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June Marcia Williams — Licensed Insurance Agent in Combee Settlement, FL
June Marcia Williams
Your Insurance Agent in Combee Settlement, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Combee Settlement, FL...
National Producer No.
17209549
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Fast & Affordable Life Insurance in Combee Settlement | Same-Day Quotes

Your Local FL Advocate for Simplified-Issue & Fully-Underwritten Policies

Get Customized Coverage in Combee Settlement Without the Complexity

Your local licensed agent in Combee Settlement, Polk County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Combee Settlement, Polk County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
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Right here · Combee Settlement, FL

Combee Settlement, FL — Your Local Producer

Hello to my neighbors in Combee Settlement. Living here in Polk County, we appreciate the unique character and close-knit feel of our community. As a licensed insurance producer, I'm dedicated to helping local families like yours navigate their financial futures with confidence. Whether you're thinking about term life, whole life, final expense, or other personal insurance options, my goal is to provide clear, straightforward guidance. I can help you understand policies that protect what matters most. Let's work together to find a plan that fits your life right here in the Combee Settlement area. (June Marcia Williams, NPN: 17209549, Florida License No: W840529)

  • Combee Elementary School
  • Saddle Creek Park
  • US-92 & Combee Road
NPN17209549FL LicenseW840529

Combee Settlement is home to approximately 4,900 residents in Polk County, with a median age of 33.0 and a median household income of $37,800. About 48% of homes are owner-occupied; the median home value is $153,000. 6% of adults hold a bachelor's degree or higher; households with children make up 34%; veterans comprise 7% of residents. Average household size is 2.8. These demographic markers shape which life insurance products fit Combee Settlement households.

How Combee Settlement compares to Polk County

POLK COUNTY · 736K RESIDENTS COMBEE SETTLEMENT · 5K RESIDENTS
Polk County vs Combee Settlement — population comparison Polk County: 736,229 residents. Combee Settlement: 4,880 residents, 0.7% of Polk County population.
736,229 POLK COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
4,880 COMBEE SETTLEMENT RESIDENTS ↳ 0.7% of Polk County residents
Underwriting Guidelines

Does high blood pressure affect life insurance rates in Combee Settlement, FL?

Yes, qualification is common in Combee Settlement. Within Polk County's ~818,000 residents — including the 19.2% currently without health coverage — 34.2% of adults manage high blood pressure and 37.5% live with high cholesterol per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches Combee Settlement families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Lakeland →

📊 Top Health Considerations (CDC)

Top Health Considerations for Combee Settlement (CITY) High cholesterol: 37.5%. High blood pressure: 34.2%. Obesity: 40.7%. Diagnosed diabetes: 13%. Current cigarette smoking: 16.9%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · COMBEE SETTLEMENT High cholesterol 37.5% High blood pressure 34.2% Obesity 40.7% Diagnosed diabetes 13.0% Current cigarette smoking 16.9% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Polk County Gov Portal .GOV
Population ~4,880
Lack of health insurance (18–64) 19.4%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1213775
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Combee Settlement photo 1Combee Settlement photo 2
Photos by Diana McClendon , Angeles R (Im not distracted) via Google Maps
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Combee Settlement
Combee Settlement, FL 33801, USA
Available in Combee Settlement

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Polk County and Neighboring Florida Counties

Cities served near Combee Settlement.

June Marcia Williams writes life insurance and supplemental health policies across Polk County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Combee Settlement

30 Cities · 3 Counties
Osceola County10
Buena Ventura LaBuenaventura LakesCampbellCelebrationIntercession CitKenansvilleKissimmeePoincianaSaint CloudSt. Cloud
Polk CountyHome10
AuburndaleBartowBradley JunctionCypress GardensEloiseHaines CityLake WalesLakelandLakeland HighlandsWillow Oak
Hillsborough County10
BalmCarrollwoodDoverLithiaOdessaPebble CreekPlant CityTampaTemple TerraceUniversity
Official Resources

Know your rights in Combee Settlement.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Combee Settlement insurance — answered.

💰

How much does life insurance cost in Combee Settlement?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Combee Settlement
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Combee Settlement?

Yes. June serves all of Combee Settlement and every municipality in Polk County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Bradley Junction Polk County, FL 10 products available
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