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June Marcia Williams — Licensed Insurance Agent in South Miami Heights, FL
June Marcia Williams
Your Insurance Agent in South Miami Heights, FL
NJ #1543971
PA #767197
FL #W840529
MD #3004137002
VA #1575461
Live Status: Servicing South Miami Heights, FL...
National Producer No.
17209549
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Trusted Life Insurance in South Miami Heights, FL | Local Expert

Securing Families Across Miami Dade County with 9 Tailored Product Lines

Why South Miami Heights Residents Rely on June for Complete Peace of Mind

Your local licensed agent in South Miami Heights, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for South Miami Heights, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent
🛡️ NPN Verified
5-Star Service
❤️ 3K+ Satisfied
Right here · South Miami Heights, FL

South Miami Heights, FL — Your Local Producer

Hello, South Miami Heights! As a fellow resident of the vibrant Miami-Dade County area, I understand the importance of community and planning for the future. My name is June Marcia Williams, and I'm a licensed insurance producer right here in your community (NPN: 17209549, Florida License No: W840529). I'm dedicated to helping my neighbors navigate their options for personal insurance, whether it's Term Life, Whole Life, Final Expense, or specialized plans like Critical Illness and Accident & Injury coverage. I'm here to provide clear, personal guidance so you can make informed decisions for your family's financial security.

  • South Dade Park
  • Robert Morgan Educational Center
  • Larry and Penny Thompson Park
NPN17209549FL LicenseW840529

South Miami Heights is home to approximately 35,700 residents in Miami Dade County, with a median age of 42.5 and a median household income of $59,900. About 64% of homes are owner-occupied; the median home value is $326,000. 19% of adults hold a bachelor's degree or higher; households with children make up 35%; veterans comprise 2% of residents. Average household size is 3.1. These demographic markers shape which life insurance products fit South Miami Heights households.

How South Miami Heights compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS SOUTH MIAMI HEIGHTS · 36K RESIDENTS
Miami Dade County vs South Miami Heights — population comparison Miami Dade County: 2,688,237 residents. South Miami Heights: 35,705 residents, 1.3% of Miami Dade County population.
2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents
35,705 SOUTH MIAMI HEIGHTS RESIDENTS ↳ 1.3% of Miami Dade County residents

Does current cigarette smoking affect life insurance rates in South Miami Heights, FL?

Yes, qualification is common in South Miami Heights. Within Miami Dade County's ~2,687,000 residents — including the 25.6% currently without health coverage — 11.4% of adults manage current cigarette smoking and 32.5% live with high blood pressure per current CDC PLACES data. Multiple A-rated carriers offer Standard or Preferred rates for well-controlled cases via fully underwritten products, with simplified-issue alternatives where clinical specifics warrant a faster path.

Our underwriting team matches South Miami Heights families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Palmetto Estates →

📊 Top Health Considerations (CDC)

Top Health Considerations for South Miami Heights (CITY) High cholesterol: 35.4%. High blood pressure: 32.5%. Obesity: 29.9%. Diagnosed diabetes: 15.5%. Current cigarette smoking: 11.4%. Source: CDC PLACES Dataset. TOP HEALTH CONSIDERATIONS · SOUTH MIAMI HEIGHTS High cholesterol 35.4% High blood pressure 32.5% Obesity 29.9% Diagnosed diabetes 15.5% Current cigarette smoking 11.4% Data sourced directly from the CDC PLACES Dataset.

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range
Standard
Rated / Watch

Official City Resources

Population ~35,705
Lack of health insurance (18–64) 28.7%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1267575
Google Maps
3.7 17 reviews
South Miami City Hall photo 1South Miami City Hall photo 2South Miami City Hall photo 3
Photos by Mehrdad Yousefi , M M , Frank Gorrin via Google Maps
South Miami City Hall
Open now · Mon 8:00 AM – 4:00 PM
6130 Sunset Dr, South Miami, FL 33143, USA
Recent Reviews
Moise Blanco ★☆☆☆☆
"Today August 25, 2021 I parked to pick up a meal at Chef Adriane restaurant which is located on 57ct with 74st and some of those who put a ticket from the city do not care that I had my grandmother, h…"
Jorge Espinosa ★☆☆☆☆
"Cops are rude here I parked in a parking space next to officers car which he was badly parked yes there was other parking spaces available but I parked in that one well he gets out of the car and tel…"

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate
💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan
📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free
🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash
🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage
Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection
🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business
🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution
🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Cities served near South Miami Heights.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

Know your rights in South Miami Heights.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

South Miami Heights insurance — answered.

💰

How much does life insurance cost in South Miami Heights?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

South Miami Heights
📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products
🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations
🏙️

Does June serve all of South Miami Heights?

Yes. June serves all of South Miami Heights and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage
🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

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No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation
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