June Marcia Williams

Your Insurance Agent in Oviedo, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Oviedo, FL...

National Producer No.

17209549

Verify ↗

Life Insurance in Oviedo, FL

Top-Rated Financial Protection for Oviedo Residents

Honest, Local Insurance Guidance for Your Family's Future in Seminole County

Your local licensed agent in Oviedo, Seminole County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Oviedo, Seminole County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Oviedo, FL

Oviedo, FL — Your Local Producer

For my neighbors in Oviedo, I know that preserving our community's unique, family-focused character is what makes life here in Seminole County so special. As our town grows, protecting your loved ones' financial future becomes even more important. My name is June Marcia Williams, and as a licensed insurance producer, I'm here to help you navigate your options for Term Life, Final Expense, and other personal insurance plans. I provide clear, straightforward guidance so you can find a strategy that fits your family's needs. I'm dedicated to serving our community with integrity. (NPN: 17209549, Florida License No: W840529)

Oviedo on the Park
The Oviedo Mall
Oviedo High School

NPN17209549FL LicenseW840529

Oviedo is home to approximately 39,600 residents in Seminole County, with a median age of 36.9 and a median household income of $117,000. About 79% of homes are owner-occupied; the median home value is $397,000. 55% of adults hold a bachelor's degree or higher; households with children make up 44%; veterans comprise 6% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Oviedo households.

How Oviedo compares to Seminole County

SEMINOLE COUNTY · 471K RESIDENTS OVIEDO · 40K RESIDENTS

471,321 SEMINOLE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

39,552 OVIEDO RESIDENTS ↳ 8.4% of Seminole County residents

Underwriting Guidelines

How does obesity impact life insurance underwriting in Oviedo, FL?

Many Oviedo residents secure competitive rates despite obesity. Seminole County reports 27.5% adult prevalence (CDC PLACES); 22.8% also manage arthritis, with 13.0% of the ~471,000 population lacking health insurance. Carriers offer fully underwritten and simplified-issue paths sized to the clinical specifics.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Longwood →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Seminole County Gov Portal .GOV

Population ~39,552

Lack of health insurance (18–64) 10.8%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1253575

4.5 10 reviews

Photos by Sharon Zambrano , TODD CECIL , Fernando Delgado , EMREDDIN via Google Maps

View on Google Maps

Oviedo City Hall

(407) 971-5555

cityofoviedo.net

400 Alexandria Blvd, Oviedo, FL 32765, USA

Recent Reviews

EMREDDIN ★★★★★

"They are so helpful"

Y G ★★★★★

"Thank you for your help,Brenda is very nice!!"

Available in Oviedo

Life Insurance Products in Oviedo, FL

9 insurance products available in Oviedo

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance in Seminole County and Nearby Florida Counties

Life Insurance by City Near Oviedo, FL

6,937 licensed producers on public record in Seminole County.

🌟 Cities Served near Oviedo

30 Cities · 3 Counties

Volusia County10

Cassadaga Daytona Beach Deland DeLand Southwest Deltona Holly Hill North DeLand Ormond Beach Ormond-by-the-Sea South Daytona

Seminole CountyHome10

Altamonte Spring Altamonte Springs Casselberry Chuluota Fern Park Heathrow Lake Mary Longwood Sanford Winter Springs

Lake County10

Clermont Dona Vista Eustis Fruitland Park Groveland Leesburg Minneola Montverde Mount Dora Umatilla

🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Oviedo, Florida

Florida DFS public records show 630 actively licensed insurance producers with business addresses in Oviedo (Seminole County County). 547 hold Life & Health authority; 147 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

630Licensed producers

547Life & Health

147General Lines (P&C)

Find a licensed producer or agency

Browse producers by line

Featured licensed producers

Browse all →

Bonnie J Wendell

Life Including Variable Annuity & Health

NPN 421510 Licensed 1994

Luz Y Cole

Life Including Variable Annuity & Health

NPN 3699636 Licensed 2000

John Joseph Tucciarone

Life Including Variable Annuity & Health

NPN 1015982 Licensed 1996

Diane Helle

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1681544 Licensed 1999

Diane Helle

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 1681544 Licensed 1999

Monica J Oliver

Life & Health (2-15) and General Lines / P&C (2-20)

NPN 3527125 Licensed 2000

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Oviedo.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Oviedo Life Insurance Questions

💰

How much does life insurance cost in Oviedo?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Oviedo

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Oviedo?

Yes. June serves all of Oviedo and every municipality in Seminole County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Life Insurance in Oviedo, FL

Top-Rated Financial Protection for Oviedo Residents

Honest, Local Insurance Guidance for Your Family's Future in Seminole County

Oviedo, FL — Your Local Producer

How Oviedo compares to Seminole County

How does obesity impact life insurance underwriting in Oviedo, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Life Insurance Products in Oviedo, FL

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Life Insurance by City Near Oviedo, FL

🌟 Cities Served near Oviedo

Licensed Insurance Agents in Oviedo, Florida

Browse producers by line

Featured licensed producers

Know your rights in Oviedo.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Oviedo Life Insurance Questions

How much does life insurance cost in Oviedo?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Oviedo?

What is critical illness insurance?

How do I verify June's FL license?

Talk to a real person. Today.

Official City Resources