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Home›Florida›Monroe County›Key Largo

June Marcia Williams — Licensed Insurance Agent in Key Largo, FL
June Marcia Williams
Your Insurance Agent in Key Largo, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Key Largo, FL...
National Producer No.
17209549
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Secure Your Family's Future | Custom Life Insurance in Key Largo

Dedicated Coverage Options from Final Expense to Term Life in Monroe County

The Smart Choice for Dependable Life Insurance in Key Largo, FL

Your local licensed agent in Key Largo, Monroe County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Key Largo, Monroe County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Key Largo, FL

Key Largo, FL — Your Local Producer

Hello, Key Largo! Living here in the upper Florida Keys means embracing a unique island lifestyle, from our beautiful coral reefs to stunning sunsets. It's a special way of life that deserves thoughtful protection. My name is June Marcia Williams, and as a licensed insurance producer in Florida, I'm dedicated to helping my neighbors navigate their options for life, final expense, and supplemental health insurance. Whether you're planning for your family's future or seeking peace of mind, I can help you understand the policies available. Let's chat about securing your legacy in our slice of paradise. (NPN: 17209549, FL License: W840529)

  • John Pennekamp Coral Reef State Park
  • Harry Harris Park and Beach
  • Key Largo School
NPN17209549FL LicenseW840529

Key Largo is home to approximately 12,000 residents in Monroe County, with a median age of 49.8 and a median household income of $74,200. About 76% of homes are owner-occupied; the median home value is $596,000. 37% of adults hold a bachelor's degree or higher; households with children make up 19%; veterans comprise 8% of residents. Average household size is 2.4. These demographic markers shape which life insurance products fit Key Largo households.

How Key Largo compares to Monroe County

MONROE COUNTY · 82K RESIDENTS KEY LARGO · 12K RESIDENTS
Monroe County vs Key Largo — population comparison Monroe County: 82,044 residents. Key Largo: 12,021 residents, 14.7% of Monroe County population.
82,044 MONROE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
12,021 KEY LARGO RESIDENTS ↳ 14.7% of Monroe County residents
Underwriting Guidelines

Are Key Largo residents with current cigarette smoking able to qualify for life insurance?

Key Largo applicants with current cigarette smoking qualify routinely. The local risk pool — Monroe County's ~81,000 residents, 13.5% without health coverage — shows 12.5% adult prevalence of current cigarette smoking and 42.6% with high cholesterol. Top-rated carriers price these conditions transparently when application data is complete and recent.

Our underwriting team matches Key Largo families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Naval Air Statio →

📊 Top Health Considerations (CDC)

Top Health Considerations for Key Largo (CITY) High cholesterol: 42.6%. High blood pressure: 39.7%. Obesity: 26.4%. Diagnosed diabetes: 14.3%. Current cigarette smoking: 12.5%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · KEY LARGO High cholesterol 42.6% High blood pressure 39.7% Obesity 26.4% Diagnosed diabetes 14.3% Current cigarette smoking 12.5% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Monroe County Gov Portal .GOV
Population ~12,021
Lack of health insurance (18–64) 13.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1236375
Google Maps
3.6 34 reviews
Largo City Hall photo 1Largo City Hall photo 2Largo City Hall photo 3Largo City Hall photo 4
Photos by Sean Buckmaster , City of Largo , charles kohalisky , Largo City Hall via Google Maps
View on Google Maps
Largo City Hall
Open now · Mon 8:00 AM – 5:00 PM
(727) 587-6700
largo.com
440 W Bay Dr, Largo, FL 33770, USA
Recent Reviews
Kevin Covais ★☆☆☆☆
"Called to complain about constantly getting nails And my tire on Starkey and Ulmerton. I was told that’s a public works issue. These people do not deserve my tax money!"
jessica casper ★☆☆☆☆
"This city is despicable. Talk to Rosalyn and stormwater about the fact that all of our storm drains are filled with debris and crap from the road construction over here off of dryer. Talk to her a cou…"
Available in Key Largo

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Monroe County and Neighboring Florida Counties

Cities served near Key Largo.

June Marcia Williams writes life insurance and supplemental health policies across Monroe County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Key Largo

28 Cities · 3 Counties
Broward County10
Boulevard GardensCooper CityFort LauderdaleHallandaleHallandale BeachHollywoodMiramarPompano BeachRoosevelt GardensTamarac
Monroe CountyHome10
Duck KeyIslamorada, Village of IslandsKey Colony BeachKey WestMarathonNorth Key LargoOcean ReefStock IslandSummerland KeyTavernier
Hendry County8
ClewistonFeldaFort DenaudHarlemLabelleMonturaPioneerPort LaBelle
Official Resources

Know your rights in Key Largo.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Key Largo insurance — answered.

💰

How much does life insurance cost in Key Largo?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Key Largo
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Key Largo?

Yes. June serves all of Key Largo and every municipality in Monroe County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

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