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Home›Florida›Santa Rosa County›Pea Ridge

June Marcia Williams — Licensed Insurance Agent in Pea Ridge, FL
June Marcia Williams
Your Insurance Agent in Pea Ridge, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Pea Ridge, FL...
National Producer No.
17209549
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Life Insurance in Pea Ridge, FL

Top-Rated Financial Protection for Pea Ridge Residents

Honest, Local Insurance Guidance for Your Family's Future in Santa Rosa County

Your local licensed agent in Pea Ridge, Santa Rosa County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Pea Ridge, Santa Rosa County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Pea Ridge, FL

Pea Ridge, FL — Your Local Producer

Hello to my neighbors in Pea Ridge! I've always admired the strong sense of community we have here in Santa Rosa County, and it's my privilege to serve our area. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to helping local families navigate their options for personal protection. Whether you're considering Term Life, Final Expense, or coverage for unexpected illnesses or accidents, my goal is to provide clear, personalized guidance. I'm here to help you find a plan that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Pea Ridge Elementary School
  • Benny Russell Park
  • Chumuckla Highway
NPN17209549FL LicenseW840529

Pea Ridge is home to approximately 3,800 residents in Santa Rosa County, with a median age of 35.4 and a median household income of $58,500. About 74% of homes are owner-occupied; the median home value is $183,000. 19% of adults hold a bachelor's degree or higher; households with children make up 37%; veterans comprise 11% of residents. Average household size is 2.6. These demographic markers shape which life insurance products fit Pea Ridge households.

How Pea Ridge compares to Santa Rosa County

SANTA ROSA COUNTY · 189K RESIDENTS PEA RIDGE · 4K RESIDENTS
Santa Rosa County vs Pea Ridge — population comparison Santa Rosa County: 188,994 residents. Pea Ridge: 3,765 residents, 2.0% of Santa Rosa County population.
188,994 SANTA ROSA COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
3,765 PEA RIDGE RESIDENTS ↳ 2.0% of Santa Rosa County residents
Underwriting Guidelines

What rate class can Pea Ridge applicants with diagnosed diabetes expect from life insurance carriers?

Yes, qualification is common in Pea Ridge. Within Santa Rosa County's ~189,000 residents — including the 10.8% currently without health coverage — 10.4% of adults manage diagnosed diabetes and 37.0% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Avalon →

📊 Top Health Considerations (CDC)

Top Health Considerations for Pea Ridge (CITY) High cholesterol: 37%. High blood pressure: 34.4%. Obesity: 31.5%. Diagnosed diabetes: 10.4%. Current cigarette smoking: 13%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · PEA RIDGE High cholesterol 37.0% High blood pressure 34.4% Obesity 31.5% Diagnosed diabetes 10.4% Current cigarette smoking 13.0% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Santa Rosa County Gov Portal .GOV
Population ~3,765
Lack of health insurance (18–64) 9.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1255532
Google Maps
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Available in Pea Ridge

Life Insurance Products in Pea Ridge, FL

9 insurance products available in Pea Ridge

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Santa Rosa County and Nearby Florida Counties

Life Insurance by City Near Pea Ridge, FL

1,114 licensed producers on public record in Santa Rosa County.

🌟 Cities Served near Pea Ridge

25 Cities · 3 Counties
Washington County5
CaryvilleChipleyEbroVernonWausau
Santa Rosa CountyHome10
AllentownAvalonEast MiltonGulf BreezeJayMiltonNavarrePaceTiger PointWoodlawn Beach
Escambia County10
BellviewBrentCantonmentCenturyEnsleyMolinoPensacolaPensacola StationWalnut HillWest Pensacola
Official Resources

Know your rights in Pea Ridge.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Pea Ridge Life Insurance Questions

💰

How much does life insurance cost in Pea Ridge?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Pea Ridge
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Pea Ridge?

Yes. June serves all of Pea Ridge and every municipality in Santa Rosa County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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