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June Marcia Williams — Licensed Term Life Insurance Agent in Tampa, FL
June Marcia Williams
Your Insurance Agent in Tampa, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Tampa, FL...
National Producer No.
17209549
Verify ↗

Term Life Insurance in Tampa, FL

Compare 10, 20, and 30-year term rates from top carriers.

Term life insurance for Tampa, Florida residents through June Marcia Williams (NPN 17209549, FL licensed) — level premiums for 10, 20, or 30 years and tax-free death benefit, no pressure, same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
❤️
3K+ Satisfied Clients
5-Star Service Rating
🛡️ NPN Verified
🏛️ 5-State Licensed
🏆 10+ Yrs Exp.
Right here · Tampa, FL

Tampa, FL — Your Local Producer

Hello, Tampa! From the vibrant energy of the Riverwalk to the quiet, historic streets found throughout Hillsborough County, I know life here is full of unique moments worth protecting. As your neighbor and a licensed insurance producer, I'm dedicated to helping you navigate your options for personal insurance. Whether you're planning for your family's future with life insurance, seeking coverage for final expenses, or looking for protection against unexpected accidents or illnesses, I can help you understand the choices available. My goal is to provide clear, personalized guidance. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Tampa Riverwalk
  • Curtis Hixon Waterfront Park
  • University of Tampa
NPN17209549FL LicenseW840529

Licensed Term Life Producers in Tampa

17263 on public record · Florida DFS · Fla. Stat. §119.01

=K
="True" Lynn Kelly-Martin
Life Including Variable Annuity & Health
NPN 1038363 Licensed 1997
AN
A'Mere Nelms
Life Including Variable Annuity & Health
NPN 20719155 Licensed 2023
AP
Aakash Rajesh Patel
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18103766 Licensed 2016
AJ
Aaliyah Jnai Johnston
Life Including Variable Annuity & Health
NPN 18443098 Licensed 2017
AD
Aaliyah Kyara Diaz
Life Including Variable Annuity & Health
NPN 20074635 Licensed 2021
AS
Aaliyah Sweet
Life Including Variable Annuity & Health
NPN 21547780 Licensed 2025
AG
Aarica Griner
Life Including Variable Annuity & Health
NPN 21098391 Licensed 2024
AS
Aaron Allen Stouder
Life Including Variable Annuity & Health
NPN Licensed 2025
AB
Aaron Baird
Life Including Variable Annuity & Health
NPN 21008888 Licensed 2023
AB
Aaron Barman
Life Including Variable Annuity & Health
NPN 17040760 Licensed 2013
AG
Aaron Benjamin Greenberg
Life Including Variable Annuity & Health
NPN 8737617 Licensed 2007
AK
Aaron C Kilbride
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 11058709 Licensed 2008
AM
Aaron Clayton Jackson Miller
Life Including Variable Annuity & Health
NPN 19658311 Licensed 2020
AJ
Aaron Deneal Jones
Life Including Variable Annuity & Health
NPN 8585769 Licensed 2022
AR
Aaron Edward Robinson
Life Including Variable Annuity & Health
NPN 21158349 Licensed 2024
AH
Aaron Hott
Life Including Variable Annuity & Health
NPN 20663917 Licensed 2023
AB
Aaron J Berger
Life Including Variable Annuity & Health
NPN 21260379 Licensed 2024
AW
Aaron J Weinstock
Life Including Variable Annuity & Health
NPN 623074 Licensed 2003
AJ
Aaron Jalca
Life Including Variable Annuity & Health
NPN 21287548 Licensed 2024
AG
Aaron Jashaun Gross
Life Including Variable Annuity & Health
NPN 21559343 Licensed 2025
AJ
Aaron Jevon James
Life Including Variable Annuity & Health
NPN 19801097 Licensed 2021
AR
Aaron Julius Rosario
Life Including Variable Annuity & Health
NPN 18888927 Licensed 2018
AK
Aaron Keith
Life Including Variable Annuity & Health
NPN 22091160 Licensed 2026
AH
Aaron Khuong Hua
Life Including Variable Annuity & Health
NPN 21407621 Licensed 2024
View all 17263 licensed term life producers in Tampa →

Verify any producer at FL DFS Licensee Search ↗. This directory lists licensed producers on public record — it does not rank, rate, or endorse.

Term Life Insurance Underwriting Scope

Reviewing specialized portfolio metrics for Term Life Insurance across the Tampa regional market. Rates are localized using regional health baselines.

Official Tampa Resources

County Hillsborough County
Population ~388,768
Lack of insurance (18–64) 9.8%
FIPS code 1271000

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

Let June shop the market for your localized Tampa rates. Start your quote request below.

