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Home›Florida›Polk County›Polk City

June Marcia Williams — Licensed Insurance Agent in Polk City, FL
June Marcia Williams
Your Insurance Agent in Polk City, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Polk City, FL...
National Producer No.
17209549
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Life Insurance in Polk City, FL

Top-Rated Financial Protection for Polk City Residents

Honest, Local Insurance Guidance for Your Family's Future in Polk County

Your local licensed agent in Polk City, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Polk City, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Polk City, FL

Polk City, FL — Your Local Producer

Hello, Polk City neighbors! I'm June Marcia Williams, your local licensed insurance producer. Living here in Polk County, I appreciate the unique blend of small-town community and the beautiful natural surroundings that make our area so special. As you plan for your family's future, it's my goal to help you navigate your options with clarity and confidence. I offer a range of personal insurance solutions, from term and whole life to final expense and critical illness plans, all tailored to your specific needs. Let's work together to find the right protection for you. (NPN: 17209549, Florida License No: W840529)

  • Polk City Hall
  • Fantasy of Flight
  • Polk City Elementary School
NPN17209549FL LicenseW840529
Underwriting Guidelines

Can I get life insurance with high cholesterol in Polk City, FL?

Yes. Polk County's health profile — 736,000 residents, 19.2% uninsured, 41.6% adults with high cholesterol, 27.5% with arthritis — shapes how A-rated carriers tier rate classes for Polk City applicants. Standard or Preferred is achievable when high cholesterol is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Haines City →

📊 Top Health Considerations (CDC)

Top Health Considerations for Polk City (CITY) High cholesterol: 41.6%. High blood pressure: 37.7%. Obesity: 40.5%. Diagnosed diabetes: 13.6%. Current cigarette smoking: 17.7%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · POLK CITY High cholesterol 41.6% High blood pressure 37.7% Obesity 40.5% Diagnosed diabetes 13.6% Current cigarette smoking 17.7% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population Data Pending
Lack of health insurance (18–64) 18.0%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1257950
Google Maps
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Available in Polk City

Life Insurance Products in Polk City, FL

9 insurance products available in Polk City

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Polk County and Nearby Florida Counties

Life Insurance by City Near Polk City, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Polk City

30 Cities · 3 Counties
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeeSaint CloudSt. CloudYeehaw Junction
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Hillsborough County10
Apollo BeachBrandonCarrollwoodDoverGibsontonLithiaPebble CreekPlant CityTampaTemple Terrace
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Polk City, Florida

Florida DFS public records show 52 actively licensed insurance producers with business addresses in Polk City (Polk County County). 43 hold Life & Health authority; 13 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

52Licensed producers
43Life & Health
13General Lines (P&C)

Browse producers by line

Life & Health Agents
43 producers · life-authorised
General Lines (Property & Casualty)
13 producers · 2-20

Featured licensed producers

Browse all →
AK
Alan Anthony Kotarsky
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 2511953 Licensed 2018
JL
Jarrett C Lastinger
Life Including Variable Annuity & Health
NPN 3694493 Licensed 2007
RS
Robert Fred Sumner
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 123516 Licensed 1983
ED
Eugenia Ellen Dowd
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 3625614 Licensed 2005
AK
Alan Anthony Kotarsky
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 2511953 Licensed 2018
RS
Robert Fred Sumner
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 123516 Licensed 1983

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Polk City.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Polk City Life Insurance Questions

💰

How much does life insurance cost in Polk City?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Polk City
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Polk City?

Yes. June serves all of Polk City and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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