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Home›Florida›Seminole County›Heathrow

June Marcia Williams — Licensed Insurance Agent in Heathrow, FL
June Marcia Williams
Your Insurance Agent in Heathrow, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Heathrow, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Heathrow, FL

Top-Rated Financial Protection for Heathrow Residents

Honest, Local Insurance Guidance for Your Family's Future in Seminole County

Your local licensed agent in Heathrow, Seminole County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Heathrow, Seminole County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Heathrow, FL

Heathrow, FL — Your Local Producer

Hello Heathrow! As a licensed Florida insurance producer, I appreciate the distinct and carefully planned lifestyle we cherish here in Seminole County. Protecting your family's future is just as important as enjoying our beautiful surroundings. I'm here to help you understand your options for personal insurance, from Term and Whole Life to policies covering critical illness or final expenses. My commitment is to provide clear, one-on-one guidance so you can find a strategy that aligns with your unique needs. Let's connect to ensure your loved ones are secure. (June Marcia Williams, NPN: 17209549, Florida License No: W840529).

  • Heathrow Country Club
  • Sawyer Lake Park
  • Heathrow Elementary School
NPN17209549FL LicenseW840529

Heathrow is home to approximately 7,100 residents in Seminole County, with a median age of 45.0 and a median household income of $120,000. About 68% of homes are owner-occupied; the median home value is $509,000. 76% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 5% of residents. Average household size is 2.3. These demographic markers shape which life insurance products fit Heathrow households.

How Heathrow compares to Seminole County

SEMINOLE COUNTY · 471K RESIDENTS HEATHROW · 7K RESIDENTS
Seminole County vs Heathrow — population comparison Seminole County: 471,321 residents. Heathrow: 7,084 residents, 1.5% of Seminole County population.
471,321 SEMINOLE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
7,084 HEATHROW RESIDENTS ↳ 1.5% of Seminole County residents
Underwriting Guidelines

What rate class can Heathrow applicants with current cigarette smoking expect from life insurance carriers?

Yes, qualification is common in Heathrow. Within Seminole County's ~471,000 residents — including the 13.0% currently without health coverage — 9.5% of adults manage current cigarette smoking and 36.3% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Goldenrod →

📊 Top Health Considerations (CDC)

Top Health Considerations for Heathrow (CITY) High cholesterol: 36.3%. High blood pressure: 31.4%. Obesity: 26.9%. Diagnosed diabetes: 10.3%. Current cigarette smoking: 9.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · HEATHROW High cholesterol 36.3% High blood pressure 31.4% Obesity 26.9% Diagnosed diabetes 10.3% Current cigarette smoking 9.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Seminole County Gov Portal .GOV
Population ~7,084
Lack of health insurance (18–64) 10.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1229320
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My Heathrow Florida
Open now · Mon Open 24 hours
(407) 574-5745
myheathrowflorida.com
7025 State Hwy 46 A Suite 1071, Heathrow, FL 32746, USA
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"Awesome restaurants"
Available in Heathrow

Life Insurance Products in Heathrow, FL

9 insurance products available in Heathrow

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Seminole County and Nearby Florida Counties

Life Insurance by City Near Heathrow, FL

6,937 licensed producers on public record in Seminole County.

🌟 Cities Served near Heathrow

30 Cities · 3 Counties
Brevard County10
Eau GallieIndian Harbor BeIndian Harbour BeachJune ParkMelbourneMerritt IslandNorth Merritt IslandPalm BayPatrick AFBTitusville
Seminole CountyHome10
Altamonte SpringCasselberryFern ParkForest CityGoldenrodLake MaryLongwoodOviedoSanfordWinter Springs
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeePoincianaSaint CloudSt. Cloud
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Heathrow, Florida

Florida DFS public records show 564 actively licensed insurance producers with business addresses in Heathrow (Seminole County County). 114 hold Life & Health authority; 520 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

564Licensed producers
114Life & Health
520General Lines (P&C)

Browse producers by line

Life & Health Agents
114 producers · 2-15
General Lines (Property & Casualty)
520 producers · 2-20

Featured licensed producers

Browse all →
SM
Scott Ashton Mackenzie
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1680984 Licensed 2002
MP
Michael Payne
Life Including Variable Annuity & Health
NPN 430647 Licensed 1995
MZ
Marc Alan Zipper
Life Including Variable Annuity & Health
NPN 431029 Licensed 1980
ST
Shirley Riggs Torrealba
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 2436628 Licensed 1999
JR
James Paul Rechsteiner
General Lines (Property & Casualty)
NPN 520530 Licensed 2000
SM
Scott Ashton Mackenzie
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 1680984 Licensed 2002

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Heathrow.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Heathrow Life Insurance Questions

💰

How much does life insurance cost in Heathrow?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Heathrow
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Heathrow?

Yes. June serves all of Heathrow and every municipality in Seminole County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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