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Home›Florida›Miami Dade County›Virginia Gardens

June Marcia Williams — Licensed Insurance Agent in Virginia Gardens, FL
June Marcia Williams
Your Insurance Agent in Virginia Gardens, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Virginia Gardens, FL...
National Producer No.
17209549
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Expert Life Insurance Agent in Virginia Gardens, FL | 12+ Years Experience

Top-Rated Financial Protection for Virginia Gardens Residents

Honest, Local Insurance Guidance for Your Family's Future in Miami Dade County

Your local licensed agent in Virginia Gardens, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Virginia Gardens, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Virginia Gardens, FL

Virginia Gardens, FL — Your Local Producer

Hello, Virginia Gardens! As a fellow resident of our vibrant Miami-Dade County, I appreciate the unique character of our community, nestled with its own distinct charm yet close to everything. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my neighbors right here in our corner of Florida. I provide guidance on personal insurance options—from life and final expense to supplemental health plans—helping you understand your choices so you can protect your family's future. Let's connect and review the coverage that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Virginia Gardens Village Hall
  • Virginia Gardens Park
  • NW 36th Street
NPN17209549FL LicenseW840529

Virginia Gardens is home to approximately 2,400 residents in Miami Dade County, with a median age of 41.5 and a median household income of $75,500. About 55% of homes are owner-occupied; the median home value is $432,000. 32% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 2% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Virginia Gardens households.

How Virginia Gardens compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS VIRGINIA GARDENS · 2K RESIDENTS
Miami Dade County vs Virginia Gardens — population comparison Miami Dade County: 2,688,237 residents. Virginia Gardens: 2,419 residents, 0.1% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,419 VIRGINIA GARDENS RESIDENTS ↳ 0.1% of Miami Dade County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Virginia Gardens, FL?

Yes. Miami Dade County's health profile — 2,687,000 residents, 25.6% uninsured, 29.7% adults with high blood pressure, 34.6% with high cholesterol — shapes how A-rated carriers tier rate classes for Virginia Gardens applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Our underwriting team matches Virginia Gardens families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby South Miami Heights →

📊 Top Health Considerations (CDC)

Top Health Considerations for Virginia Gardens (CITY) High cholesterol: 34.6%. High blood pressure: 29.7%. Obesity: 27.7%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · VIRGINIA GARDENS High cholesterol 34.6% High blood pressure 29.7% Obesity 27.7% Diagnosed diabetes 13.2% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~2,419
Lack of health insurance (18–64) 24.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1274575
Google Maps
3.9 7 reviews
View on Google Maps
Village of Virginia Gardens
Open now · Mon 9:00 AM – 5:00 PM
(305) 871-6104
virginiagardens-fl.gov .GOV
6498 NW 38th Terrace, Virginia Gardens, FL 33166, USA
Recent Reviews
Josue Caleb Corrales ★☆☆☆☆
"What’s the point of this park if you guys dont even let the public play in it. Old guy who was probably the manager was very rude to me and my friend."
K3v10 0 ★★★★★
"The park is good and provides a tranquil experience for activities like tennis, soccer, or baseball. I did heard the park ranger is not very friendly but other than that, a good place to train."
Available in Virginia Gardens

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Virginia Gardens.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Virginia Gardens

30 Cities · 3 Counties
Collier County10
Berkshire LakesChokoloskeeLelyLely ResortMarco IslandNaplesNaples ManorNaples ParkPelican MarshPlantation Island
Miami Dade CountyHome10
Country ClubHialeahIves EstatesKendale LakesMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPalm SpringsPlantation Mobile Home ParkSan Castle
Official Resources

Know your rights in Virginia Gardens.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Virginia Gardens insurance — answered.

💰

How much does life insurance cost in Virginia Gardens?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Virginia Gardens
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Virginia Gardens?

Yes. June serves all of Virginia Gardens and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified
Nearby Cities

Coverage continues next door.

← Previous Three Lakes Miami Dade County, FL 10 products available
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Next → West Little River Miami Dade County, FL 10 products available

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