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About Your Agent

Why Choose June?

A-Rated Security

Backed exclusively by top-tier, vertically integrated carrier capacity.

Rapid Underwriting

Algorithmic rate classifications drop processing times down to seconds.

Direct Pricing

Zero intermediary markup structures ensuring wholesale underwriting parity.

Digital Portals

Instant localized digital enrollment without offline processing roadblocks.

Select your coverage below to see your price in seconds.

See If You Pre-Qualify in 60 Seconds

Fast, personalized quotes — no obligation — no medical exam up to $400K

Your info is secure and never shared. June will contact you within minutes with personalized quotes. Pre-qualification is an estimate — final rates determined by carrier underwriting.

Quote Request Received!

June will contact you within minutes with personalized quotes during business hours.

Or call now: (908) 339-7723

Want live updates on your quote? Tap to let June text your phone directly — rates, approvals, appointments.
Prefer to talk? Ask Lia — June's AI assistant: (908) 648-8689

Term Life Options

10-Year Term

Lowest monthly cost
Complete the quick form above to see your estimate
  • Level premium for 10 years
  • Issue ages 18-80
  • No exam up to $400K
  • Convertible to permanent
  • Renewable to age 100
Get Quote

30-Year Term

Maximum protection
Complete the quick form above to see your estimate
  • Level premium for 30 years
  • Issue ages 18-55
  • No exam up to $400K
  • Convertible to permanent
  • Locks rate til retirement
Get Quote

Everything You Need to Know About Term Life Insurance

🛡️

What Is Term Life Insurance?

Term life is pure death benefit protection for a set period — 10, 20, or 30 years. If you die during the term, your beneficiaries receive a tax-free lump sum. If you outlive the term, the policy expires. No cash value, no investment component. It's the most affordable type of life insurance because you're only paying for the death benefit.

💲

How Much Does Term Life Cost?

A healthy 30-year-old can get a $500,000 20-year term policy for under $25/month. Rates depend on age, health, tobacco use, coverage amount, and term length. Shorter terms cost less. Women typically pay less than men. Life insurance premiums paid by the policyowner are not subject to a state sales tax in any U.S. state.

🔄

Can I Convert to Permanent Later?

Most quality carriers include a conversion privilege — the right to convert your term policy to whole life or universal life without a new medical exam. This is critical: if your health changes during the term, conversion lets you keep coverage. June only recommends carriers with strong conversion options.

📊

How Much Coverage Do I Need?

The DIME method: Debt + Income replacement + Mortgage + Education. Add up what your family needs if you're gone. A common shortcut: 10-12× your annual income. A family earning $75K needs roughly $750K-$900K. June provides a free needs analysis to find your exact number.

🏥

Do I Need a Medical Exam?

Traditional fully-underwritten term life requires a brief paramedical exam (blood draw, blood pressure, height/weight) — this typically qualifies you for the lowest premiums. No-exam options exist through accelerated underwriting for coverage up to $500K, but premiums are 15-30% higher. June helps you decide which path makes sense for your situation.

⚖️

Florida Life Insurance Consumer Rights

Florida law provides a 14-day free-look period — return any policy within that window for a full refund (Fla. Stat. § 627.4554). Carriers must provide policy illustrations showing guaranteed and non-guaranteed values. Your agent must disclose all compensation. June operates under a fiduciary mindset: your needs first, always.

🎓 June Marcia Williams — FL License #W840529, NPN 17209549. 12 years experience. Licensed in NJ, PA, FL, MD, VA.

Know Your Rights in Florida

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

FL Life Insurance Buyer's Guide

Free consumer guide from FL OIR explaining policy types, replacement rules, and your free-look period.

Visit floir.gov →.GOV

Verify an Agent's NPN License

Use NIPR's lookup tool to verify any agent's National Producer Number and active state licenses.

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Term Life Insurance FAQ

💰

How much does term life cost in Tampa?

A healthy 35-year-old can get $500K coverage for around $28/month on a 20-year term. Rates vary by age, health, and coverage amount.

📅

What term lengths are available?

10-year, 20-year, and 30-year terms. Shorter terms cost less. Longer terms lock in your rate. June helps you find the right fit.

🔄

Can I convert to whole life later?

Most carriers offer conversion without a new medical exam. Valuable safety net if your health changes down the road.

🏥

Do I need a medical exam?

Traditional term life requires a brief exam for lower premiums. No-exam options available at slightly higher premiums for quick coverage.

📊

How much coverage do I need?

Guideline: 10-12x annual income. A family earning $60K/year needs $600K-$720K. June provides free needs analysis.

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