June Marcia Williams

Your Insurance Agent in Surfside, FL

NJ #1543971

PA #767197

FL #W840529

MD #3004137002

VA #1575461

Live Status: Servicing Surfside, FL...

National Producer No.

17209549

Verify ↗

Secure Your Family's Future | Custom Life Insurance in Surfside

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Surfside, FL

Your local licensed agent in Surfside, Miami Dade County. 9 product lines. 12 years of experience. One call away.

June Marcia Williams (NPN 17209549, FL #W840529) writes life insurance for Surfside, Miami Dade County, Florida residents — fully-underwritten, simplified-issue, and final-expense products with same-day quotes.

✅ Verified NJ · PA · FL · MD · VA Licensed Agent

🛡️ Get Your Quote 📅 Schedule a Call

🛡️ NPN Verified

⭐ 5-Star Service

❤️ 3K+ Satisfied

Right here · Surfside, FL

Surfside, FL — Your Local Producer

Hello, Surfside neighbors! Living in our beautiful beachfront town offers a unique sense of peace and community that's truly special. As a fellow Floridian and licensed insurance producer, I understand the importance of protecting that peace of mind for your family. I'm June Marcia Williams, and I specialize in helping individuals and families across Miami-Dade County navigate their personal insurance options, from term and whole life to final expense and critical illness plans. My goal is to provide clear, personalized guidance so you can feel confident in your future. (NPN: 17209549, Florida License No: W840529)

Surfside Community Center
Bal Harbour Shops
Harding Avenue

NPN17209549FL LicenseW840529

Surfside is home to approximately 5,600 residents in Miami Dade County, with a median age of 41.6 and a median household income of $73,200. About 64% of homes are owner-occupied; the median home value is $699,000. 56% of adults hold a bachelor's degree or higher; households with children make up 31%; veterans comprise 1% of residents. Average household size is 2.7. These demographic markers shape which life insurance products fit Surfside households.

How Surfside compares to Miami Dade County

MIAMI DADE COUNTY · 2.7M RESIDENTS SURFSIDE · 6K RESIDENTS

2,688,237 MIAMI DADE COUNTY POPULATION ↳ 1 cell ≈ 10,000 residents

5,625 SURFSIDE RESIDENTS ↳ 0.2% of Miami Dade County residents

Underwriting Guidelines

How does high blood pressure impact life insurance underwriting in Surfside, FL?

Coverage is widely available. Surfside sits within Miami Dade County (population ~2,687,000, 25.6% uninsured), where 33.4% of adults have high blood pressure alongside 37.5% with high cholesterol per current CDC PLACES data. Independent agents match applicants to carriers whose underwriting guidelines treat each clinical profile most favorably.

Our underwriting team matches Surfside families directly with the carriers who look most favorably on these specific health markers, eliminating the guesswork. View insurance in nearby Pinewood →

📊 Top Health Considerations (CDC)

Tier projection blends county-level prevalence with carrier underwriting bands. Higher prevalence shifts more of each bar into Standard and Rated/Watch segments. Use as a county baseline, not an individual underwriting outcome.

Preferred Range

Standard

Rated / Watch

Official City Resources

Miami Dade County Gov Portal .GOV

Population ~5,625

Lack of health insurance (18–64) 13.6%

Healthcare-access indicator. Localized rates correlate with simplified-issue and final-expense product fit. Source: CDC PLACES (BRFSS).

FIPS code 1270075

3.5 13 reviews

Photos by Robert Heckler , Adam Burkey , Priscilla Flores via Google Maps

View on Google Maps

Surfside City Hall

Open now · Mon 7:30 AM – 6:00 PM

(979) 233-1531

surfsidetx.org

1304 Monument Dr, Freeport, TX 77541, USA

Recent Reviews

Mikey Algermissen ★★☆☆☆

"Cute little town but they really need to figure out how to better treat their water supply. It has a really sulfur-like smell to it that is very off-putting. We could not drink the water in town and s…"

Dalvin H ★★★★★

"They allow visitors to rent beach wheelchairs. I highly recommend it for folks with mobility issues. Only a $100 deposit pending return of the vehicle"

Available in Surfside

Your coverage options.

Life insurance, supplemental health, and business protection — all from one licensed agent.

🛡️ Life Insurance

Term Life

Level-premium protection for 10, 20, or 30 years. Designed to cover mortgages, income replacement, and family obligations.

Lock My Term Rate 💎 Life Insurance

Whole Life

Permanent coverage with guaranteed cash value accumulation. Lifetime protection that doubles as a financial asset.

Build My Legacy Plan 📈 Life Insurance

Universal Life

Flexible premiums with index-linked growth potential. Adjustable coverage that adapts to your financial goals over time.

Grow My Wealth Tax-Free 🏥 Supplemental Health

Critical Illness

Lump-sum benefit upon diagnosis of a covered condition — cancer, heart attack, stroke, and more. Use it however you need.

