life Protection

The Dade City Legacy Plan

New Port Richey Coverage Guide

New Port Richey East Coverage Guide

San Antonio Life Protection

St. Leo Life Protection

Wesley Chapel Wealth Strategy

Zephyrhills North Coverage Guide

Zephyrhills South Wealth Strategy

Zephyrhills West Wealth Strategy

The Bayport Legacy Plan

Brookridge Financial Security

The Brooksville Legacy Plan

The Masaryktown Legacy Plan

The Nobleton Legacy Plan

North Brooksville Wealth Strategy

Ridge Manor West Coverage Guide

Spring Hill Coverage Guide

Timber Pines Coverage Guide

Weeki Wachee Financial Security

The Apollo Beach Legacy Plan

Brandon Coverage Guide

Carrollwood Coverage Guide

Dover Coverage Guide

The Gibsonton Legacy Plan

Lithia Wealth Strategy

Pebble Creek Financial Security

Plant City Wealth Strategy

Tampa Wealth Strategy

Temple Terrace Coverage Guide

Talk to a real person. Today.

Term Life Insurance Underwriting Scope

Official Zephyrhills Resources