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Home›Florida›Miami Dade County›Virginia Gardens

June Marcia Williams — Licensed Insurance Agent in Virginia Gardens, FL
June Marcia Williams
Your Insurance Agent in Virginia Gardens, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing Virginia Gardens, FL...
National Producer No.
17209549
Verify ↗

Life Insurance in Virginia Gardens, FL

Top-Rated Financial Protection for Virginia Gardens Residents

Honest, Local Insurance Guidance for Your Family's Future in Miami Dade County

Your local licensed agent in Virginia Gardens, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Virginia Gardens, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ Get Your Quote 📅 Schedule a Call
🛡️ NPN Verified
⭐ 5-Star Service
❤️ 3K+ Satisfied
Right here · Virginia Gardens, FL

Virginia Gardens, FL — Your Local Producer

Hello, Virginia Gardens! As a fellow resident of our vibrant Miami-Dade County, I appreciate the unique character of our community, nestled with its own distinct charm yet close to everything. My name is June Marcia Williams, and as a licensed insurance producer, I'm dedicated to serving my neighbors right here in our corner of Florida. I provide guidance on personal insurance options—from life and final expense to supplemental health plans—helping you understand your choices so you can protect your family's future. Let's connect and review the coverage that fits your life. (NPN: 17209549, Florida License No: W840529)

  • Virginia Gardens Village Hall
  • Virginia Gardens Park
  • NW 36th Street
NPN17209549FL LicenseW840529

Virginia Gardens is home to approximately 2,400 residents in Miami Dade County, with a median age of 41.5 and a median household income of $75,500. About 55% of homes are owner-occupied; the median home value is $432,000. 32% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 2% of residents. Average household size is 3.0. These demographic markers shape which life insurance products fit Virginia Gardens households.

How Virginia Gardens compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS VIRGINIA GARDENS · 2K RESIDENTS
Miami Dade County vs Virginia Gardens — population comparison Miami Dade County: 2,688,237 residents. Virginia Gardens: 2,419 residents, 0.1% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
2,419 VIRGINIA GARDENS RESIDENTS ↳ 0.1% of Miami Dade County residents
Underwriting Guidelines

Can I get life insurance with high blood pressure in Virginia Gardens, FL?

Yes. Miami Dade County's health profile — 2,688,000 residents, 25.6% uninsured, 29.7% adults with high blood pressure, 34.6% with high cholesterol — shapes how A-rated carriers tier rate classes for Virginia Gardens applicants. Standard or Preferred is achievable when high blood pressure is well-controlled; substandard tables apply when control is recent or partial.

Coverage options and underwriting standards vary by carrier. View insurance in nearby South Miami Heights →

📊 Top Health Considerations (CDC)

Top Health Considerations for Virginia Gardens (CITY) High cholesterol: 34.6%. High blood pressure: 29.7%. Obesity: 27.7%. Diagnosed diabetes: 13.2%. Current cigarette smoking: 9.8%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · VIRGINIA GARDENS High cholesterol 34.6% High blood pressure 29.7% Obesity 27.7% Diagnosed diabetes 13.2% Current cigarette smoking 9.8% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV
Population ~2,419
Lack of health insurance (18–64) 24.9%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1274575
Google Maps
3.9 7 reviews
View on Google Maps
Village of Virginia Gardens
Open now · Mon 9:00 AM – 5:00 PM
(305) 871-6104
virginiagardens-fl.gov .GOV
6498 NW 38th Terrace, Virginia Gardens, FL 33166, USA
Recent Reviews
Josue Caleb Corrales ★☆☆☆☆
"What’s the point of this park if you guys dont even let the public play in it. Old guy who was probably the manager was very rude to me and my friend."
K3v10 0 ★★★★★
"The park is good and provides a tranquil experience for activities like tennis, soccer, or baseball. I did heard the park ranger is not very friendly but other than that, a good place to train."
Available in Virginia Gardens

Life Insurance Products in Virginia Gardens, FL

9 insurance products available in Virginia Gardens

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

View Term Life 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

View Whole Life 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

View Universal Life 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

View Critical Illness 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

View Hospital Indemnity ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

View Accident & Injury 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

View Business Life 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

View Special Situations 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

View Final Expense
All products subject to carrier underwriting and state availability. June Marcia Williams · NPN 17209549 · Licensed in NJ, PA, FL, MD & VA
Life Insurance in Miami Dade County and Nearby Florida Counties

Life Insurance by City Near Virginia Gardens, FL

45,407 licensed producers on public record in Miami Dade County.

🌟 Cities Served near Virginia Gardens

30 Cities · 3 Counties
Collier County10
ChokoloskeeGolden GateImmokaleeLely ResortMarco IslandMarco Shores-Hammock BayNaplesNaples ManorPelican MarshWinding Cypress
Miami Dade CountyHome10
HialeahIves EstatesKendale LakesMiamiMiami BeachMiami GardensThe CrossingsThe HammocksWest Little RiverWest Miami
Palm Beach County10
Boynton BeachCanal PointGreenacresLake WorthLake Worth BeachPalm Beach GardePalm Beach GardensPlantation Mobile Home ParkSan CastleWest Palm Beach
🏛️ Know Your Agent · Public Record Directory

Licensed Insurance Agents in Virginia Gardens, Florida

Florida DFS public records show 24 actively licensed insurance producers with business addresses in Virginia Gardens (Miami-Dade County County). 24 hold Life & Health authority; 3 hold Property & Casualty authority. Browse by line below, or verify any license number directly with the state.

24Licensed producers
24Life & Health
3General Lines (P&C)

Browse producers by line

Life & Health Agents
24 producers · life-authorised
General Lines (Property & Casualty)
3 producers · 2-20

Featured licensed producers

Browse all →
PC
Patricia Cordero
Life Including Variable Annuity & Health
NPN 1642826 Licensed 2012
GM
Gabriela Veronica Van Der Molen
Life Including Variable Annuity & Health
NPN 8624742 Licensed 2009
RT
Rosaria S Totaro
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17438854 Licensed 2014
JV
Jesus Tadeo Velasquez
Life Including Variable Annuity & Health
NPN 18850729 Licensed 2018
RT
Rosaria S Totaro
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 17438854 Licensed 2014
LR
Lisvel Roa
Life & Health (2-15) and General Lines / P&C (2-20)
NPN 18574329 Licensed 2017

Producer listings are compiled from Florida Department of Financial Services public licensee records, Fla. Stat. §119.01. June Life Insurance does not endorse, rank, or rate any listed producer and is not a government agency.

Official Resources

Know your rights in Virginia Gardens.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV
Frequently Asked Questions

Virginia Gardens Life Insurance Questions

💰

How much does life insurance cost in Virginia Gardens?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Virginia Gardens
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for applicants with pre-existing health conditions. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of Virginia Gardens?

Yes. June serves all of Virginia Gardens and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness
✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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