Life Insurance
Term Life Insurance ↳ Term Life Quote & Cost Whole Life Insurance ↳ Whole Life Quotes Term vs Whole Life ↳ Compare Term vs Whole Life Universal Life (IUL) Final Expense Insurance ↳ Final Expense Quotes
Supplemental Coverage
Critical Illness Hospital Indemnity Accident & Injury
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Business Life Insurance Special Situations
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June Marcia Williams — Licensed Insurance Agent in Jan Phyl Village, FL
June Marcia Williams
Your Insurance Agent in Jan Phyl Village, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Jan Phyl Village, FL...
National Producer No.
17209549
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Life Insurance in Jan Phyl Village, FL

Securing Families Across Polk County with 9 Tailored Product Lines

Why Jan Phyl Village Residents Rely on June for Complete Peace of Mind

Your local licensed agent in Jan Phyl Village, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Jan Phyl Village, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

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Right here · Jan Phyl Village, FL

Jan Phyl Village, FL — Your Local Producer

Hello to my neighbors in Jan Phyl Village! Living here in Polk County, we appreciate the strong sense of community and the peace of mind that comes with our unique way of life. As a local licensed insurance producer, I'm dedicated to helping you protect that peace of mind for your family. I'm June Marcia Williams, and I can help you navigate options like Term Life, Whole Life, Final Expense, and other personal insurance plans to secure your financial future. My goal is to provide clear, personalized guidance so you can make confident decisions. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Jan Phyl Village Park
  • Jan Phyl Elementary School
  • Intersection of US-17 and Avenue R SW
NPN17209549FL LicenseW840529

Does obesity affect life insurance rates in Jan Phyl Village, FL?

Yes, qualification is common in Jan Phyl Village. Within Polk County's ~736,000 residents — including the 19.2% currently without health coverage — 42.0% of adults manage obesity and 37.0% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Coverage options and underwriting standards vary by carrier. View insurance in nearby Cypress Gardens →

📊 Top Health Considerations (CDC)

Top Health Considerations for Jan Phyl Village (CITY) High cholesterol: 40.1%. High blood pressure: 37%. Obesity: 42%. Diagnosed diabetes: 14.2%. Current cigarette smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · JAN PHYL VILLAGE High cholesterol 40.1% High blood pressure 37.0% Obesity 42.0% Diagnosed diabetes 14.2% Current cigarette smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population Data Pending
Lack of health insurance (18–64) 20.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1235300
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Life Insurance Products in Jan Phyl Village, FL

9 insurance products available in Jan Phyl Village

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense

Life Insurance by City Near Jan Phyl Village, FL

9,785 licensed producers on public record in Polk County.

🌟 Cities Served near Jan Phyl Village

30 Cities · 3 Counties
Osceola County10

Know your rights in Jan Phyl Village.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Jan Phyl Village Life Insurance Questions

💰

How much does life insurance cost in Jan Phyl Village?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Jan Phyl Village
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Jan Phyl Village?

Yes. June serves all of Jan Phyl Village and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

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