Secure Illness Cash 🏨 Supplemental Health

Hospital Indemnity

Daily cash benefit for hospital stays, regardless of other insurance. Covers deductibles, lost wages, and out-of-pocket costs.

Get Hospital Cash Coverage ⚡ Supplemental Health

Accident & Injury

Cash benefits for accidents — fractures, dislocations, burns, emergency transport. Pays on top of your existing health plan.

Lock In Accident Protection 🏢 Business

Business Life

Key person, buy-sell funding, and executive benefits. Protect your business from the financial impact of losing a critical contributor.

Protect My Business 🔑 Specialized

Special Situations

Pre-existing conditions, no-exam options, marijuana users, high-risk applicants. Coverage solutions when standard plans say no.

Find My Coverage Solution 🕊️ Life Insurance

Final Expense

Covers funeral, burial, cremation, and end-of-life costs. No medical exam. Ages 50–85. Premiums never increase.

Secure Final Expense Coverage

Coverage Across Miami Dade County and Neighboring Florida Counties

Cities served near Surfside.

June Marcia Williams writes life insurance and supplemental health policies across Miami Dade County and adjacent Florida counties — all within the same Florida regulatory framework.

🌟 Cities Served near Surfside

30 Cities · 3 Counties

Official Resources

Know your rights in Surfside.

Florida Office of Insurance Regulation

File complaints, verify agent licenses, and understand your rights under Florida insurance law.

Visit floir.gov →.GOV

Verify Agent License (NIPR)

Look up June's NPN (17209549), active licenses, and state appointments.

Visit nipr.com →.COM

NAIC Consumer Guides

Free guides on choosing life insurance, understanding policy types, and filing complaints.

Visit naic.org →.ORG

FTC Life Insurance Guide

Federal consumer guide — what to watch for and your federal protections.

Visit ftc.gov →.GOV

Frequently Asked Questions

Surfside insurance — answered.

💰

How much does life insurance cost in Surfside?

Rates vary based on age, health, coverage amount, and policy type. Term life is generally the most affordable. A licensed agent can compare carriers for your specific situation.

Surfside

📋

What types of insurance are available here?

Term life, whole life, universal life, critical illness, hospital indemnity, accident & injury, business life, specialized coverage — all from one licensed agent.

9 Products

🔑

Coverage with a pre-existing condition?

Yes. Multiple carriers offer coverage for diabetes, high blood pressure, heart disease, and cancer history. Simplified-issue and guaranteed-issue options available. Rates vary by carrier.

Special Situations

🏙️

Does June serve all of Surfside?

Yes. June serves all of Surfside and every municipality in Miami Dade County. Licensed in five states: NJ, PA, FL, MD, and VA.

Full Coverage

🏥

What is critical illness insurance?

Pays a lump-sum cash benefit upon diagnosis of cancer, heart attack, stroke, or organ failure. Supplements health insurance by covering deductibles, lost wages, and non-medical expenses.

Critical Illness

✅

How do I verify June's FL license?

Verify through FL OIR at floir.gov or NIPR at nipr.com. June Marcia Williams — NPN 17209549, FL License #W840529.

Verified

Nearby Cities

Coverage continues next door.

← Previous Sunset Miami Dade County, FL 10 products available

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You Are Here Surfside Miami Dade County, FL

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Next → Sweetwater Miami Dade County, FL 10 products available

Talk to a real person. Today.

No automated phone trees. No chatbots. Schedule a time that works for you and a licensed agent with 12 years of experience calls you directly.

Licensed in 5 states NPN verified No obligation

📅 Schedule a Call 💬 Get Your Quote

Secure Your Family's Future | Custom Life Insurance in Surfside

Dedicated Coverage Options from Final Expense to Term Life in Miami Dade County

The Smart Choice for Dependable Life Insurance in Surfside, FL

Surfside, FL — Your Local Producer

How Surfside compares to Miami Dade County

How does high blood pressure impact life insurance underwriting in Surfside, FL?

📊 Top Health Considerations (CDC)

🏛️ Official City Resources

Your coverage options.

Term Life

Whole Life

Universal Life

Critical Illness

Hospital Indemnity

Accident & Injury

Business Life

Special Situations

Final Expense

Cities served near Surfside.

🌟 Cities Served near Surfside

Know your rights in Surfside.

Florida Office of Insurance Regulation

Verify Agent License (NIPR)

NAIC Consumer Guides

FTC Life Insurance Guide

Surfside insurance — answered.

How much does life insurance cost in Surfside?

What types of insurance are available here?

Coverage with a pre-existing condition?

Does June serve all of Surfside?

What is critical illness insurance?

How do I verify June's FL license?

Coverage continues next door.

Talk to a real person. Today.

Official City Resources