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Home›Florida›Seminole County›Winter Springs

June Marcia Williams — Licensed Insurance Agent in Winter Springs, FL
June Marcia Williams
Your Insurance Agent in Winter Springs, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Winter Springs, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Winter Springs, FL

Top-Rated Financial Protection for Winter Springs Residents

Honest, Local Insurance Guidance for Your Family's Future in Seminole County

Your local licensed agent in Winter Springs, Seminole County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Winter Springs, Seminole County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Winter Springs, FL

Winter Springs, FL — Your Local Producer

For my neighbors in Winter Springs, I understand that our community's charm comes from its beautiful parks and strong family focus. As a local licensed insurance producer, I'm dedicated to helping you protect what matters most. Whether you're considering Term Life, Whole Life, Final Expense, or other personal policies to secure your family's financial future, I'm here to provide clear, personalized guidance. My goal is to help you navigate your options with confidence. I'm June Marcia Williams, and I'm proud to serve the Winter Springs community (NPN: 17209549, Florida License No: W840529).

  • Winter Springs Town Center
  • Central Winds Park
  • Tuskawilla Road
NPN17209549FL LicenseW840529

Winter Springs is home to approximately 38,200 residents in Seminole County, with a median age of 43.1 and a median household income of $83,700. About 74% of homes are owner-occupied; the median home value is $317,000. 49% of adults hold a bachelor's degree or higher; households with children make up 25%; veterans comprise 7% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Winter Springs households.

How Winter Springs compares to Seminole County

SEMINOLE COUNTY · 471K RESIDENTS WINTER SPRINGS · 38K RESIDENTS
Seminole County vs Winter Springs — population comparison Seminole County: 471,321 residents. Winter Springs: 38,205 residents, 8.1% of Seminole County population.
471,321 SEMINOLE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
38,205 WINTER SPRINGS RESIDENTS ↳ 8.1% of Seminole County residents
Underwriting Guidelines

What rate class can Winter Springs applicants with obesity expect from life insurance carriers?

Many Winter Springs residents secure competitive rates despite obesity. Seminole County reports 28.2% adult prevalence (CDC PLACES); 22.8% also manage arthritis, with 13.0% of the ~471,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Wekiwa Springs →

📊 Top Health Considerations (CDC)

Top Health Considerations for Winter Springs (CITY) High cholesterol: 36.3%. High blood pressure: 31.8%. Obesity: 28.2%. Diagnosed diabetes: 10.5%. Current cigarette smoking: 10%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · WINTER SPRINGS High cholesterol 36.3% High blood pressure 31.8% Obesity 28.2% Diagnosed diabetes 10.5% Current cigarette smoking 10.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Seminole County Gov Portal .GOV
Population ~38,205
Lack of health insurance (18–64) 11.2%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1278325
Google Maps
3.8 29 reviews
City of Winter Springs: City Hall photo 1City of Winter Springs: City Hall photo 2City of Winter Springs: City Hall photo 3
Photos by City of Winter Springs: City Hall , Daniel thomas , Secretary AndersonFerrin via Google Maps
View on Google Maps
City of Winter Springs: City Hall
Open now · Mon 8:00 AM – 5:00 PM
(407) 327-1800
winterspringsfl.org
1126 E State Rd 434, Winter Springs, FL 32708, USA
Recent Reviews
Lindsay Francine ★☆☆☆☆
"I have been in Winter Springs 20+ years and never been so frustrated with a process that should be simple to pay your bill. Over the last week i have spoken to 4 different people who were unable to he…"
Mojo Jo jo ★☆☆☆☆
"City Council seems to be lining their pockets, the cash from storage companies, Walmart, threatening to tear down another forest and build a Walmart they already tore down a little forest just to buil…"
Available in Winter Springs

Life Insurance Products in Winter Springs, FL

9 insurance products available in Winter Springs

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Seminole County and Nearby Florida Counties

Life Insurance by City Near Winter Springs, FL

6,937 licensed producers on public record in Seminole County.

🌟 Cities Served near Winter Springs

30 Cities · 3 Counties
Orange County10
ApopkaMeadow WoodsOaklandOrlandoSouth ApopkaSouthchaseWindermereWinter GardenWinter ParkZellwood
Seminole CountyHome10
Altamonte SpringAltamonte SpringsCasselberryChuluotaFern ParkHeathrowLake MaryLongwoodOviedoSanford
Volusia County10
CassadagaDaytona BeachDelandDeLand SouthwestDeltonaHolly HillNorth DeLandOrmond BeachOrmond-by-the-SeaSouth Daytona
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Winter Springs, Florida

Florida DFS public records show 474 actively licensed insurance producers with business addresses in Winter Springs (Seminole County County). 414 hold Life & Health authority; 108 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

474Licensed producers
414Life & Health
108General Lines (P&C)

Browse producers by line

Life & Health Agents
414 producers · life-authorised
General Lines (Property & Casualty)
108 producers · 2-20

Featured licensed producers

Browse all →
WN
William Patrick Norton
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7238753 Licensed 2003
FB
Florine Thea Bellus
Life Including Variable Annuity & Health
NPN 535077 Licensed 1990
JC
John Robert Cox
Life Including Variable Annuity & Health
NPN 555706 Licensed 1988
VS
Vikram K Shah
Life Including Variable Annuity & Health
NPN 3693185 Licensed 2000
WN
William Patrick Norton
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 7238753 Licensed 2003
AL
Amber R Lugering
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 5306402 Licensed 2001

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Winter Springs.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Winter Springs Life Insurance Questions

💰

How much does life insurance cost in Winter Springs?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Winter Springs
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Winter Springs?

Yes. June serves all of Winter Springs and every municipality in Seminole County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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